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Central Vermont Medical Centerinc CU Rates & Review April 2026

Central Vermont Medical Centerinc CU's New 6 month CD Special rates are at 5.00%. Central Vermont Medical Centerinc CU's money market rates are at 0.30%. Central Vermont Medical Centerinc CU's Personal Loan Rates are at 9.00%. MonitorBankRates evaluates the financial stability of Central Vermont Medical Centerinc CU with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.83%. Rates were last updated on 04/08/2026.

Central Vermont Medical Centerinc CU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Vermont Medical Centerinc CU? Share your experience about Central Vermont Medical Centerinc CU by leaving a review below, or read customer reviews before you decide to use Central Vermont Medical Centerinc CU.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.83%
Excellent Higher than avg
Central Vermont Medical Centerinc CU
Central Vermont Medical Center Inc Credit Union
130 Fisher Rd
Berlin, VT 05602
https://www.cvmccu.org
Member NCUA

Central Vermont Medical Centerinc CU CD Rates

Product Rate APY Term View More
New 6 month CD Special 5.00% 5.00% 6
Min Balance $2,000
Details Must be funded by new money not currently on deposit
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%

Central Vermont Medical Centerinc CU Savings Rates

Product Rate APY View More
CLUB ACCOUNTS 0.25% 0.25%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%

Central Vermont Medical Centerinc CU Money Market Rates

Product Rate APY View More
MONEY MARKETS 0.50% 0.50%
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
MONEY MARKETS 0.45% 0.45%
Min Balance $75,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
MONEY MARKETS 0.40% 0.40%
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
MONEY MARKETS 0.35% 0.35%
Min Balance $10,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%
MONEY MARKETS 0.30% 0.30%
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%

Central Vermont Medical Centerinc CU Checking Rates

Product Rate APY View More
CHECKING ACCOUNT 0.05% 0.05%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%

Central Vermont Medical Centerinc CU Personal Loan Rates

Product Rate APR View More
PERSONAL/SIGNATURE - 9.00%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.83%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Central Vermont Medical Centerinc CU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Central Vermont Medical Centerinc CU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Central Vermont Medical Centerinc CU's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Central Vermont Medical Centerinc CU
Address 130 Fisher Rd, Berlin, VT 05602
Phone 802-371-4211
Fax 802-371-5359
President Kelly Holland
CEO Patrick Reeves
Full-Time Employees 3
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.83%
Return on Assets (ROA)
0.6544%
Return on Equity (ROE)
2.4930%
Non-Performing Loans Ratio (NPL)
6.27%
Total Assets
12,566,156
Total Amount of Shares and Deposits
9,170,262
Total Shares and Deposits < 1 Year
7,676,322
Total Shares and Deposits 1 3 Years
1,493,940
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
87,868
Total Uninsured Shares and Deposits > $250K (F+J)
87,868
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,082,394
Total Interest Expense (Sum of items 6 8)
56,842
Share Certificates
76
Number of Accounts for Share Drafts
642
IRA KEOGH Accounts
27
Number of Accounts for Regular Shares
1,488
All other shares
143
Money Market Shares
65
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,243,793
Total Liabilities
9,271,742
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Central Vermont Medical Centerinc CU

Is Central Vermont Medical Centerinc CU a safe place to deposit money?

Yes, Central Vermont Medical Centerinc CU is considered a safe financial institution. With a Texas Ratio of 8.8346759401027%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Central Vermont Medical Centerinc CU operate?

Central Vermont Medical Centerinc CU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Central Vermont Medical Centerinc CU?

Yes, to access services at Central Vermont Medical Centerinc CU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Central Vermont Medical Centerinc CU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Central Vermont Medical Centerinc CU provides members with tools to manage their accounts and build a solid financial history.

Does Central Vermont Medical Centerinc CU offer online and mobile banking?

Most modern institutions like Central Vermont Medical Centerinc CU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cvmccu.org.

Current Central Vermont Medical Centerinc CU Rates

  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.