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Healthcare Financial Federal Credit Union Rates & Review April 2026

Healthcare Financial Federal Credit Union's 18 Month Term CDs and IRA Term CDs rates are at 1.00%, CDs for 18 month rates are at 1.00%, 12 Month Term CDs and IRA Term CDs rates are at 0.90%, 6 Month Term CDs and IRA Term CDs rates are at 0.80%, 12 Month - Save to Win Term CDs and IRA Term CDs rates are at 0.60%. Healthcare Financial Federal Credit Union's savings rates are at 0.45%. Healthcare Financial Federal Credit Union's money market rates are at 0.65%. Healthcare Financial Federal Credit Union's Personal Loan Rates are at 9.00%. MonitorBankRates evaluates the financial stability of Healthcare Financial Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.28%. Rates were last updated on 04/11/2026.

Healthcare Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Healthcare Financial Federal Credit Union? Share your experience about Healthcare Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Healthcare Financial Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.28%
Excellent Lower than avg
Healthcare Financial Federal Credit Union
Main Office
20 York St
New Haven, CT 06510
https://www.hcffcu.org
Member NCUA

Healthcare Financial Federal Credit Union CD Rates

Product Rate APY Term View More
18 Month Term Share Certificates and IRA Term Share Certificates 1.00% 1.00% 18 Month
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Share Certificates for 18 month - 1.00%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
12 Month Term Share Certificates and IRA Term Share Certificates 0.90% 0.90% 12 Month
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
6 Month Term Share Certificates and IRA Term Share Certificates 0.80% 0.80% 6 Month
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
12 Month - Save to Win Term Share Certificates and IRA Term Share Certificates 0.60% 0.60% 12 Month
Min Balance $25
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%

Healthcare Financial Federal Credit Union Savings Rates

Product Rate APY View More
Club Accounts 0.45% 0.45%
Min Balance $100
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Share Savings 0.45% 0.45%
Min Balance $100
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%

Healthcare Financial Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market - 0.65%
Details As High As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%

Healthcare Financial Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 5.49% 60
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Home Equity Loan - - 5.99% 120
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Home Equity Loan - - 6.49% 180
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%

Healthcare Financial Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.75%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%

Healthcare Financial Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Classic Credit Card - 14.00%
Details Regular APR: 14.00% - 18.00%
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
VISA Credit Card - 14.00%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Visa Classic Credit Card - 18.00%
Details Regular APR: 18%
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Visa Classic Credit Card - Cash Advance - 18.00%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Visa Secured Credit Card - 18.00%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%

Healthcare Financial Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal - 9.00%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Healthcare Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Healthcare Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Healthcare Financial Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Healthcare Financial Federal Credit Union
Address 20 York St, New Haven, CT 06510
Phone 203-680-8668
Fax 203-680-8459
President Michael DAngelico
CEO Josephine Savino
Full-Time Employees 16
Part-Time Employees 1
Branch Locations 5
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.28%
Return on Assets (ROA)
0.0537%
Return on Equity (ROE)
0.4359%
Non-Performing Loans Ratio (NPL)
0.23%
Total Assets
69,528,229
Total Amount of Shares and Deposits
61,266,824
Total Shares and Deposits < 1 Year
60,988,017
Total Shares and Deposits 1 3 Years
278,805
Total Insured Shares and Deposits > $250K (item 17 less item K)
61,266,824
Total Interest Expense (Sum of items 6 8)
93,610
Share Certificates
72
Number of Accounts for Share Drafts
4,802
IRA KEOGH Accounts
30
Number of Accounts for Regular Shares
9,165
All other shares
2,324
Money Market Shares
27
Net Income (unless the amount is already included in Undivided Earnings)
37,319
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,097,692
Total Liabilities
62,132,132
Source: NCUA — Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About Healthcare Financial Federal Credit Union

Is Healthcare Financial Federal Credit Union a safe place to deposit money?

Yes, Healthcare Financial Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.2766071777978%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Healthcare Financial Federal Credit Union operate?

Healthcare Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Healthcare Financial Federal Credit Union?

Yes, to access services at Healthcare Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Healthcare Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Healthcare Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Healthcare Financial Federal Credit Union offer online and mobile banking?

Most modern institutions like Healthcare Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hcffcu.org.

Current Healthcare Financial Federal Credit Union Rates

  • 12-Month CD0.60%
  • 18-Month CD1.00%
  • Savings0.45%
  • MMA0.65%
Retrieved from our database of financial products. Rates subject to change.