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iAdvertiser Disclosure
Advertiser Disclosure
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 Foothills Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 23, 2026
Foothills Credit Union's 6 Month CD of Deposit rates are at 3.65%, 9 Month CD of Deposit rates are at 3.60%, 12 Month CD of Deposit rates are at 3.55%, 12 Month IRA CD rates are at 3.55%, 12 Month IRA CD of Deposit rates are at 3.55%. Foothills Credit Union's savings rates are at 0.10%. Foothills Credit Union's money market rates are at 0.20%. Foothills Credit Union's Personal Loan Rates are at 5.26%. MonitorBankRates evaluates the financial stability of Foothills Credit Union with a 4.7 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 18.50%. Rates were last updated on 03/23/2026. Foothills Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Foothills Credit Union? Share your experience about Foothills Credit Union by leaving a review below, or read customer reviews before you decide to use Foothills Credit Union. Foothills Credit Union
Foothills Credit Union Clear Creek Crossing Branch 3550 Clear Creek Dr
https://foothills-cu.com/ Wheat Ridge, CO 80401 
Foothills Credit Union CD Rates
Foothills Credit Union Savings Rates
Foothills Credit Union Money Market Rates
Foothills Credit Union Checking Rates
Foothills Credit Union Home Equity & HELOC
Foothills Credit Union Auto Loan Rates
Foothills Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Foothills Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Foothills Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Foothills Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Foothills Credit Union
Website
https://foothills-cu.com/
Address
3550 Clear Creek Dr,
Wheat Ridge, CO 80401
Phone
720-962-8200
Fax
720-751-2241
President
Phillip Tenney
CEO
Scott McNeil
Full-Time Employees
33
Part-Time Employees
3
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.7 / 5.0 ★
Overall Health & Safety Grade
B+ (88/100)
Texas Ratio
18.50%
Return on Assets (ROA)
-0.0637%
Return on Equity (ROE)
-0.8475%
Non-Performing Loans Ratio (NPL)
1.90%
Total Assets
160,227,988
Total Amount of Shares and Deposits
147,207,181
Total Shares and Deposits < 1 Year
142,901,292
Total Shares and Deposits 1 3 Years
3,880,498
Total Shares and Deposits > 3 Years
425,392
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
14,793,670
Total Uninsured Shares and Deposits > $250K (F+J)
14,793,670
Total Insured Shares and Deposits > $250K (item 17 less item K)
132,413,511
Total Interest Expense (Sum of items 6 8)
1,745,645
Share Certificates
1,524
Number of Accounts for Share Drafts
4,814
IRA KEOGH Accounts
185
Number of Accounts for Regular Shares
10,250
Non Member Deposits
1
Money Market Shares
462
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,721,575
Total Liabilities
148,179,717
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Foothills Credit UnionIs Foothills Credit Union a safe place to deposit money?Yes, Foothills Credit Union is considered a safe financial institution. With a Texas Ratio of 18.501380059787%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Foothills Credit Union operate?Foothills Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Foothills Credit Union?Yes, to access services at Foothills Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Foothills Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Foothills Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Foothills Credit Union offer online and mobile banking?Most modern institutions like Foothills Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://foothills-cu.com/. Current Foothills Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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