|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Greenstate Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
You can compare Greenstate Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.03%, 6-month share certificate rates at 4.00% and 3-month share certificate rates at 3.80%. Savings rates are at 0.15% and money market rates are at 0.00%. Mortgage rates on 30-year fixed loans are around 6.28%. All these rates can be compared to Greenstate Credit Union rates. MonitorBankRates evaluates the financial stability of Greenstate Credit Union with a 4.6 Star Rating, an B Overall Health Grade, and a Texas Ratio of 19.41%. Rates were last updated on 03/29/2026. Greenstate Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greenstate Credit Union? Share your experience about Greenstate Credit Union by leaving a review below, or read customer reviews before you decide to use Greenstate Credit Union. Greenstate Credit Union
Financial Center 2355 Landon Rd
https://www.greenstate.org North Liberty, IA 52317 6508 
Current Rate AvailabilityWe do not have Greenstate Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Greenstate Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greenstate Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Greenstate Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Greenstate Credit Union
Website
https://www.greenstate.org
Address
2355 Landon Rd,
North Liberty, IA 52317 6508
Phone
319-339-1000
Fax
President
Fred Mims
CEO
Vic Israni
Full-Time Employees
961
Part-Time Employees
22
Branch Locations
34
ATM Locations
36
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.6 / 5.0 ★
Overall Health & Safety Grade
B (87/100)
Texas Ratio
19.41%
Return on Assets (ROA)
0.1787%
Return on Equity (ROE)
1.9291%
Non-Performing Loans Ratio (NPL)
2.08%
Total Assets
10,843,432,572
Total Amount of Shares and Deposits
8,494,249,947
Total Shares and Deposits < 1 Year
7,322,292,414
Total Shares and Deposits 1 3 Years
1,036,682,373
Total Shares and Deposits > 3 Years
135,275,159
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,203,236,537
Total Uninsured Shares and Deposits > $250K (F+J)
1,243,011,155
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,251,238,792
Total Interest Expense (Sum of items 6 8)
236,326,372
Share Certificates
73,838
Number of Accounts for Share Drafts
162,990
IRA KEOGH Accounts
8,689
Number of Accounts for Regular Shares
442,614
All other shares
477
Non Member Deposits
437
Money Market Shares
24,153
Net Income (unless the amount is already included in Undivided Earnings)
17,767,494
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
828,479,182
Total Liabilities
10,016,136,965
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Greenstate Credit UnionIs Greenstate Credit Union a safe place to deposit money?Yes, Greenstate Credit Union is considered a safe financial institution. With a Texas Ratio of 19.407113932782%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Greenstate Credit Union operate?Greenstate Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Greenstate Credit Union?Yes, to access services at Greenstate Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Greenstate Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Greenstate Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Greenstate Credit Union offer online and mobile banking?Most modern institutions like Greenstate Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greenstate.org. Compare to Other Credit Unions
Southeastern Ohio Credit Union
Quaker Oats Credit Union
Feliciana Federal Credit Union
AlaTrust Credit Union
Sugar Valley Federal Credit Union
Ascentra Credit Union
Clean Energy Federal Credit Union
Rock Valley Credit Union
EMERALD COAST
Befit Financial Federal Credit Union
Pacific Postal Credit Union
Logix Federal Credit Union
Ottawa Hiway Credit Union
PVHMC Federal Credit Union
Great Neck School Employees Federal Credit Union
Extra Credit Union
York Educational Federal Credit Union
MASS INSTITUTE OF TECH
Lakota Federal Credit Union
AllWealth Federal Credit Union
Wichita Falls Teachers Federal Credit Union
|
