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 Premier One Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Premier One Credit Union's 24-month IRA Traditional & Roth CDs rates are at 4.50%, 60-month IRA Traditional & Roth CDs rates are at 4.25%, 18-month IRA Traditional & Roth CDs rates are at 4.15%, 12-month IRA Traditional & Roth CDs rates are at 4.00%, 48-month IRA Traditional & Roth CDs rates are at 4.00%. Premier One Credit Union's savings rates are at 0.05%. Premier One Credit Union's money market rates are at 0.50%. Premier One Credit Union's Personal Loan Rates are at 10.50%. MonitorBankRates evaluates the financial stability of Premier One Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.63%. Rates were last updated on 03/28/2026. Premier One Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier One Credit Union? Share your experience about Premier One Credit Union by leaving a review below, or read customer reviews before you decide to use Premier One Credit Union. 
Premier One Credit Union CD Rates
Premier One Credit Union Savings Rates
Premier One Credit Union Money Market Rates
Premier One Credit Union Home Equity & HELOC
Premier One Credit Union Credit Card Rates
Premier One Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Premier One Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Premier One Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Premier One Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Premier One Credit Union
Website
https://premieronecu.org
Address
6640 Via Del Oro,
San Jose, CA 95119
Phone
855-500-7128
Fax
408-224-2890
President
SEAMUS MORAN
CEO
ANDREA BREWER
Full-Time Employees
86
Part-Time Employees
4
Branch Locations
6
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.63%
Return on Assets (ROA)
0.3390%
Return on Equity (ROE)
3.5323%
Non-Performing Loans Ratio (NPL)
0.22%
Total Assets
639,492,367
Total Amount of Shares and Deposits
533,195,822
Total Shares and Deposits < 1 Year
503,600,933
Total Shares and Deposits 1 3 Years
26,803,632
Total Shares and Deposits > 3 Years
2,791,257
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
49,631,094
Total Uninsured Shares and Deposits > $250K (F+J)
49,631,094
Total Insured Shares and Deposits > $250K (item 17 less item K)
483,564,728
Total Interest Expense (Sum of items 6 8)
6,833,468
Share Certificates
2,572
Number of Accounts for Share Drafts
18,658
IRA KEOGH Accounts
948
Number of Accounts for Regular Shares
32,062
All other shares
239
Money Market Shares
2,094
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
62,834,010
Total Liabilities
583,678,157
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Premier One Credit UnionIs Premier One Credit Union a safe place to deposit money?Yes, Premier One Credit Union is considered a safe financial institution. With a Texas Ratio of 1.6278525950003%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Premier One Credit Union operate?Premier One Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Premier One Credit Union?Yes, to access services at Premier One Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Premier One Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Premier One Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Premier One Credit Union offer online and mobile banking?Most modern institutions like Premier One Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://premieronecu.org. Current Premier One Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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