MonitorBankRates
  1. Home
  2. Credit Unions
  3. Northwest Adventist Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Northwest Adventist Federal Credit Union Rates & Review April 2026

Northwest Adventist Federal Credit Union's 1-Year CD rates are at 4.33%, 9-Month CD rates are at 4.20%, 6-Month CD rates are at 4.07%, 90-Day CD rates are at 4.02%, 1-Year CD rates are at 3.56%. Northwest Adventist Federal Credit Union's savings rates are at 0.05%. Northwest Adventist Federal Credit Union's money market rates are at 2.02%. Northwest Adventist Federal Credit Union's Personal Loan Rates are at 7.15%. MonitorBankRates evaluates the financial stability of Northwest Adventist Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.11%. Rates were last updated on 04/05/2026.

Northwest Adventist Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northwest Adventist Federal Credit Union? Share your experience about Northwest Adventist Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Northwest Adventist Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.11%
Excellent Lower than avg
Northwest Adventist Federal Credit Union
NW Adventist FCU
10333 SE Main St
Portland, OR 97216 2940
https://www.mynwcu.com
Member NCUA

Northwest Adventist Federal Credit Union CD Rates

Product Rate APY Term View More
1-Year Certificate 4.25% 4.33% 1-Year
Min Balance $2,500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%
9-Month Certificate 4.13% 4.20% 9-Month
Min Balance $2,500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%
6-Month Certificate 4.00% 4.07% 6-Month
Min Balance $2,500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%
90-Day Certificate 3.95% 4.02% 90-Day
Min Balance $2,500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%
1-Year Certificate 3.50% 3.56% 1-Year
Min Balance $1,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%
1-Year Certificate 3.25% 3.30% 1-Year
Min Balance $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%
9-Month Certificate 3.25% 3.30% 9-Month
Min Balance $1,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%
6-Month Certificate 3.13% 3.17% 6-Month
Min Balance $1,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%
9-Month Certificate 3.13% 3.17% 9-Month
Min Balance $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%
6-Month Certificate 3.00% 3.04% 6-Month
Min Balance $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%
90-Day Certificate 3.00% 3.04% 90-Day
Min Balance $1,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%
90-Day Certificate 2.95% 2.99% 90-Day
Min Balance $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%

Northwest Adventist Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.50% 0.50%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%
Savings 0.05% 0.05%
Min Balance $5
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%

Northwest Adventist Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 2.00% 2.02%
Min Balance $5,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%

Northwest Adventist Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Member Appreciation Auto Loan Special - - 5.50% 72
Details As Low As; *some restrictions apply
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%

Northwest Adventist Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - 13.90%
Details Regular APR: 13.90%
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%

Northwest Adventist Federal Credit Union Personal Loan Rates

Product Rate APR View More
New/Used Boats & Personal Watercraft - 7.15%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.11%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Northwest Adventist Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Northwest Adventist Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northwest Adventist Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Northwest Adventist Federal Credit Union
Address 10333 SE Main St, Portland, OR 97216 2940
Phone 503-256-3712
Fax 503-256-1912
President John Rogers
CEO Jesica Ramos
Full-Time Employees 8
Part-Time Employees 0
Branch Locations 1
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.11%
Return on Assets (ROA)
1.0482%
Return on Equity (ROE)
7.5184%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
35,317,143
Total Amount of Shares and Deposits
29,944,052
Total Shares and Deposits < 1 Year
29,944,051
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,431,200
Total Uninsured Shares and Deposits > $250K (F+J)
2,431,200
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,512,852
Total Interest Expense (Sum of items 6 8)
206,576
Share Certificates
198
Number of Accounts for Share Drafts
1,750
Number of Accounts for Regular Shares
3,535
Money Market Shares
136
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,196,014
Total Liabilities
30,393,765
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Northwest Adventist Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Northwest Adventist Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Northwest Adventist Federal Credit Union

Is Northwest Adventist Federal Credit Union a safe place to deposit money?

Yes, Northwest Adventist Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.1064409181048%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Northwest Adventist Federal Credit Union operate?

Northwest Adventist Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Northwest Adventist Federal Credit Union?

Yes, to access services at Northwest Adventist Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Northwest Adventist Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northwest Adventist Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Northwest Adventist Federal Credit Union offer online and mobile banking?

Most modern institutions like Northwest Adventist Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mynwcu.com.

Current Northwest Adventist Federal Credit Union Rates

  • 12-Month CD3.30%
  • Savings0.05%
  • MMA2.02%
Retrieved from our database of financial products. Rates subject to change.