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NuMark Credit Union Rates & Review March 2026

NuMark Credit Union's 15-Month CD/IRA Special rates are at 3.50%, 24 month+ CDs of Deposit rates are at 3.00%, 24 month+ IRA CDs rates are at 3.00%, 36 month+ CDs of Deposit rates are at 3.00%, 36 month+ IRA CDs rates are at 3.00%. NuMark Credit Union's money market rates are at 0.30%. NuMark Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of NuMark Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.18%. Rates were last updated on 03/28/2026.

NuMark Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NuMark Credit Union? Share your experience about NuMark Credit Union by leaving a review below, or read customer reviews before you decide to use NuMark Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.18%
Excellent Higher than avg
NuMark Credit Union
Main
1654 Terry Dr
Joliet, IL 60436
https://www.numarkcu.org
Member NCUA

NuMark Credit Union CD Rates

Product Rate APY Term View More
15-Month CD/IRA Special 3.44% 3.50% 15-Month
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
24 month+ Certificates of Deposit 2.96% 3.00% 24
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
24 month+ IRA Certificates 2.96% 3.00% 24
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
36 month+ Certificates of Deposit 2.96% 3.00% 36
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
36 month+ IRA Certificates 2.96% 3.00% 36
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
48 month+ Certificates of Deposit 2.96% 3.00% 48
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
48 month+ IRA Certificates 2.96% 3.00% 48
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
60 month+ Certificates of Deposit 2.96% 3.00% 60
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
60 month+ IRA Certificates 2.96% 3.00% 60
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
12 month+ Certificates of Deposit 2.23% 2.25% 12
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
12 month+ IRA Certificates 2.23% 2.25% 12
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
6 month Certificates of Deposit 2.08% 2.10% 6
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
6 month IRA Certificates 2.08% 2.10% 6
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%

NuMark Credit Union Savings Rates

Product Rate APY View More
Goal Saver 2.96% 3.00%
Min Balance $250,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Goal Saver 2.47% 2.50%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Goal Saver 2.37% 2.40%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Goal Saver 2.23% 2.25%
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Goal Saver 2.18% 2.20%
Min Balance $5,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Goal Saver 2.13% 2.15%
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Goal Saver 1.98% 2.00%
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Goal Saver 1.74% 1.75%
Min Balance $100
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Christmas Club 0.10% 0.10%
Min Balance $100
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
NuSaver & NuDreams Youth Accounts 0.10% 0.10%
Min Deposit $1
Min Balance $1
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Goal Saver - 0.00%
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%

NuMark Credit Union Money Market Rates

Product Rate APY View More
Money Market 2.96% 3.00%
Min Deposit $250,000
Min Balance $250,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Money Market 2.47% 2.50%
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Money Market 1.74% 1.75%
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Money Market 1.00% 1.00%
Min Deposit $25,000
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Money Market 0.85% 0.85%
Min Deposit $2,000
Min Balance $2,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%
Money Market 0.30% 0.30%
Min Deposit $0
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%

NuMark Credit Union Checking Rates

Product Rate APY View More
Ultimate High Yield Checking 5.35% 5.50%
Min Balance $0
Details Qualifying balance up to $25,000.00
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%

NuMark Credit Union Mortgage Rates

Product Rate Points APR Term View More
Holiday Loans/Vacation Loans - - 10.99% 12
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%

NuMark Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Interest Only Home Equity Lines of Credit - - 6.75%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%

NuMark Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 10.99%
Details As Low As; for up to 60 months
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.18%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for NuMark Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather NuMark Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with NuMark Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name NuMark Credit Union
Address 1654 Terry Dr, Joliet, IL 60436
Phone 815-729-3211
Fax 815-729-3228
President Clifford Struthers
CEO Michelle Balog
Full-Time Employees 183
Part-Time Employees 5
Branch Locations 12
ATM Locations 13
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.18%
Return on Assets (ROA)
0.5406%
Return on Equity (ROE)
5.2035%
Non-Performing Loans Ratio (NPL)
1.31%
Total Assets
879,803,291
Total Amount of Shares and Deposits
730,661,152
Total Shares and Deposits < 1 Year
712,464,616
Total Shares and Deposits 1 3 Years
16,233,627
Total Shares and Deposits > 3 Years
1,962,909
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
55,773,231
Total Uninsured Shares and Deposits > $250K (F+J)
55,773,231
Total Insured Shares and Deposits > $250K (item 17 less item K)
674,887,921
Total Interest Expense (Sum of items 6 8)
11,934,193
Share Certificates
5,767
Number of Accounts for Share Drafts
34,724
IRA KEOGH Accounts
1,922
Number of Accounts for Regular Shares
72,172
All other shares
4,135
Money Market Shares
3,190
Net Income (unless the amount is already included in Undivided Earnings)
4,756,626
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
48,496,847
Total Liabilities
787,849,082
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About NuMark Credit Union

Is NuMark Credit Union a safe place to deposit money?

Yes, NuMark Credit Union is considered a safe financial institution. With a Texas Ratio of 9.1832987063714%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does NuMark Credit Union operate?

NuMark Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join NuMark Credit Union?

Yes, to access services at NuMark Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, NuMark Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, NuMark Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does NuMark Credit Union offer online and mobile banking?

Most modern institutions like NuMark Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.numarkcu.org.

Current NuMark Credit Union Rates

  • 12-Month CD2.25%
  • 24-Month CD3.00%
  • 60-Month CD3.00%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.