Guardian Credit Union Rates and Review January 2026
Compare Guardian Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Guardian Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityGuardian Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Guardian Credit Union? Share your experience about Guardian Credit Union by leaving a review below, or read customer reviews before you decide to use Guardian Credit Union. Overall, Guardian Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Guardian Credit Union Guardian Credit Union Oak Creek Office 7801 S Howell Ave Oak Creek, WI 53154  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonAchieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Access FCU Visa Gold
9.900%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonNext Step Loan
10.500%
$0
Access Line Of Credit
16.240%
$0
AMP Loan
10.500%
$0
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Guardian Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Guardian Credit Union
Website: https://www.guardiancu.org
Full Time Employees: 89Part Time Employees: 1 President: Robert Jelinek CEO: Kevin Nitka Branch Locations: 6 ATM Locations: 6 Corporate Office Address:
7801 S Howell Ave
Oak Creek, WI 53154 Phone Number: 414-546-7450 Fax Number: FinancialsTotal Assets:
289,721,394
Total Amount of Shares and Deposits:
255,813,098
Total Shares and Deposits < 1 Year:
253,465,433
Total Shares and Deposits 1 3 Years:
1,552,659
Total Shares and Deposits > 3 Years:
795,006
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
11,413,916
Total Uninsured Shares and Deposits > $250K (F+J):
11,413,916
Total Insured Shares and Deposits > $250K (item 17 less item K):
244,399,182
Total Interest Expense (Sum of items 6 8):
1,143,981
Share Certificates:
889
Number of Accounts for Share Drafts:
14,062
IRA KEOGH Accounts:
509
Number of Accounts for Regular Shares:
34,819
All other shares:
629
Money Market Shares:
686
Net Income (unless the amount is already included in Undivided Earnings):
1,424,335
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
21,410,315
Total Liabilities:
266,090,472
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Guardian Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Guardian Credit Union
Frequently Asked Questions About Guardian Credit UnionIs a member application needed to join Guardian Credit Union?Yes, to access services at Guardian Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Guardian Credit Union provides a range of mortgage and home equity products. Is Guardian Credit Union a safe place to deposit money?Yes, Guardian Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Guardian Credit Union offer online and mobile banking?Most modern institutions like Guardian Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.40%, 6-month CD rates at 0.25% and 3-month CD rates at 3.24%. Savings rates are at 0.01% and money market rates are at 3.50%. Mortgage rates on 30-year fixed loans are around 6.09%. Credit Card rates are at 11.96%. Personal Loan rates are at 9.75%. All these rates, and more, can be found in our database of rates which you can compare to 
.png)
