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Fellowship Credit Union

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Fellowship Credit Union Rates & Review March 2026

Q: How many branches does Fellowship Credit Union operate?

Fellowship Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Fellowship Credit Union?

Yes, to access services at Fellowship Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fellowship Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare Fellowship Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.80%, 6-month share certificate rates at 3.72% and 3-month share certificate rates at 0.50%. Savings rates are at 0.10% and money market rates are at 1.21%. Mortgage rates on 30-year fixed loans are around 6.25%. All these rates can be compared to Fellowship Credit Union rates. MonitorBankRates evaluates the financial stability of Fellowship Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.92%. Rates were last updated on 03/29/2026.

Fellowship Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fellowship Credit Union? Share your experience about Fellowship Credit Union by leaving a review below, or read customer reviews before you decide to use Fellowship Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.92%

Excellent Higher than avg

Fellowship Credit Union
Fellowship Credit Union

803 E Olive St
Lamar, CO 81052

https://www.fellowshipcreditunion.com/

Fellowship Credit Union Credit Card Rates

Product	Rate	APR
VISA Credit Card	-	6.90%
Details As Low As Last Updated 03/26/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.92%
Visa Credit Cards	-	6.90%
Details As Low As; NO Annual Fee; ATM Access to Your Credit Union Accounts; 25-Day Grace Period; Low Minimum Payments; Balance Transfers; FREE Cash Advances Last Updated 03/26/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.92%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Fellowship Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Fellowship Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fellowship Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Fellowship Credit Union

Website https://www.fellowshipcreditunion.com/

Address 803 E Olive St, Lamar, CO 81052

Phone 719-336-5511

Fax 719-336-8119

President Jesse Kalma

CEO Brian Kane

Full-Time Employees 16

Part-Time Employees 3

Branch Locations 5

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.92%

Return on Assets (ROA)

0.7724%

Return on Equity (ROE)

7.9409%

Non-Performing Loans Ratio (NPL)

1.16%

Total Assets

54,132,611

Total Amount of Shares and Deposits

48,272,455

Total Shares and Deposits < 1 Year

46,771,658

Total Shares and Deposits 1 3 Years

1,500,797

Total Insured Shares and Deposits > $250K (item 17 less item K)

48,272,455

Total Interest Expense (Sum of items 6 8)

463,450

Share Certificates

395

Number of Accounts for Share Drafts

2,846

IRA KEOGH Accounts

105

Number of Accounts for Regular Shares

6,155

All other shares

546

Non Member Deposits

Money Market Shares

317

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

639,488

Total Liabilities

48,867,095

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Fellowship Credit Union

Is Fellowship Credit Union a safe place to deposit money?

Yes, Fellowship Credit Union is considered a safe financial institution. With a Texas Ratio of 10.91991744019%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Fellowship Credit Union operate?

Fellowship Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Fellowship Credit Union?

Yes, to access services at Fellowship Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Fellowship Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fellowship Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Fellowship Credit Union offer online and mobile banking?

Most modern institutions like Fellowship Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fellowshipcreditunion.com/.