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G P A Credit Union Rates and Review January 2026

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G P A Credit Union12-month CD rates can be found at 2.25%, 6-month CD rates at 0.15% and 3-month CD rates at 1.50%. Savings rates are at 0.12% and money market rates are at 1.46%. Mortgage rates on 30-year fixed loans are around 6.23%. Credit Card rates are at 8.90%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates which you can compare to G P A Credit Union rates.

Compare G P A Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of G P A Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

G P A Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at G P A Credit Union? Share your experience about G P A Credit Union by leaving a review below, or read customer reviews before you decide to use G P A Credit Union.

Overall, G P A Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

G P A Credit Union
GPA Credit Union
102 Main St
Garden City, GA 31408
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD (Jumbo)
3.85%
$100,000
12-Month CD
3.75%
$500
30-Month CD
3.70%
$250
6-Month CD
3.68%
$1,500
48-Month CD
3.65%
$1,000
6-Month CD
3.55%
$500
24-Month CD
3.50%
$500
Money Market
3.50%
$1,000
12-Month CD
3.35%
$1,000
48-Month CD
3.15%
$1,000
48-Month CD
3.00%
$500
36-Month CD
2.98%
$500
24-Month CD
2.75%
$500
48-Month CD
2.75%
$500
36-Month CD
2.60%
$1,000
12-Month CD
2.53%
$500
48-Month CD
2.22%
$500
60-Month CD
2.02%
$1,000
36-Month CD
2.02%
$500
18-Month CD
2.01%
$500
Super Savings
2.00%
$10,000
24-Month CD
2.00%
$1,000
60-Month CD
1.75%
$1,000
24-Month CD
1.40%
$1,000
18-Month CD
1.27%
$1,000
Money Market
1.26%
$1,500
24-Month CD
1.25%
$500
36-Month CD
1.15%
$500
18-Month CD
1.00%
$500
Money Market
1.00%
$2,500
48-Month CD
0.70%
$300
36-Month CD
0.55%
$1,000
30-Month CD
0.50%
$500
48--Month CD
0.45%
$500
12-Month CD
0.35%
$500
30-Month CD
0.35%
$1,000
Statement Savings
0.30%
$10
Savings
0.20%
$25
Regular Savings
0.15%
$200
Savings
0.15%
$50
Money Market
0.15%
$2,500
Statement Savings
0.10%
$50
Money Market
0.10%
$0
6-Month CD
0.10%
$1,000
Statement Savings
0.05%
$100
Statement Savings
0.05%
$100
12-Month CD
0.05%
$500
Easy Interest Checking
0.02%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.250%
6.281%
0.000
6.125%
6.320%
0.000
6.750%
6.880%
0.000
30 year Fixed
6.000%
6.034%
0.000
15-Year Fixed
6.500%
6.500%
0.000
5.750%
7.634%
0.000
15-Year Fixed
5.500%
5.650%
0.000
15-Year Fixed
5.375%
5.479%
0.125
5.875%
6.055%
0.000
5.875%
5.894%
0.000
6.000%
6.110%
0.000
5.750%
5.789%
0.000
5.625%
5.691%
0.000
5.500%
5.561%
0.000
5.625%
5.760%
0.375
5.875%
6.010%
0.000
4.240%
7.689%
0.000
5.625%
5.899%
0.000
10-Year Fixed
5.500%
5.630%
0.000
30 Year Fixed
6.000%
6.130%
0.000
30-Year Fixed
5.750%
5.842%
0.000
5.750%
5.856%
0.000
30-Year Fixed
6.000%
6.058%
0.000
30-Year Fixed
5.875%
5.935%
0.000
6.125%
6.190%
0.000
30-Year Fixed Jumbo
6.250%
6.389%
0.000
5.625%
5.647%
0.000
5.750%
6.161%
0.000
20 Year Fixed
6.500%
6.628%
0.000
5.125%
5.237%
0.000
5.375%
5.446%
0.000
10-Year Fixed
5.375%
5.540%
0.000
5.375%
5.415%
0.000
4.675%
4.867%
0.000
6.500%
6.582%
0.000
5.500%
5.705%
0.000
15-Year Fixed
5.375%
5.490%
0.125
15-Year Fixed
5.125%
5.284%
0.000
30-Year Fixed
5.875%
5.999%
0.000
5-Year ARM
5.250%
5.840%
0.000
20-Year Fixed
5.875%
5.971%
0.000
20-Year Fixed
5.625%
5.710%
0.000
5.625%
5.781%
0.878
5.625%
5.693%
0.500
3.990%
4.357%
0.750
6.500%
6.218%
0.000
5.500%
5.533%
0.000
5.875%
5.888%
0.000
5.875%
5.958%
0.000
5.875%
6.359%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
16.490% - 17.990%
Visa Platinum Credit Card
8.500%
As low as 8.50%
14.740%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Security Service Power MasterCard
12.740% - 18.000%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Visa Crimson Card
13.240%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Visa Student Rewards Card
17.990%
14.000%
Academic VISA® Platinum
10.900%
VISA® Classic
12.960%
13.240%
18.000%
18.000%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
VISA Platinum with Rewards
8.900%
VISA Signature Rewards
16.740% - 18.000%
Savings Secured Visa®
18.000%
Visa Business Rewards Card
15.240%
16.240% - 27.240%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
9.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
13.240%
$0 - $2,000
36 - 36
Personal Line of Credit
9.500%
$0
12.990%
$0
1 - 24
Personal Loans
13.250%
$0
6184
Gold Star Loan
14.200%
$0
48
Line of Credit Variable
16.740%
$0
Summer/Holiday Loans
9.500%
$0
A+ Personal Loan
8.990%
$0
84
Personal Line of Credit
11.500%
$0
11.900%
$0 - $15,000
24 - 60
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Credit Starter Loan
16.250%
$0
Personal Loan
11.760%
$0
7.000%
$500 - $15,000
60
Consolidation Loans
13.060%
$0
1 - 36
Credit Builder Loan
9.000%
$0
9.200% - 17.950%
$0 - $100
12 - 24
Debt Consolidated
9.490%
$500
36
Refinanced Signature Loans
18.000%
$0
Personal Loans
13.450%
$0
60
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Bill Consolidation Loan
8.990%
$0
60
8.890%
$0
Signature (Unsecured) Loan
11.040%
$0
1 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have G P A Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: G P A Credit Union
Website:
Full Time Employees: 4
Part Time Employees: 0
President: Jim Williams
CEO: Robert Cole
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
102 Main St
Garden City, GA 31408
Phone Number: 912-964-3995
Fax Number: 912-966-6718

Financials

Total Assets:
15,683,470
Total Amount of Shares and Deposits:
12,965,870
Total Shares and Deposits < 1 Year:
12,064,322
Total Shares and Deposits 1 3 Years:
901,548
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
42,852
Total Uninsured Shares and Deposits > $250K (F+J):
42,852
Total Insured Shares and Deposits > $250K (item 17 less item K):
12,923,018
Total Interest Expense (Sum of items 6 8):
15,523
Share Certificates:
121
Number of Accounts for Share Drafts:
719
IRA KEOGH Accounts:
39
Number of Accounts for Regular Shares:
2,073
Net Income (unless the amount is already included in Undivided Earnings):
-33,902
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,734,467
Total Liabilities:
13,055,966
Show More
Source: NCUA Last Updated 09/30/2023

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Frequently Asked Questions About G P A Credit Union

Is a member application needed to join G P A Credit Union?

Yes, to access services at G P A Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, G P A Credit Union provides a range of mortgage and home equity products.

Is G P A Credit Union a safe place to deposit money?

Yes, G P A Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does G P A Credit Union offer online and mobile banking?

Most modern institutions like G P A Credit Union provide digital access including online balance checks and transfers.

Current G P A Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions