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Highway Employees Credit Union Rates & Review April 2026

You can compare Highway Employees Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.26%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 3.60%. Savings rates are at 0.15% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.15%. All these rates can be compared to Highway Employees Credit Union rates. MonitorBankRates evaluates the financial stability of Highway Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.70%. Rates were last updated on 04/23/2026.

Highway Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Highway Employees Credit Union? Share your experience about Highway Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Highway Employees Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.70%
Excellent Lower than avg
Highway Employees Credit Union
Main Office
2910 Chandler Hwy # 6
Tyler, TX 75702 6731
Member NCUA

Current Rate Availability

We do not have Highway Employees Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Highway Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Highway Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Highway Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Highway Employees Credit Union
Website
Address 2910 Chandler Hwy # 6, Tyler, TX 75702 6731
Phone 903-593-8987
Fax 903-593-8458
President John Goodwin
CEO Melissa Frick
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.70%
Return on Assets (ROA)
0.9030%
Return on Equity (ROE)
3.2904%
Non-Performing Loans Ratio (NPL)
0.36%
Total Assets
1,886,463
Total Amount of Shares and Deposits
1,366,041
Total Shares and Deposits < 1 Year
1,366,040
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,366,041
Total Interest Expense (Sum of items 6 8)
7,126
Share Certificates
1
Number of Accounts for Regular Shares
432
All other shares
8
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
355,709
Total Liabilities
1,368,737
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Highway Employees Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Highway Employees Credit Union

Is Highway Employees Credit Union a safe place to deposit money?

Yes, Highway Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 0.69546499269042%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Highway Employees Credit Union operate?

Highway Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Highway Employees Credit Union?

Yes, to access services at Highway Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Highway Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Highway Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Highway Employees Credit Union offer online and mobile banking?

Most modern institutions like Highway Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.