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 Honda Federal Credit Union Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 22, 2026
Honda Federal Credit Union's Flex (10 Month) Executive rates are at 3.70%, 10 month Flex Executive CDs rates are at 3.70%, 10 month Flex Executive Savings CDs rates are at 3.70%, 5 Year Executive rates are at 3.60%, 5 Years Executive CDs rates are at 3.60%. Honda Federal Credit Union's savings rates are at 0.10%. Honda Federal Credit Union's money market rates are at 0.60%. MonitorBankRates evaluates the financial stability of Honda Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.72%. Rates were last updated on 05/22/2026. Honda Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Honda Federal Credit Union? Share your experience about Honda Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Honda Federal Credit Union. Honda Federal Credit Union
Hamilton Office 19701 Hamilton Ave ste 130
https://www.hondafcu.org Torrance, CA 90502 1368 
Honda Federal Credit Union CD Rates
Honda Federal Credit Union Savings Rates
Honda Federal Credit Union Money Market Rates
Honda Federal Credit Union Checking Rates
Honda Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Honda Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Honda Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Honda Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Honda Federal Credit Union
Website
https://www.hondafcu.org
Address
19701 Hamilton Ave ste 130,
Torrance, CA 90502 1368
Phone
800-634-6632
Fax
310-217-8211
President
Carl Coe
CEO
Kenneth Fischbach
Full-Time Employees
189
Part-Time Employees
5
Branch Locations
13
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.72%
Return on Assets (ROA)
0.3946%
Return on Equity (ROE)
4.3100%
Non-Performing Loans Ratio (NPL)
0.34%
Total Assets
1,184,439,862
Total Amount of Shares and Deposits
1,032,022,067
Total Shares and Deposits < 1 Year
961,524,821
Total Shares and Deposits 1 3 Years
64,808,109
Total Shares and Deposits > 3 Years
5,689,137
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
121,343,753
Total Uninsured Shares and Deposits > $250K (F+J)
121,343,753
Total Insured Shares and Deposits > $250K (item 17 less item K)
910,678,314
Total Interest Expense (Sum of items 6 8)
15,125,624
Share Certificates
8,610
Number of Accounts for Share Drafts
47,853
IRA KEOGH Accounts
3,740
Number of Accounts for Regular Shares
93,941
Non Member Deposits
28
Money Market Shares
2,643
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
152,310,671
Total Liabilities
1,083,042,807
Source: NCUA — Last Updated 09/30/2025
Customer ReviewsbedN
December 17, 2025
XVmx
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Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Add Your Rating and Review for Honda Federal Credit Union
Frequently Asked Questions About Honda Federal Credit UnionHow many branches does Honda Federal Credit Union operate?Honda Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Honda Federal Credit Union?Yes, to access services at Honda Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Honda Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Honda Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Honda Federal Credit Union offer online and mobile banking?Most modern institutions like Honda Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hondafcu.org. Current Honda Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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