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Red Canoe Credit Union Rates & Review March 2026

Red Canoe Credit Union's 6 Month & Easy Saver CD Accounts rates are at 3.30%, 12 Month CD Accounts rates are at 3.20%, IRA CD Accounts 12 Month rates are at 3.20%, 18 Month CD Accounts rates are at 3.00%, IRA CD Accounts 18 Month rates are at 3.00%. Red Canoe Credit Union's savings rates are at 0.05%. Red Canoe Credit Union's money market rates are at 0.60%. Red Canoe Credit Union's 20 Year Fixed Land Loan rates are at 8.25%. Red Canoe Credit Union's Personal Loan Rates are at 13.25%. MonitorBankRates evaluates the financial stability of Red Canoe Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.75%. Rates were last updated on 03/28/2026.

Red Canoe Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Red Canoe Credit Union? Share your experience about Red Canoe Credit Union by leaving a review below, or read customer reviews before you decide to use Red Canoe Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.75%
Excellent Lower than avg
Red Canoe Credit Union
Red Canoe Credit Union
1418 15th Ave
Longview, WA 98632
https://www.redcanoecu.com
Member NCUA

Red Canoe Credit Union CD Rates

Product Rate APY Term View More
6 Month & Easy Saver Certificate Accounts 3.25% 3.30% 6 Month
Min Deposit $500
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
12 Month Certificate Accounts 3.15% 3.20% 12 Month
Min Deposit $500
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
IRA Certificate Accounts 12 Month 3.15% 3.20%
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
18 Month Certificate Accounts 2.96% 3.00% 18 Month
Min Deposit $500
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
IRA Certificate Accounts 18 Month 2.96% 3.00%
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
12 Month Flex Certificate Accounts 2.91% 2.95% 12 Month
Min Deposit $500
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
IRA Certificate Accounts 12 Month Flex 2.91% 2.95%
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
24 Month Certificate Accounts 2.86% 2.90% 24 Month
Min Deposit $500
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
IRA Certificate Accounts 24 Month 2.86% 2.90%
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
36 Month Certificate Accounts 2.81% 2.85% 36 Month
Min Deposit $500
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
IRA Certificate Accounts 36 Month 2.81% 2.85%
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
48 Month Certificate Accounts 2.77% 2.80% 48 Month
Min Deposit $500
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
IRA Certificate Accounts 48 Month 2.77% 2.80%
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
60 Month Certificate Accounts 2.67% 2.70% 60 Month
Min Deposit $500
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
IRA Certificate Accounts 60 Month 2.67% 2.70%
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
3 Month Certificate Accounts 2.08% 2.10% 3 Month
Min Deposit $500
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%

Red Canoe Credit Union Savings Rates

Product Rate APY View More
Round Up Savings 5.84% 6.00%
Details Qualifying balance up to $1,000.00
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Business Savings 0.05% 0.05%
Min Balance $5
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Savings 0.05% 0.05%
Min Balance $5
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%

Red Canoe Credit Union Money Market Rates

Product Rate APY View More
Business Money Market 2.96% 3.00%
Min Balance $500,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Business Money Market 2.47% 2.50%
Min Balance $250,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Business Money Market 1.49% 1.50%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Money Market 1.24% 1.25%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Business Money Market 1.09% 1.10%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Money Market 1.05% 1.05%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Money Market 1.00% 1.00%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Money Market 0.95% 0.95%
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Business Money Market 0.90% 0.90%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Business Money Market 0.75% 0.75%
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Business Money Market 0.60% 0.60%
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%

Red Canoe Credit Union Checking Rates

Product Rate APY View More
Elevate Checking 4.16% 4.25%
Min Balance $0
Details Qualifying balance up to $30,000.00
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Business Advantage Checking 0.05% 0.05%
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
Business Checking 0.02% 0.02%
Min Balance $1,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%

Red Canoe Credit Union Mortgage Rates

Product Rate Points APR Term View More
20 Year Fixed Land Loan 8.25% 1.00 8.62%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%

Red Canoe Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
5 Year Home Equity Fixed 6.24% - 6.24%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
20 Year Home Equity Fixed 6.74% - 6.74%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%
25 Year Home Equity Line of Credit 6.75% - 6.75%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%

Red Canoe Credit Union Credit Card Rates

Product Rate APR View More
Platinum and Platinum Rewards VISA - 11.90%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%

Red Canoe Credit Union Personal Loan Rates

Product Rate APR View More
Personal Line of Credit - 13.25%
Details Variable rate loan. See full account terms for details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.75%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Red Canoe Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Red Canoe Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Red Canoe Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Red Canoe Credit Union
Address 1418 15th Ave, Longview, WA 98632
Phone 800-562-5611
Fax
President Kurt Sacha
CEO Deidra Miner
Full-Time Employees 234
Part-Time Employees 6
Branch Locations 12
ATM Locations 11
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.75%
Return on Assets (ROA)
0.7553%
Return on Equity (ROE)
6.1519%
Non-Performing Loans Ratio (NPL)
0.58%
Total Assets
1,163,216,160
Total Amount of Shares and Deposits
1,001,871,952
Total Shares and Deposits < 1 Year
957,419,441
Total Shares and Deposits 1 3 Years
33,410,997
Total Shares and Deposits > 3 Years
11,041,515
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
98,740,659
Total Uninsured Shares and Deposits > $250K (F+J)
98,740,659
Total Insured Shares and Deposits > $250K (item 17 less item K)
903,131,293
Total Interest Expense (Sum of items 6 8)
9,098,811
Share Certificates
8,483
Number of Accounts for Share Drafts
46,744
IRA KEOGH Accounts
2,328
Number of Accounts for Regular Shares
90,132
Money Market Shares
7,619
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
57,023,209
Total Liabilities
1,020,800,091
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Red Canoe Credit Union

Is Red Canoe Credit Union a safe place to deposit money?

Yes, Red Canoe Credit Union is considered a safe financial institution. With a Texas Ratio of 3.7508728735802%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Red Canoe Credit Union operate?

Red Canoe Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Red Canoe Credit Union?

Yes, to access services at Red Canoe Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Red Canoe Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Red Canoe Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Red Canoe Credit Union offer online and mobile banking?

Most modern institutions like Red Canoe Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.redcanoecu.com.

Current Red Canoe Credit Union Rates

  • 12-Month CD2.95%
  • 18-Month CD3.00%
  • 24-Month CD2.90%
  • 60-Month CD2.70%
  • Savings0.05%
  • MMA0.60%
Retrieved from our database of financial products. Rates subject to change.