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Advertiser Disclosure
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WATERBURY POSTAL EMPLOYEES Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 14, 2026
WATERBURY POSTAL EMPLOYEES's Personal Loan Rates are at 9.50%. MonitorBankRates evaluates the financial stability of WATERBURY POSTAL EMPLOYEES with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.00%. Rates were last updated on 04/14/2026. WATERBURY POSTAL EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WATERBURY POSTAL EMPLOYEES? Share your experience about WATERBURY POSTAL EMPLOYEES by leaving a review below, or read customer reviews before you decide to use WATERBURY POSTAL EMPLOYEES. Texas National Bank Mercedes, TX
WATERBURY POSTAL EMPLOYEES FCU 135 Grand St Rm 209
https://www.waterburypostalfcu.org WATERBURY, CT 06702 9992 
WATERBURY POSTAL EMPLOYEES Savings Rates
WATERBURY POSTAL EMPLOYEES Home Equity & HELOC
WATERBURY POSTAL EMPLOYEES Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for WATERBURY POSTAL EMPLOYEES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WATERBURY POSTAL EMPLOYEES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with WATERBURY POSTAL EMPLOYEES's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
WATERBURY POSTAL EMPLOYEES
Address
135 Grand St Rm 209,
WATERBURY, CT 06702 9992
Phone
203-756-2891
Fax
203-759-7147
President
JOHN CETTA
CEO
JOHN BROWN
Full-Time Employees
2
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.00%
Return on Assets (ROA)
2.9038%
Return on Equity (ROE)
12.5358%
Non-Performing Loans Ratio (NPL)
4.22%
Total Assets
10,970,083
Total Amount of Shares and Deposits
8,451,453
Total Shares and Deposits < 1 Year
8,451,453
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
16,677
Total Uninsured Shares and Deposits > $250K (F+J)
16,677
Total Insured Shares and Deposits > $250K (item 17 less item K)
8,434,776
Total Interest Expense (Sum of items 6 8)
33,561
IRA KEOGH Accounts
22
Number of Accounts for Regular Shares
998
Net Income (unless the amount is already included in Undivided Earnings)
30,608
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
562,780
Total Liabilities
8,484,355
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About WATERBURY POSTAL EMPLOYEESIs WATERBURY POSTAL EMPLOYEES a safe place to deposit money?Yes, WATERBURY POSTAL EMPLOYEES is considered a safe financial institution. With a Texas Ratio of 3.9995560946085%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does WATERBURY POSTAL EMPLOYEES operate?WATERBURY POSTAL EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join WATERBURY POSTAL EMPLOYEES?Yes, to access services at WATERBURY POSTAL EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, WATERBURY POSTAL EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, WATERBURY POSTAL EMPLOYEES provides members with tools to manage their accounts and build a solid financial history. Does WATERBURY POSTAL EMPLOYEES offer online and mobile banking?Most modern institutions like WATERBURY POSTAL EMPLOYEES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.waterburypostalfcu.org. Compare to Other Credit Unions
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