☰

Home›
Credit Unions›
LONG BEACH TEACHERS

iAdvertiser Disclosure

LONG BEACH TEACHERS Rates & Review April 2026

Q: How many branches does LONG BEACH TEACHERS operate?

LONG BEACH TEACHERS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join LONG BEACH TEACHERS?

Yes, to access services at LONG BEACH TEACHERS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, LONG BEACH TEACHERS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, LONG BEACH TEACHERS provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 15, 2026

You can compare LONG BEACH TEACHERS rates to other rates in our database, including 12-month share certificate rates currently at 3.04%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 0.20%. Savings rates are at 1.16% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.45%. All these rates can be compared to LONG BEACH TEACHERS rates. MonitorBankRates evaluates the financial stability of LONG BEACH TEACHERS with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/15/2026.

LONG BEACH TEACHERS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LONG BEACH TEACHERS? Share your experience about LONG BEACH TEACHERS by leaving a review below, or read customer reviews before you decide to use LONG BEACH TEACHERS.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Horizon Bank, SSB
Main Branch

322 Lagoon Dr W
Lido Beach, NY 11561 4908

http lbeachorg

Current Rate Availability

We do not have LONG BEACH TEACHERS rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for LONG BEACH TEACHERS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather LONG BEACH TEACHERS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with LONG BEACH TEACHERS's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name LONG BEACH TEACHERS

Website http lbeachorg

Address 322 Lagoon Dr W, Lido Beach, NY 11561 4908

Phone 516-897-2064

Fax 516-897-2052

President Patricia Baron

CEO James Fiola

Full-Time Employees 0

Part-Time Employees 2

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Return on Assets (ROA)

0.1472%

Return on Equity (ROE)

0.5789%

Non-Performing Loans Ratio (NPL)

0.00%

Total Assets

2,625,186

Total Amount of Shares and Deposits

1,955,774

Total Shares and Deposits < 1 Year

1,955,773

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,955,774

Total Interest Expense (Sum of items 6 8)

2,780

Number of Accounts for Regular Shares

359

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

25,968

Total Liabilities

1,957,518

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for LONG BEACH TEACHERS yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for LONG BEACH TEACHERS

Frequently Asked Questions About LONG BEACH TEACHERS

Is LONG BEACH TEACHERS a safe place to deposit money?

Yes, LONG BEACH TEACHERS is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does LONG BEACH TEACHERS operate?

LONG BEACH TEACHERS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join LONG BEACH TEACHERS?

Yes, to access services at LONG BEACH TEACHERS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, LONG BEACH TEACHERS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, LONG BEACH TEACHERS provides members with tools to manage their accounts and build a solid financial history.

Does LONG BEACH TEACHERS offer online and mobile banking?

Most modern institutions like LONG BEACH TEACHERS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http lbeachorg.