|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Point West Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Point West Credit Union's 12 month Regular CD of Deposit rates are at 3.75%, Regular CD of Deposit 12 month rates are at 3.75%, 36 month Regular CD of Deposit rates are at 2.60%, Regular CD of Deposit 36 month rates are at 2.60%, 24 month Regular CD of Deposit rates are at 2.50%. Point West Credit Union's savings rates are at 0.03%. Point West Credit Union's money market rates are at 0.10%. Point West Credit Union's Personal Loan Rates are at 9.25%. MonitorBankRates evaluates the financial stability of Point West Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.60%. Rates were last updated on 04/19/2026. Point West Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Point West Credit Union? Share your experience about Point West Credit Union by leaving a review below, or read customer reviews before you decide to use Point West Credit Union. Point West Credit Union
Corporate Office 5257 NE M L King Blvd Ste 301
https://www.pointwestcu.com Portland, OR 97211 3283 
Point West Credit Union CD Rates
Point West Credit Union Savings Rates
Point West Credit Union Money Market Rates
Point West Credit Union Checking Rates
Point West Credit Union Home Equity & HELOC
Point West Credit Union Credit Card Rates
Point West Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Point West Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Point West Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Point West Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Point West Credit Union
Website
https://www.pointwestcu.com
Address
5257 NE M L King Blvd Ste 301,
Portland, OR 97211 3283
Phone
503-546-5000
Fax
503-546-5013
President
Pete Hand
CEO
Amy Nelson
Full-Time Employees
25
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.60%
Return on Assets (ROA)
0.4429%
Return on Equity (ROE)
3.6283%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
104,577,120
Total Amount of Shares and Deposits
90,097,418
Total Shares and Deposits < 1 Year
83,175,711
Total Shares and Deposits 1 3 Years
6,909,605
Total Shares and Deposits > 3 Years
12,102
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,672,890
Total Uninsured Shares and Deposits > $250K (F+J)
6,672,890
Total Insured Shares and Deposits > $250K (item 17 less item K)
83,424,528
Total Interest Expense (Sum of items 6 8)
647,436
Share Certificates
138
Number of Accounts for Share Drafts
4,599
Number of Accounts for Regular Shares
12,546
Non Member Deposits
6
Money Market Shares
536
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,729,639
Total Liabilities
92,413,974
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Point West Credit UnionIs Point West Credit Union a safe place to deposit money?Yes, Point West Credit Union is considered a safe financial institution. With a Texas Ratio of 4.5994805567527%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Point West Credit Union operate?Point West Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Point West Credit Union?Yes, to access services at Point West Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Point West Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Point West Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Point West Credit Union offer online and mobile banking?Most modern institutions like Point West Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pointwestcu.com. Current Point West Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Western Sun Federal Credit Union
Vicksburg Railroad Federal Credit Union
Elevations Credit Union
Newrizons Federal Credit Union
Corner Stone Credit Union
LM Federal Credit Union
East Texas Professional Credit Union
Commodore Perry Federal Credit Union
Pentagon Federal Credit Union
El Reno RIL Credit Union
American Eagle Financial Credit Union
Focus First Federal Credit Union
CASE Credit Union
United Cities Credit Union
Western Indiana Credit Union
Postal Government Employees Federal Credit Union
Brownsville City Employees Federal Credit Union
Complex Community Federal Credit Union
Consolidated Federal Credit Union
Urban Beginnings Choice Federal Credit Union
COMBINED
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking