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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 TRUE Community Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 22, 2026
TRUE Community Credit Union's 6 month CDs rates are at 4.25%, 12 month CDs rates are at 4.00%, CDs 6 month rates are at 3.75%, 24 month CDs rates are at 3.50%, CDs 12 month rates are at 3.50%. TRUE Community Credit Union's savings rates are at 0.05%. TRUE Community Credit Union's money market rates are at 0.00%. TRUE Community Credit Union's Vacant Land Loan rates are at 5.75%. MonitorBankRates evaluates the financial stability of TRUE Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.15%. Rates were last updated on 03/22/2026. TRUE Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TRUE Community Credit Union? Share your experience about TRUE Community Credit Union by leaving a review below, or read customer reviews before you decide to use TRUE Community Credit Union. TRUE Community Credit Union
Clinton Road 1100 Clinton Rd
https://www.trueccu.com Jackson, MI 49202 2060 
TRUE Community Credit Union CD Rates
TRUE Community Credit Union Savings Rates
TRUE Community Credit Union Money Market Rates
TRUE Community Credit Union Checking Rates
TRUE Community Credit Union Mortgage Rates
TRUE Community Credit Union Home Equity & HELOC
TRUE Community Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for TRUE Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TRUE Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TRUE Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
TRUE Community Credit Union
Website
https://www.trueccu.com
Address
1100 Clinton Rd,
Jackson, MI 49202 2060
Phone
517-784-7101
Fax
517-784-6677
President
Josh Burgett
CEO
Chrissy Siders
Full-Time Employees
210
Part-Time Employees
4
Branch Locations
15
ATM Locations
15
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.15%
Return on Assets (ROA)
0.7211%
Return on Equity (ROE)
6.4418%
Non-Performing Loans Ratio (NPL)
1.63%
Total Assets
910,371,410
Total Amount of Shares and Deposits
780,733,035
Total Shares and Deposits < 1 Year
767,208,135
Total Shares and Deposits 1 3 Years
10,518,779
Total Shares and Deposits > 3 Years
3,006,121
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,491,482
Total Uninsured Shares and Deposits > $250K (F+J)
12,491,482
Total Insured Shares and Deposits > $250K (item 17 less item K)
768,241,553
Total Interest Expense (Sum of items 6 8)
5,897,219
Share Certificates
10,347
Number of Accounts for Share Drafts
42,592
IRA KEOGH Accounts
896
Number of Accounts for Regular Shares
106,631
All other shares
2,991
Money Market Shares
2,763
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
50,658,409
Total Liabilities
810,360,786
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About TRUE Community Credit UnionIs TRUE Community Credit Union a safe place to deposit money?Yes, TRUE Community Credit Union is considered a safe financial institution. With a Texas Ratio of 11.153416287132%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does TRUE Community Credit Union operate?TRUE Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join TRUE Community Credit Union?Yes, to access services at TRUE Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, TRUE Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, TRUE Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does TRUE Community Credit Union offer online and mobile banking?Most modern institutions like TRUE Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.trueccu.com. Current TRUE Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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