Gale Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Gale Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Gale Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityGale Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Gale Credit Union? Share your experience about Gale Credit Union by leaving a review below, or read customer reviews before you decide to use Gale Credit Union. Overall, Gale Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Gale Credit Union Main Gale Credit Union 631 N Henderson St Galesburg, IL 61401  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonPlatinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonUnsecured Signature Loan
10.250%
$0
37 - 60
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Debt Consolidation Loan
9.000%
$0
108
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Gale Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Gale Credit Union
Website: https://www.galecu.net
Full Time Employees: 20Part Time Employees: 2 President: James McNabb CEO: Randy McElwee Branch Locations: 3 ATM Locations: 1 Corporate Office Address:
631 N Henderson St
Galesburg, IL 61401 Phone Number: 309-343-1777 Fax Number: 309-343-2497 FinancialsTotal Assets:
65,433,918
Total Amount of Shares and Deposits:
57,830,707
Total Shares and Deposits < 1 Year:
56,466,263
Total Shares and Deposits 1 3 Years:
1,315,093
Total Shares and Deposits > 3 Years:
49,351
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,400,969
Total Uninsured Shares and Deposits > $250K (F+J):
1,400,969
Total Insured Shares and Deposits > $250K (item 17 less item K):
56,429,738
Total Interest Expense (Sum of items 6 8):
644,814
Share Certificates:
792
Number of Accounts for Share Drafts:
2,453
IRA KEOGH Accounts:
79
Number of Accounts for Regular Shares:
5,050
All other shares:
258
Net Income (unless the amount is already included in Undivided Earnings):
493,168
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
765,538
Total Liabilities:
58,042,545
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Gale Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Gale Credit Union
Frequently Asked Questions About Gale Credit UnionIs a member application needed to join Gale Credit Union?Yes, to access services at Gale Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Gale Credit Union provides a range of mortgage and home equity products. Is Gale Credit Union a safe place to deposit money?Yes, Gale Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Gale Credit Union offer online and mobile banking?Most modern institutions like Gale Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.75%, 6-month CD rates at 4.00% and 3-month CD rates at 1.50%. Savings rates are at 1.00% and money market rates are at 2.02%. Mortgage rates on 30-year fixed loans are around 6.17%. Credit Card rates are at 13.24%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates which you can compare to 
