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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
EP Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
EP's 9-Month CD rates are at 3.68%, 12 Month CD rates are at 3.50%, 9 Month CD rates are at 3.43%, 36 Month CD rates are at 3.25%, 48 Month CD rates are at 3.04%. EP's savings rates are at 0.10%. EP's money market rates are at 0.20%. MonitorBankRates evaluates the financial stability of EP with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.03%. Rates were last updated on 04/19/2026. EP money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EP? Share your experience about EP by leaving a review below, or read customer reviews before you decide to use EP. Citizens Bank Mount Vernon, KY
Main 301 13th Street SW RM 215A
http://www.epfcu.org Washington, DC 20228 0001 
EP CD Rates
EP Savings Rates
EP Money Market Rates
EP Home Equity & HELOC
EP Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for EP is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather EP rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with EP's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
EP
Website
http://www.epfcu.org
Address
301 13th Street SW RM 215A,
Washington, DC 20228 0001
Phone
202-318-1991
Fax
202-991-6967
President
Gregory Boutin
CEO
Ron Schneeberger
Full-Time Employees
12
Part-Time Employees
0
Branch Locations
3
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.03%
Return on Assets (ROA)
0.0849%
Return on Equity (ROE)
1.0374%
Non-Performing Loans Ratio (NPL)
0.90%
Total Assets
72,342,003
Total Amount of Shares and Deposits
66,999,301
Total Shares and Deposits < 1 Year
61,024,882
Total Shares and Deposits 1 3 Years
5,004,382
Total Shares and Deposits > 3 Years
970,037
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,205,604
Total Uninsured Shares and Deposits > $250K (F+J)
2,205,604
Total Insured Shares and Deposits > $250K (item 17 less item K)
64,793,697
Total Interest Expense (Sum of items 6 8)
406,625
Share Certificates
412
Number of Accounts for Share Drafts
2,455
IRA KEOGH Accounts
78
Number of Accounts for Regular Shares
4,222
All other shares
860
Non Member Deposits
2
Money Market Shares
128
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,903,670
Total Liabilities
67,344,564
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About EPIs EP a safe place to deposit money?Yes, EP is considered a safe financial institution. With a Texas Ratio of 6.0269121358582%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does EP operate?EP currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join EP?Yes, to access services at EP, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, EP does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, EP provides members with tools to manage their accounts and build a solid financial history. Does EP offer online and mobile banking?Most modern institutions like EP provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.epfcu.org. Current EP Rates
Retrieved from our database of financial products. Rates subject to change.
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