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Louisiana Catholic Federal Credit Union Rates & Review October 2026

Louisiana Catholic Federal Credit Union's top rates as of October 12, 2026 are 3.65% APY on its CDs Of Deposit (Regular & IRA) - 12 Month Term CD, 0.15% APY on checking, personal loans from 10.00% APR, and credit cards from 9.90% APR, according to rates verified by MonitorBankRates. Other Louisiana Catholic Federal Credit Union CD rates include CDs Of Deposit (Regular & IRA) - 24 Month Term at 3.50%, and CDs Of Deposit (Regular & IRA) - 6 Month Term at 3.25%. MonitorBankRates evaluates the financial stability of Louisiana Catholic Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.56%. Rates last updated and verified on 10/12/2026.

Louisiana Catholic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Louisiana Catholic Federal Credit Union? Share your experience about Louisiana Catholic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Louisiana Catholic Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.56%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Louisiana Catholic Federal Credit Union
Louisiana Catholic FCU branch
814 Jordan St
Shreveport, LA 71101
https://www.louisianacatholicfcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Louisiana Catholic Federal Credit Union CD Rates

Product Rate APY Term View More
Certificates Of Deposit (Regular & IRA) - 12 Month Term 3.59% 3.65% 12 months
Min Deposit $1,000
Details Regular and IRA certificates; APR is Annual Percentage Rate; APY is Annual Percentage Yield
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 12, 2026: 3.65% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%
Certificates Of Deposit (Regular & IRA) - 24 Month Term 3.45% 3.50% 24 months
Min Deposit $1,000
Details Regular & IRA certificate; APR** 3.45%, APY*** 3.50%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 12, 2026: 3.50% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%
Certificates Of Deposit (Regular & IRA) - 6 Month Term 3.21% 3.25% 6 Month
Min Deposit $1,000
Details Minimum Balance to Open Account: $1,000.00
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.25% APY
2.75%3.25%3.75%Oct 12, 2026: 3.25% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%

Louisiana Catholic Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 2.25% 2.25%
Min Balance $25
Details Minimum Balance to Earn Dividend: $25.00 (Average Daily Balance)
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 2.25% APY · checked 8 times
1.75%2.25%2.75%Sep 12, 2026: 2.25% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%

Louisiana Catholic Federal Credit Union Checking Rates

Product Rate APY View More
Student Checking 0.15% 0.15%
Min Balance $1,000
Details Balance: $1,000.00 minimum to earn dividend (Average Daily Balance)
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 3 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%

Louisiana Catholic Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto & Recreational Vehicle Loans - - 5.00% Up to 72 Months
Details Published APR range: 5.00% to 17.15%.
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 5.00% APR · checked 8 times
4.50%5.00%5.50%Sep 12, 2026: 5.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%
Used Auto & Recreational Vehicle Loans - - 5.00% Up to 72 Months
Details Published APR range: 5.00% to 17.15%. Rate and term determined by creditworthiness of applicant; effective date September 24, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 5.00% APR · checked 8 times
4.50%5.00%5.50%Sep 12, 2026: 5.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%

Louisiana Catholic Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Auto & Recreational Vehicle Loans - 5.00% Up to 72 Months
Details Published APR range: 5.00% to 17.15%.
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 5.00% APR · checked 8 times
4.50%5.00%5.50%Sep 12, 2026: 5.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%
Used Auto & Recreational Vehicle Loans - 5.00% Up to 72 Months
Details Published APR range: 5.00% to 17.15%. Rate and term determined by creditworthiness of applicant; effective date September 24, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 5.00% APR · checked 8 times
4.50%5.00%5.50%Sep 12, 2026: 5.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%
New Cycle & Boats Loan - 6.49% Up to 72 Months
Details Published APR range: 6.49% to 15.40%. Rate and term determined by creditworthiness of the applicant
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 6.49% APR · checked 8 times
5.99%6.49%6.99%Sep 12, 2026: 6.49% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%
Used Cycle & Boats Loan - 6.49% Up to 60 Months
Details Published APR range: 6.49% to 16.40%. Effective date of rates is September 24, 2026
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 6.49% APR · checked 8 times
5.99%6.49%6.99%Sep 12, 2026: 6.49% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%

Louisiana Catholic Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 9.90%
Details 9.9% for purchase, balance transfer & cash advance
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 9.90% APR · checked 8 times
9.40%9.90%10.40%Sep 12, 2026: 9.90% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%
Visa Gold - 10.90%
Details 10.90% for purchase, balance transfer & cash advance
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 10.90% APR · checked 8 times
10.40%10.90%11.40%Sep 12, 2026: 10.90% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%
Visa Classic - 12.90%
Details Annual Percentage Rate for purchase, balance transfer & cash advance
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 12.90% APR · checked 8 times
12.40%12.90%13.40%Sep 12, 2026: 12.90% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%

Louisiana Catholic Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loans 10.00% Up to 60 Months
Details Published APR range: 10.00% to 18.00%.
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 10.00% APR · checked 8 times
9.50%10.00%10.50%Sep 12, 2026: 10.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%

Louisiana Catholic Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Check Advance Loan - - 23.00% Up to 6 Months
Details Published APR range: 23.00% to 28.00%.
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 23.00% APR · checked 8 times
22.50%23.00%23.50%Sep 12, 2026: 23.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%
Credit Repair/Credit Builder Loan - - 8.00% Up to 36 Months
Details Effective date of rates is September 24, 2026. Rates are subject to change without notice.
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 8.00% APR · checked 8 times
7.50%8.00%8.50%Sep 12, 2026: 8.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%
Other Collateral Loan - - 7.50% Up to 72 Months
Details Published APR range: 7.50% to 15.90%.
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 7.50% APR · checked 8 times
7.00%7.50%8.00%Sep 12, 2026: 7.50% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.56%

Financial Health History

Louisiana Catholic Federal Credit Union’s Texas Ratio stayed near 1.22% in Q3 2023 to 1.56% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.3% 2.0★ 2.5% 3.0★ 3.8% 4.0★ 5% 5.0★ Healthy zone – entire history below the 15% limit 1.22% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.56% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$26M1.56%5.0A+
March 31, 2026$26M1.40%5.0A+
December 31, 2025$26M0.57%5.0A+
September 30, 2025$26M0.25%5.0A+
June 30, 2025$27M0.52%5.0A+
March 31, 2025$27M0.70%5.0A+
December 31, 2024$27M2.84%5.0A+
September 30, 2024$28M3.74%5.0A+
June 30, 2024$28M1.46%5.0A+
March 31, 2024$28M2.28%5.0A+
December 31, 2023$28M1.73%5.0A+
September 30, 2023$28M1.22%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Louisiana Catholic Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Louisiana Catholic Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Louisiana Catholic Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Louisiana Catholic Federal Credit Union
Address 814 Jordan St, Shreveport, LA 71101
Phone 318-212-0391
Fax 318-212-0395
President Andrew Querbes IV
CEO Agnes Finley
Full-Time Employees 7
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.56%
Return on Assets (ROA)
0.1440%
Return on Equity (ROE)
1.1470%
Non-Performing Loans Ratio (NPL)
0.39%
Total Assets
26,112,706
Total Amount of Shares and Deposits
22,768,921
Total Shares and Deposits < 1 Year
21,803,423
Total Shares and Deposits 1 3 Years
965,498
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
608,164
Total Uninsured Shares and Deposits > $250K (F+J)
608,164
Total Insured Shares and Deposits > $250K (item 17 less item K)
22,160,757
Total Interest Expense (Sum of items 6 8)
146,169
Share Certificates
233
Number of Accounts for Share Drafts
956
IRA KEOGH Accounts
66
Number of Accounts for Regular Shares
2,408
All other shares
79
Money Market Shares
63
Net Income (unless the amount is already included in Undivided Earnings)
37,615
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,032,698
Total Liabilities
22,833,364
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Louisiana Catholic Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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       width="160" height="160">
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Customer Reviews

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Frequently Asked Questions About Louisiana Catholic Federal Credit Union

How many branches does Louisiana Catholic Federal Credit Union operate?

Louisiana Catholic Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Louisiana Catholic Federal Credit Union?

Yes, to access services at Louisiana Catholic Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Louisiana Catholic Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Louisiana Catholic Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Louisiana Catholic Federal Credit Union offer online and mobile banking?

Most modern institutions like Louisiana Catholic Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.louisianacatholicfcu.com.

Current Louisiana Catholic Federal Credit Union Rates

  • 12-Month CD3.65%
  • 24-Month CD3.50%
Retrieved from our database of financial products. Rates subject to change.