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GR Consumers Credit Union Rates and Review January 2026

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GR Consumers Credit Union12-month CD rates can be found at 1.35%, 6-month CD rates at 4.00% and 3-month CD rates at 0.80%. Savings rates are at 0.50% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 5.54%. Credit Card rates are at 13.90%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to GR Consumers Credit Union rates.

Compare GR Consumers Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of GR Consumers Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

GR Consumers Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at GR Consumers Credit Union? Share your experience about GR Consumers Credit Union by leaving a review below, or read customer reviews before you decide to use GR Consumers Credit Union.

Overall, GR Consumers Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

GR Consumers Credit Union
GRCCU Main Office
1073 Gezon Pkwy SW
Wyoming, MI 49509 9542
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.00%
$500
High Yield Savings
4.00%
$100
6-Month CD
3.98%
$1,000
6-Month CD
3.70%
$500
12-Month CD
3.65%
$1
48-Month CD
3.50%
$500
48-Month CD
3.50%
$500
24-Month CD
3.45%
$1,000
48-Month CD
3.41%
$0
6-Month CD
3.40%
$1,500
60-Month CD
3.40%
$500
36-Month CD
3.35%
$1,000
48-Month CD
3.30%
$1,000
60-Month CD
3.20%
$1,000
24-Month CD
3.07%
$1,000
36-Month CD
3.02%
$10,000
6-Month CD
3.00%
$500
18-Month CD
2.86%
$1,000
12-Month CD
2.78%
$1,000
6-Month CD
2.75%
$500
36-Month CD
2.50%
$5,000
48-Month CD
2.35%
$1,000
36-Month CD
2.25%
$500
12-Month CD
2.22%
$500
18-Month CD
2.10%
$1,000
12-Month CD
2.02%
$1,000
36-Month CD
1.50%
$500
12-Month CD
1.50%
$1,000
6-Month CD
1.31%
$500
Money Market
1.21%
$1,000
24-Month CD
1.20%
$2,500
24-Month CD
1.00%
$500
18-Month CD
0.85%
$1,000
Money Market
0.58%
$2,000
3-Month CD
0.50%
$1,000
Money Market
0.50%
$1,500
Money Market
0.50%
$1,000
Regular Savings
0.40%
$50
30-Month CD
0.40%
$500
Statement Savings
0.35%
$5
60-Month CD
0.30%
$500
12-Month CD
0.30%
$1,000
Statement Money Market
0.25%
$1,000
12-Month CD
0.15%
$500
60-Month CD
0.10%
$1,000
NOW Checking
0.05%
$100
Basic Savings
0.05%
$100
Savings
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20-Year Fixed
6.800%
6.993%
0.000
20-Year Fixed
6.250%
6.418%
0.000
5.750%
5.924%
0.000
5.875%
6.170%
0.000
6.375%
6.394%
0.000
4.675%
4.867%
0.000
5.750%
5.827%
0.000
15-Year Fixed
5.680%
5.964%
0.000
5.750%
5.789%
0.000
5.990%
6.290%
0.000
5.250%
5.534%
0.000
20-Year Fixed
5.875%
5.961%
0.125
5.875%
6.190%
1.000
5.250%
5.452%
0.000
15-Year Fixed
5.375%
5.584%
0.000
30-Year Fixed Jumbo
6.125%
6.265%
1.000
15-Year Fixed
5.125%
5.284%
0.000
5.500%
5.591%
0.000
5.375%
5.935%
0.000
20-Year Fixed
5.875%
6.057%
0.000
20-Year Fixed
5.500%
5.555%
0.000
6.000%
6.226%
0.000
5.375%
5.911%
0.000
30-Year Fixed
6.125%
6.167%
0.000
15-Year Fixed
5.250%
5.326%
0.000
5.000%
5.242%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
15-Year Fixed
5.500%
5.591%
0.000
10 Year Fixed
6.000%
6.223%
0.000
30-Year Fixed
6.250%
6.450%
0.000
5.750%
6.161%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
6.000%
6.107%
0.000
20-Year Fixed
5.625%
5.675%
0.000
5.500%
5.581%
0.000
20-Year Fixed
5.750%
5.870%
0.000
5.625%
5.673%
0.000
6.000%
6.250%
0.000
30 year Fixed
6.000%
6.034%
0.000
5.125%
5.637%
0.250
15-Year Fixed
5.500%
5.601%
0.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
6.000%
6.061%
0.000
6.300%
6.498%
0.000
5.500%
5.736%
0.000
5.625%
5.700%
0.000
30-Year Fixed
5.625%
5.658%
0.000
6.000%
6.239%
0.000
15-Year Fixed
5.750%
5.977%
0.000
30-Year Fixed
5.625%
5.671%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Classroom Supply Visa
8.500%
Visa Platinum Rewards
14.900%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Visa Platinum Preferred Student
17.990%
Security Service Power MasterCard
12.740% - 18.000%
Security Service Power Rewards MasterCard
18.000%
9.990%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
13.900%
Visa Platinum Credit Card
8.500%
As low as 8.50%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
14.000%
Visa Classic Card
12.900%
No annual fee
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Visa Signature® Rewards
17.750%
Visa Platinum Preferred Rewards
15.740% - 17.990%
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.740%
$0
60
Debt Consolidated
9.490%
$500
36
7.000%
$500 - $15,000
60
12.490%
$0
12.990%
$0
1 - 24
Personal/Signature
10.990%
$0
24 - 36
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
11.240% - 17.950%
$0
25 - 36
Personal Loans
13.250%
$0
6184
Term Line of Credit 84 months
8.000%
$0
Summer/Holiday Loans
9.500%
$0
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
13.740%
$5,000
60 - 60
Signature Loan
10.500%
$0
13.240%
$0
48
Personal Line of Credit
9.500%
$0
Personal Loan Rates
5.740%
$0
1 - 36
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
10.000%
$0
1 - 36
10.250% - 10.650%
$3,000 - $25,000
9.200% - 17.950%
$0 - $2,500
36 - 36
18.000%
$0 - $500
5
Unsecured Signature Loan
10.250%
$0
25 - 36
13.990%
$0
10.500%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have GR Consumers Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: GR Consumers Credit Union
Full Time Employees: 11
Part Time Employees: 3
President: Rex Welbon
CEO: Amber Velthouse
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
1073 Gezon Pkwy SW
Wyoming, MI 49509 9542
Phone Number: 616-538-2810
Fax Number: 616-538-2448

Financials

Total Assets:
49,276,933
Total Amount of Shares and Deposits:
40,137,793
Total Shares and Deposits < 1 Year:
39,937,120
Total Shares and Deposits 1 3 Years:
135,038
Total Shares and Deposits > 3 Years:
65,636
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
973,075
Total Uninsured Shares and Deposits > $250K (F+J):
973,075
Total Insured Shares and Deposits > $250K (item 17 less item K):
39,164,718
Total Interest Expense (Sum of items 6 8):
341,034
Share Certificates:
328
Number of Accounts for Share Drafts:
1,918
IRA KEOGH Accounts:
182
Number of Accounts for Regular Shares:
4,033
Money Market Shares:
172
Net Income (unless the amount is already included in Undivided Earnings):
162,929
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,063,276
Total Liabilities:
40,647,507
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About GR Consumers Credit Union

Is a member application needed to join GR Consumers Credit Union?

Yes, to access services at GR Consumers Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, GR Consumers Credit Union provides a range of mortgage and home equity products.

Is GR Consumers Credit Union a safe place to deposit money?

Yes, GR Consumers Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does GR Consumers Credit Union offer online and mobile banking?

Most modern institutions like GR Consumers Credit Union provide digital access including online balance checks and transfers.

Current GR Consumers Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions