Journey Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Journey Credit Union12-month CD rates can be found at 3.30%, 6-month CD rates at 3.28% and 3-month CD rates at 0.10%. Savings rates are at 0.30% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 7.00%. Credit Card rates are at 13.04%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates which you can compare to Journey Credit Union rates.

Compare Journey Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Journey Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Journey Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Journey Credit Union? Share your experience about Journey Credit Union by leaving a review below, or read customer reviews before you decide to use Journey Credit Union.

Overall, Journey Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Journey Credit Union
1400 2nd Avenue
1400 2nd Ave
Des Moines, IA 50314 3403
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Journey Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Corner Stone Bank
The Corner Stone Bank
12-Month CD
4.25%
$1,000
Adams County Bank
Adams County Bank
12-Month CD
4.06%
$500
The MINT National Bank
The MINT National Bank
ManageMINT Emerald Money Market
4.00%
$250,000
AAA Federal Savings Bank
AAA Federal Savings Bank
24-Month CD
3.75%
$500
LendingClub
LendingClub
12-Month CD
3.75%
$500
Parke Bank
Parke Bank
18-Month CD
3.75%
$500
Trinity Bank, N.A.
Trinity Bank, N.A.
6-Month CD
3.70%
$1,000
Bank Midwest
Bank Midwest
24-Month CD
3.55%
$500
Grand Valley Bank
Grand Valley Bank
12-Month CD
3.50%
$500
State Bank of Chilton
State Bank of Chilton
36-Month CD
3.02%
$1,000
Harford Bank
Harford Bank
24-Month CD
3.00%
$1,000
Citizens Independent Bank
Citizens Independent Bank
24-Month CD
3.00%
$1,000
Mauch Chunk Trust Company
24-Month CD
2.93%
$500
First Citizens State Bank
First Citizens State Bank
36-Month CD
2.75%
$100
Chesapeake Bank
Chesapeake Bank
12-Month CD
2.75%
$1,000
Osgood Bank
Osgood Bank
18-Month CD
2.27%
$1,000
Seamens Bank
Seamens Bank
18-Month CD
2.20%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
36-Month CD
2.07%
$1,000
Grove Bank
Grove Bank
72-Month CD
2.01%
$1,000
Petefish, Skiles & Co. Bank
36-Month CD
2.01%
$1,000
Collinsville Bank
Collinsville Bank
12-Month CD
2.00%
$500
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
18-Month CD
1.75%
$500
Carson Bank
Carson Bank
12-Month CD
1.71%
$500
FNB of Hope
60-Month CD
1.56%
$500
Town & Country Bank Salem, MO
Town & Country Bank Salem, MO
Premium Gold Money Market
1.42%
$100,000
Eureka Savings Bank
Eureka Savings Bank
24-Month CD
1.41%
$1,000
FirsTier Bank
FirsTier Bank
Money Market
1.05%
$2,500
Fidelity Co-operative Bank
Fidelity Co-operative Bank
60-Month CD
1.00%
$500
Evergreen Federal Bank
Evergreen Federal Bank
24-Month CD
1.00%
$1,000
Nashville Savings Bank
Nashville Savings Bank
18-Month CD
0.90%
$1,000
Lake Elmo Bank
Lake Elmo Bank
Money Market
0.85%
$1,000
Bank Forward
Bank Forward
Forward Money Market
0.75%
$5,000
Lisle Savings Bank
Lisle Savings Bank
18-Month CD
0.60%
$2,000
Ergo Bank
Ergo Bank
Money Market
0.50%
$5,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Money Market
0.50%
$2,500
Kitsap Bank
Kitsap Bank
3-Month CD
0.50%
$500
Citizens Bank of Kansas
Citizens Bank of Kansas
24-Month CD (Bump)
0.40%
$500
William Penn Bank
William Penn Bank
3-Month CD
0.30%
$500
American Eagle Financial Credit Union
American Eagle Financial Credit Union
24-Month CD
0.30%
$500
New Foundation SB
New Foundation SB
Savings
0.25%
$10
North Shore Bank
North Shore Bank
48-Month CD
0.25%
$1,000
Citizens Bank & Trust (AL)
Citizens Bank & Trust (AL)
Business Money Market
0.23%
$5,000
Johnson State Bank
Johnson State Bank
Savings
0.20%
$10
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
Money Market
0.20%
$1,000
Simmesport State Bank
Simmesport State Bank
Money Market
0.15%
$1,000
Simmesport State Bank
Simmesport State Bank
NOW Checking
0.15%
$1,000
First Horizon
First Horizon
36-Month CD
0.10%
$1,000
First Nations Bank
First Nations Bank
36-Month CD
0.05%
$1,000
Unity Bank
Unity Bank
Prosperity Plus Checking
0.05%
$100
PSB Provident Savings Bank
PSB Provident Savings Bank
Money Market Plus
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Journey Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
4.250%
4.514%
0.750
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.500%
5.569%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.625%
5.802%
0.500
Wells Fargo
Wells Fargo
15-Year Fixed
5.625%
5.872%
1.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
30-Year Fixed
5.875%
6.022%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.000%
6.090%
0.000
StonehamBank
StonehamBank
15-Year Fixed
6.000%
6.111%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
6.125%
6.166%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
10/1 ARM
5.750%
6.170%
0.000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
6.000%
6.198%
1.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
6.000%
6.221%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.125%
6.231%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
30-Year Fixed
6.000%
6.238%
2.000
FirstBank of Nebraska
FirstBank of Nebraska
15-Year Fixed
6.250%
6.252%
0.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.125%
6.268%
0.375
Harleysville Bank
Harleysville Bank
15-Year Fixed
6.250%
6.271%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
20-Year Fixed
6.250%
6.299%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
6.125%
6.369%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.750%
6.370%
0.000
Northwest Community Bank
Northwest Community Bank
7/1 ARM
5.875%
6.371%
0.000
River Region Credit Union
River Region Credit Union
15-Year Fixed
6.250%
6.434%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.375%
6.435%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30-Year Fixed
6.490%
6.542%
0.000
River Region Credit Union
River Region Credit Union
5/5 ARM
6.500%
6.571%
0.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
6.250%
6.574%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Journey Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Journey Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
ACFCU
ACFCU
Line of Credit
13.700%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Journey Credit Union rate data right now, check back for updates, we are adding rates all the time.

Journey Credit Union Information

Credit Union Name: Journey Credit Union
Full Time Employees: 13
Part Time Employees: 3
President: Ted Crow
CEO: Rachel Ballenger
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
1400 2nd Ave
Des Moines, IA 50314 3403
Phone Number: 515-243-8735
Fax Number: 515-243-4423

Journey Credit Union Financials

Total Assets:
85,912,876
Total Amount of Shares and Deposits:
71,595,554
Total Shares and Deposits < 1 Year:
66,686,321
Total Shares and Deposits 1 3 Years:
3,325,618
Total Shares and Deposits > 3 Years:
1,583,615
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,227,539
Total Uninsured Shares and Deposits > $250K (F+J):
4,227,539
Total Insured Shares and Deposits > $250K (item 17 less item K):
67,368,015
Total Interest Expense (Sum of items 6 8):
346,340
Share Certificates:
324
Number of Accounts for Share Drafts:
2,792
IRA KEOGH Accounts:
114
Number of Accounts for Regular Shares:
5,710
All other shares:
4,692
Money Market Shares:
188
Net Income (unless the amount is already included in Undivided Earnings):
429,702
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
11,821,546
Total Liabilities:
72,624,374
Show More

Journey Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Lendingtree is advertising some of the lowest mortgage ratescurrently available. Lendingtree is advertising conforming fixed rate mortgagesand conforming adjustable rate mortgages. Lendingtree is also offering some unique special offers including their Free Rounds of Golf offer and airline miles offers with several different airlines.
30 year mortgage rates and 30 year refinance rates are at 5.04 percent, down slightly from yesterday’s average rate of 5.05 percent. 30 year mortgage rates and refinance rates in Tennessee are higher than the national average. Today's TN 3o year interest rates are averaging 5.06 percent.
mortgage-rates-soar-30-year-mortgage-rates-at-531Mortgage rates soared higher in the latest mortgage survey released this morning. The average contract 30 year mortgage rate is now at 5.31 percent, up considerably from last week's average mortgage rate of 5.04 percent. Average mortgage discount points decreased to 0.64 points from 1.07 points according to the Mortgage Bankers Association's Weekly Mortgage Applications Survey.

Bank or Credit Union Offers and Deals

Average Mortgage Rates Mixed This Week, Lowest 30 Year Rates Remain Under 4.00 Percent
NewDominion Bank 18 Month CD Rates now at 0.99%
Addition Financial CD Rates Limited Time Offer: 12-Month CD 5.12% APY
Salem Five 5 Year CD Rates now at 1.98%
Bank of Internet High Yield Savings Account
Current Mortgage Rates Rise in Freddie Mac's PMMS
Mortgage Rates: 30 Year Mortgage Rates at 5.05%, 15 Year Mortgage Rates at 4.40%
Presidential Bank Money Market Rates
Current Mortgage Rates - November 9, 2009
Texas Auto Loan Rates: 5 Year New Auto Loan Rate at 2.99%

Alternative Bank and Credit Union Offers to Explore

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Mortgage Rates May 16-30 Year Mortgage Rates at 4.60% as Home Builder Confidence Remains Low
Highest Savings Account Rates at 1.05% This Week
2010 Year End Home Mortgage Rates and Refinance Rates: 30 Year Mortgage Rates and Refinance Rates Averaging 4.81%
Long Term Home Mortgage Interest Rates Increase: Freddie Mac: 30 Year Mortgage Rates at 4.23%, 15 Year Mortgage Rates at 3.66%
Credit Cards - Balance Transfer Credit Card Offers
American Bank Money Market Account Rates now at 0.25%
PenFed Home Equity Line of Credit 3.25 Percent

Journey Credit Union Reviews

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