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FOGCE Federal Credit Union Rates and Review January 2026

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FOGCE Federal Credit Union12-month CD rates can be found at 3.50%, 6-month CD rates at 2.95% and 3-month CD rates at 0.80%. Savings rates are at 0.15% and money market rates are at 0.08%. Mortgage rates on 30-year fixed loans are around 5.73%. Credit Card rates are at 11.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to FOGCE Federal Credit Union rates.

Compare FOGCE Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of FOGCE Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

FOGCE Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at FOGCE Federal Credit Union? Share your experience about FOGCE Federal Credit Union by leaving a review below, or read customer reviews before you decide to use FOGCE Federal Credit Union.

Overall, FOGCE Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

FOGCE Federal Credit Union
FOGCE FEDERAL CREDIT UNION
112 PRAIRIE AVE
Eutaw, AL 35462
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Checking
6.00%
$0
Kasasa Savings
4.00%
$50
Shield Checking
4.00%
$0
6-Month CD
3.90%
$500
48-Month CD
3.80%
$500
24-Month CD
3.80%
$1,000
12-Month CD
3.60%
$100
48-Month CD
3.50%
$1,000
30-Month CD
3.40%
$1,000
18-Month CD
3.28%
$500
6-Month CD
3.14%
$1,000
24-Month CD
3.10%
$500
12-Month CD
3.00%
$1,000
24-Month CD
2.90%
$1,000
12-Month CD
2.78%
$500
60-Month CD
2.75%
$500
24-Month CD
2.75%
$1,000
48-Month CD
2.70%
$500
18-Month CD
2.52%
$500
36-Month CD
2.50%
$500
24-Month CD
2.50%
$2,500
36-Month CD
2.02%
$500
12-Month CD
2.01%
$1,000
48-Month CD
1.96%
$500
24-Month CD
1.91%
$1,000
Money Market Savings
1.85%
$0
Money Market
1.76%
$2,500
48-Month CD
1.75%
$500
Money Market
1.51%
$250
36-Month CD
1.51%
$500
18-Month CD
1.50%
$500
24-Month CD
1.50%
$500
48-Month CD
1.45%
$500
48-Month CD
1.25%
$500
60-Month CD
1.10%
$500
36-Month CD
0.75%
$500
36-Month CD
0.75%
$1,000
48-Month CD
0.45%
$500
36-Month CD
0.45%
$500
24-Month CD
0.40%
$1,000
Money Market
0.35%
$2,500
Golden Savings
0.25%
$25
Money Market
0.25%
$3,000
Variable Savings
0.25%
$150
3-Month CD
0.15%
$500
6-Month CD
0.10%
$1,000
Premium Interest Checking
0.04%
$0
Interest Checking
0.01%
$100
Savings
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.375%
5.911%
0.000
7/1 ARM
7.000%
7.111%
0.000
6.000%
6.000%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
5.500%
5.972%
0.000
15-Year Fixed
5.375%
5.546%
0.000
30-Year Fixed
6.000%
6.048%
0.000
5.375%
5.860%
0.000
30-Year Fixed
5.875%
5.978%
0.000
30-Year Fixed
5.500%
5.606%
0.750
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.640%
0.000
30-Year Fixed
5.750%
5.788%
0.000
30-Year Fixed FHA
5.875%
7.902%
0.000
5.625%
5.846%
0.000
5.250%
6.232%
0.750
5.375%
6.097%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
30-Year Fixed
5.875%
5.965%
0.000
6.000%
6.090%
0.000
20-Year Fixed
5.875%
5.961%
0.125
7/6 ARM
5.875%
5.947%
0.000
15-Year Fixed
5.500%
5.617%
0.000
5.875%
5.958%
0.000
15-Year Fixed
5.375%
5.560%
0.000
5.990%
6.290%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
20-Year Fixed
6.625%
6.626%
0.000
5.500%
5.620%
0.000
20-Year Fixed
5.500%
5.555%
0.000
6.000%
6.070%
0.000
6.000%
6.067%
0.000
5.850%
5.891%
0.000
15-Year Fixed
5.250%
5.452%
0.000
5.500%
5.581%
0.000
5.125%
6.002%
0.000
6.000%
6.113%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
15-Year Fixed
5.350%
5.462%
0.000
4.875%
5.010%
0.000
5.625%
5.741%
0.000
5.500%
5.680%
1.125
15 Year Fixed
5.875%
6.356%
0.000
5.250%
6.041%
0.000
20 Year Fixed
5.500%
5.640%
0.000
30 Year Fixed Jumbo
6.250%
6.263%
0.000
5.875%
6.010%
0.000
5.875%
5.992%
1.000
5.625%
5.667%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
9.990%
14.000%
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Acadia Visa Credit Card
10.900%
No annual fee
14.740%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
16.100%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
VISA Signature Rewards
16.740% - 18.000%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
16.490% - 17.990%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
7.900%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Security Service Power MasterCard
12.740% - 18.000%
13.900%
8.750%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Savings Secured Visa®
18.000%
Academic VISA® Platinum
10.900%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
18.000%
Visa Platinum Credit Card
8.500%
As low as 8.50%
World Cash Back Credit Card Mastercard
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
18.000%
$0 - $500
5
12.490%
$0
Personal Loans
10.000%
$0
1 - 36
9.990%
$0
1 - 60
Consolidation Loans
13.060%
$0
1 - 36
8.990% - 17.990%
$0
7.990%
$0 - $30,000
Personal/Signature Loans
11.150%
$0
60 - 60
Signature Loan
10.500%
$0
10.490%
$0
Access Line Of Credit
16.240%
$0
Personal Line of Credit
11.500%
$0
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
10.990%
$0 - $10,000
60 - 60
12.990%
$0
12
Gold Star Loan
14.200%
$0
48
15.000%
$500 - $1,500
6 - 12
10.500%
$0 - $5,000
24 - 36
11.500%
$0
48 - 48
Consolidation Loans
14.850%
$0
37 - 60
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Unsecured Signature Loan
9.250%
$0
1 - 24
Term Line of Credit 84 months
8.000%
$0
8.890%
$0
7.750% - 16.750%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have FOGCE Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: FOGCE Federal Credit Union
Website:
Full Time Employees: 2
Part Time Employees: 0
President: Carol Zippert
CEO: JOYCE PHAM
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
112 PRAIRIE AVE
Eutaw, AL 35462
Phone Number: 205-372-9025
Fax Number: 205-372-3627

Financials

Total Assets:
1,833,074
Total Amount of Shares and Deposits:
1,269,372
Total Shares and Deposits < 1 Year:
1,269,371
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,269,372
Total Interest Expense (Sum of items 6 8):
1,580
Number of Accounts for Regular Shares:
886
Non Member Deposits:
1
Net Income (unless the amount is already included in Undivided Earnings):
28,508
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
239,016
Total Liabilities:
1,354,385
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About FOGCE Federal Credit Union

Is a member application needed to join FOGCE Federal Credit Union?

Yes, to access services at FOGCE Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, FOGCE Federal Credit Union provides a range of mortgage and home equity products.

Is FOGCE Federal Credit Union a safe place to deposit money?

Yes, FOGCE Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does FOGCE Federal Credit Union offer online and mobile banking?

Most modern institutions like FOGCE Federal Credit Union provide digital access including online balance checks and transfers.

Current FOGCE Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions