What are the current interest rates at United Credit Union Mexico, MO?

Current rates for United Credit Union Mexico, MO include: 12-Month CD: 3.92%, 60-Month CD: 2.50%, MMA: 0.45%

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United Credit Union Mexico, MO

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United Credit Union Mexico, MO Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, United Credit Union Mexico, MO provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

United Credit Union Mexico, MO's top rates as of October 9, 2026 are 3.92% APY on its 11 Month Special CD, 0.45% APY on money market accounts, 0.60% APY on checking, rv, boat and powersport loans from 4.49% APR, and credit cards from 9.50% APR, according to rates verified by MonitorBankRates. Other United Credit Union Mexico, MO CD rates include 30 Month Special CD at 3.92%, 55 Month Special CD at 3.92%, and 60 month CD at 2.50%. MonitorBankRates evaluates the financial stability of United Credit Union Mexico, MO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.57%. Rates last updated and verified on 10/09/2026.

United Credit Union Mexico, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Credit Union Mexico, MO? Share your experience about United Credit Union Mexico, MO by leaving a review below, or read customer reviews before you decide to use United Credit Union Mexico, MO.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.57%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

United Credit Union Mexico, MO
Operations

2401 Lakeview Rd
Mexico, MO 65265-1301

https://www.unitedcu.org

Customer Reviews

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

United Credit Union Mexico, MO CD Rates

Product	Rate	APY	Term
11 Month Special Certificate	3.85%	3.92%	11 Month
Min Deposit $500 Min Balance $500 Details Automatically renews into a 6-month certificate upon maturity. For a limited time only. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.92% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
30 Month Special Certificate	3.85%	3.92%	30 Month
Min Deposit $500 Min Balance $500 Details Automatically renews into a 24-month certificate upon maturity. For a limited time only. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.92% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
55 Month Special Certificate	3.85%	3.92%	55 Month
Min Deposit $500 Min Balance $500 Details Automatically renews into a 48-month certificate upon maturity. For a limited time only. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.92% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
60 month Certificate	2.50%	2.50%	60 Months
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
48 month Certificate	2.25%	2.25%	48 Months
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
36 month Certificate	2.00%	2.00%	36 Months
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

United Credit Union Mexico, MO Savings Rates

Product	Rate	APY	View More
Regular Shares, Special Shares, Christmas Club and IRA Shares	0.25%	0.25%
Min Deposit $1 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

United Credit Union Mexico, MO Money Market Rates

Product	Rate	APY
Money Market Accounts	0.45%	0.45%
Min Balance $50,000 Details Balance: $50,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Money Market Accounts	0.35%	0.35%
Min Balance $20,000 Details Balance: $20,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.35% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Money Market Accounts	0.30%	0.30%
Min Balance $10,000 Details Balance: $10,000 - $19,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Money Market Accounts	0.25%	0.25%
Min Balance $0 Details Balance: $0 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

United Credit Union Mexico, MO Checking Rates

Product	Rate	APY
Reward Checking	0.60%	0.60%
Min Deposit $50 Min Balance $0 Details Balance: $0 - $25,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Reward Checking	0.25%	0.25%
Min Deposit $50 Min Balance $0 Details Balance: Over $25,000 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Reward Checking	0.10%	0.10%
Min Deposit $50 Details Balance: Requirements Not Met Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

United Credit Union Mexico, MO Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity HELOC	6.00%	-	6.00%
Details As Low As; HELOC rates may be variable. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

United Credit Union Mexico, MO Auto Loan Rates

Product	Rate	Points	APR
Autos, Boats, RVs, Motorcycles, Etc.	-	-	4.49%
Details Credit Score: 740+; Grade: A+; Rates stated as Annual Percentage Rate. All rates are subject to credit approval and are determined by credit score. Rates subject to change. Rates above include a 0.25% discount available with Direct Deposit. Add 0.25% for terms 61-72 months or add .50% for terms 73-84 months. Longer terms available, please contact United for rate information. 1% will be added to the rate for non-titled vehicles such as ATVs/UTVs and equipment. Qualified borrowers may borrow up to and over 100% loan to value, rate may be adjusted. Rates stated above are for 2025 and newer secured vehicle loans. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Autos, Boats, RVs, Motorcycles, Etc.	-	-	5.24%
Details Credit Score: 690 - 739; Grade: A; Rates stated as Annual Percentage Rate. All rates are subject to credit approval and are determined by credit score. Rates subject to change. Rates above include a 0.25% discount available with Direct Deposit. Add 0.25% for terms 61-72 months or add .50% for terms 73-84 months. Longer terms available, please contact United for rate information. 1% will be added to the rate for non-titled vehicles such as ATVs/UTVs and equipment. Qualified borrowers may borrow up to and over 100% loan to value, rate may be adjusted. Rates stated above are for 2025 and newer secured vehicle loans. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Autos, Boats, RVs, Motorcycles, Etc.	-	-	6.29%
Details Credit Score: 650-689; Grade: B; Rates stated as Annual Percentage Rate. All rates are subject to credit approval and are determined by credit score. Rates subject to change. Rates above include a 0.25% discount available with Direct Deposit. Add 0.25% for terms 61-72 months or add .50% for terms 73-84 months. Longer terms available, please contact United for rate information. 1% will be added to the rate for non-titled vehicles such as ATVs/UTVs and equipment. Qualified borrowers may borrow up to and over 100% loan to value, rate may be adjusted. Rates stated above are for 2025 and newer secured vehicle loans. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Autos, Boats, RVs, Motorcycles, Etc.	-	-	8.99%
Details Credit Score: 610-649; Grade: C; Rates stated as Annual Percentage Rate. All rates are subject to credit approval and are determined by credit score. Rates subject to change. Rates above include a 0.25% discount available with Direct Deposit. Add 0.25% for terms 61-72 months or add .50% for terms 73-84 months. Longer terms available, please contact United for rate information. 1% will be added to the rate for non-titled vehicles such as ATVs/UTVs and equipment. Qualified borrowers may borrow up to and over 100% loan to value, rate may be adjusted. Rates stated above are for 2025 and newer secured vehicle loans. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Autos, Boats, RVs, Motorcycles, Etc.	-	-	14.29%
Details Credit Score: 580-609; Grade: D; Rates stated as Annual Percentage Rate. All rates are subject to credit approval and are determined by credit score. Rates subject to change. Rates above include a 0.25% discount available with Direct Deposit. Add 0.25% for terms 61-72 months or add .50% for terms 73-84 months. Longer terms available, please contact United for rate information. 1% will be added to the rate for non-titled vehicles such as ATVs/UTVs and equipment. Qualified borrowers may borrow up to and over 100% loan to value, rate may be adjusted. Rates stated above are for 2025 and newer secured vehicle loans. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 14.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
Autos, Boats, RVs, Motorcycles, Etc.	-	-	17.04%
Details Credit Score: 579 & Below; Grade: E; Rates stated as Annual Percentage Rate. All rates are subject to credit approval and are determined by credit score. Rates subject to change. Rates above include a 0.25% discount available with Direct Deposit. Add 0.25% for terms 61-72 months or add .50% for terms 73-84 months. Longer terms available, please contact United for rate information. 1% will be added to the rate for non-titled vehicles such as ATVs/UTVs and equipment. Qualified borrowers may borrow up to and over 100% loan to value, rate may be adjusted. Rates stated above are for 2025 and newer secured vehicle loans. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 17.04% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

United Credit Union Mexico, MO Credit Card Rates

Product	Rate	APR
VISA Platinum and Lifestyle Loan	-	9.50%
Details Credit Score: 740+; Grade: A+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
VISA Platinum and Lifestyle Loan	-	11.50%
Details Credit Score: 690-739; Grade: A Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 11.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
VISA Platinum and Lifestyle Loan	-	13.50%
Details Credit Score: 650-689; Grade: B Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 13.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
VISA Platinum and Lifestyle Loan	-	15.50%
Details Credit Score: 610-649; Grade: C Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 15.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
VISA Platinum and Lifestyle Loan	-	21.50%
Details Credit Score: 580-609; Grade: D Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 21.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%
VISA Platinum and Lifestyle Loan	-	23.50%
Details Credit Score: 579 & LOWER; Grade: E Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 23.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.57%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

United Credit Union Mexico, MO’s Texas Ratio stayed near 2.02% in Q3 2023 to 1.57% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$302M	1.57%	5.0	A+
March 31, 2026	$304M	1.61%	5.0	A+
December 31, 2025	$293M	1.61%	5.0	A+
September 30, 2025	$303M	1.38%	5.0	A+
June 30, 2025	$305M	1.56%	5.0	A+
March 31, 2025	$298M	1.51%	5.0	A+
December 31, 2024	$277M	2.85%	5.0	A+
September 30, 2024	$269M	2.70%	5.0	A+
June 30, 2024	$274M	3.74%	5.0	A+
March 31, 2024	$275M	3.42%	5.0	A+
December 31, 2023	$273M	4.10%	5.0	A+
September 30, 2023	$277M	2.02%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for United Credit Union Mexico, MO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather United Credit Union Mexico, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with United Credit Union Mexico, MO's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name United Credit Union Mexico, MO

Website https://www.unitedcu.org

Address 2401 Lakeview Rd, Mexico, MO 65265-1301

Phone 573-581-8651

Fax 573-581-1436

President Scott Lowe

CEO Donna Evans

Full-Time Employees 100

Part-Time Employees 7

Branch Locations 7

ATM Locations 7

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.57%

Return on Assets (ROA)

0.5970%

Return on Equity (ROE)

3.9349%

Non-Performing Loans Ratio (NPL)

0.40%

Total Assets

302,106,361

Total Amount of Shares and Deposits

253,503,607

Total Shares and Deposits < 1 Year

250,097,077

Total Shares and Deposits 1 3 Years

2,126,875

Total Shares and Deposits > 3 Years

1,279,655

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

16,095,087

Total Uninsured Shares and Deposits > $250K (F+J)

16,095,087

Total Insured Shares and Deposits > $250K (item 17 less item K)

237,408,520

Total Interest Expense (Sum of items 6 8)

895,961

Share Certificates

1,590

Number of Accounts for Share Drafts

22,331

IRA KEOGH Accounts

497

Number of Accounts for Regular Shares

34,855

All other shares

749

Money Market Shares

459

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

36,817,822

Total Liabilities

259,230,475

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

United Credit Union Mexico, MO earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About United Credit Union Mexico, MO

How many branches does United Credit Union Mexico, MO operate?

United Credit Union Mexico, MO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join United Credit Union Mexico, MO?

Yes, to access services at United Credit Union Mexico, MO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, United Credit Union Mexico, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, United Credit Union Mexico, MO provides members with tools to manage their accounts and build a solid financial history.

Does United Credit Union Mexico, MO offer online and mobile banking?

Most modern institutions like United Credit Union Mexico, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unitedcu.org.

Current United Credit Union Mexico, MO Rates

12-Month CD3.92%
60-Month CD2.50%
MMA0.45%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

United Credit Union Mexico, MO Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

United Credit Union Mexico, MO Texas Ratio

United Credit Union Mexico, MO Health Trend

United Credit Union Mexico, MO CD Rates

United Credit Union Mexico, MO Savings Rates

United Credit Union Mexico, MO Money Market Rates

United Credit Union Mexico, MO Checking Rates

United Credit Union Mexico, MO Home Equity & HELOC

United Credit Union Mexico, MO Auto Loan Rates

United Credit Union Mexico, MO Credit Card Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

United Credit Union Mexico, MO earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About United Credit Union Mexico, MO

How many branches does United Credit Union Mexico, MO operate?

Is a member application needed to join United Credit Union Mexico, MO?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does United Credit Union Mexico, MO offer online and mobile banking?

Current United Credit Union Mexico, MO Rates

Compare to Other Credit Unions