HB TELCO Rates and Review January 2026
Compare HB TELCO CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of HB TELCO savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityHB TELCO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at HB TELCO? Share your experience about HB TELCO by leaving a review below, or read customer reviews before you decide to use HB TELCO. Overall, HB TELCO is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonLow Rate Credit Card
13.240%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Security Service Power MasterCard
12.740% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
11.990%
$0
1 - 12
AMP Loan
10.500%
$0
Personal Loan
10.500%
$0 - $5,000
24 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have HB TELCO rate data right now. Credit Union Profile & OverviewCredit Union Name: HB TELCO
Website: http://hbtelcofcu.com
Full Time Employees: 2Part Time Employees: 0 President: Ervin Huber CEO: SARA GOGOLIN Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
375 3rd St SW
Huron, SD 57350 1945 Phone Number: 605-352-6933 Fax Number: 833-353-2330 FinancialsTotal Assets:
4,989,217
Total Amount of Shares and Deposits:
4,508,638
Total Shares and Deposits < 1 Year:
4,508,638
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
18,967
Total Uninsured Shares and Deposits > $250K (F+J):
18,967
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,489,671
Total Interest Expense (Sum of items 6 8):
36,153
Share Certificates:
72
Number of Accounts for Share Drafts:
69
Number of Accounts for Regular Shares:
835
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
137,837
Total Liabilities:
4,542,694
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About HB TELCOIs a member application needed to join HB TELCO?Yes, to access services at HB TELCO, a member application is required. Is there a first-time homebuyer program?Currently, HB TELCO provides a range of mortgage and home equity products. Is HB TELCO a safe place to deposit money?Yes, HB TELCO is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does HB TELCO offer online and mobile banking?Most modern institutions like HB TELCO provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.56%, 6-month CD rates at 2.02% and 3-month CD rates at 2.78%. Savings rates are at 0.50% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.08%. Credit Card rates are at 14.74%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates which you can compare to 
