|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Memphis City Employees Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Memphis City Employees Credit Union's 11-Month CD rates are at 4.50%. MonitorBankRates evaluates the financial stability of Memphis City Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.83%. Rates were last updated on 04/18/2026. Memphis City Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Memphis City Employees Credit Union? Share your experience about Memphis City Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Memphis City Employees Credit Union. Memphis City Employees Credit Union
Mt Moriah Admin 2686 Mount Moriah Ter
https://www.memphiscu.org Memphis, TN 38115 
Memphis City Employees Credit Union CD Rates
Memphis City Employees Credit Union Mortgage Rates
Memphis City Employees Credit Union Home Equity & HELOC
Memphis City Employees Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Memphis City Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Memphis City Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Memphis City Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Memphis City Employees Credit Union
Website
https://www.memphiscu.org
Address
2686 Mount Moriah Ter,
Memphis, TN 38115
Phone
901-321-1200
Fax
901-202-9712
President
Delphone Hubbard
CEO
Kenneth Swann
Full-Time Employees
88
Part-Time Employees
7
Branch Locations
6
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.83%
Return on Assets (ROA)
0.4121%
Return on Equity (ROE)
2.8327%
Non-Performing Loans Ratio (NPL)
0.49%
Total Assets
487,088,775
Total Amount of Shares and Deposits
408,007,497
Total Shares and Deposits < 1 Year
405,210,623
Total Shares and Deposits 1 3 Years
2,571,660
Total Shares and Deposits > 3 Years
225,213
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,006,392
Total Uninsured Shares and Deposits > $250K (F+J)
12,006,392
Total Insured Shares and Deposits > $250K (item 17 less item K)
396,001,105
Total Interest Expense (Sum of items 6 8)
3,731,042
Share Certificates
2,221
Number of Accounts for Share Drafts
26,159
IRA KEOGH Accounts
913
Number of Accounts for Regular Shares
46,327
All other shares
1,528
Money Market Shares
948
Net Income (unless the amount is already included in Undivided Earnings)
2,007,318
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
39,050,851
Total Liabilities
417,063,273
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Memphis City Employees Credit UnionIs Memphis City Employees Credit Union a safe place to deposit money?Yes, Memphis City Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8300347638615%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Memphis City Employees Credit Union operate?Memphis City Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Memphis City Employees Credit Union?Yes, to access services at Memphis City Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Memphis City Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Memphis City Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Memphis City Employees Credit Union offer online and mobile banking?Most modern institutions like Memphis City Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.memphiscu.org. Current Memphis City Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Rochester Area State Employees Federal Credit Union
Interstate Credit Union
Allied Federal Credit Union
Altamaha Federal Credit Union
MPD Community Credit Union
Locomotive And Control Employees Federal Credit Union
Utility District Credit Union
Middlesex County N J Emp Federal Credit Union
Oahu Federal Credit Union
FAB Church Federal Credit Union
Electrical Workers Local 130 Federal Credit Union
Subiaco Federal Credit Union
First Choice Financial Federal Credit Union
Service Plus Credit Union
Telhio Credit Union
Members Financial Federal Credit Union
Local 265 IBEW Federal Credit Union
Market USA Federal Credit Union
Waterbury Connecticut Teachers Federal Credit Union
Maple Federal Credit Union
Whitewater Regional Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
