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Advertiser Disclosure
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 Atlantic City Electric Co Emp Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Atlantic City Electric Co Emp Federal Credit Union's 6 month CD & IRA CDs rates are at 2.80%, 9 month CD & IRA CDs rates are at 2.70%, 12 month CD & IRA CDs rates are at 2.60%, 18 month CD & IRA CDs rates are at 2.45%, 24 month CD & IRA CDs rates are at 2.35%. Atlantic City Electric Co Emp Federal Credit Union's savings rates are at 0.40%. Atlantic City Electric Co Emp Federal Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Atlantic City Electric Co Emp Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.71%. Rates were last updated on 04/11/2026. Atlantic City Electric Co Emp Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Atlantic City Electric Co Emp Federal Credit Union? Share your experience about Atlantic City Electric Co Emp Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Atlantic City Electric Co Emp Federal Credit Union. Atlantic City Electric Co Emp Federal Credit Union
Mays Landing 5100 Harding Hwy Ste 103
https://www.acecefcu.org Mays Landing, NJ 08330 2260 
Atlantic City Electric Co Emp Federal Credit Union CD Rates
Atlantic City Electric Co Emp Federal Credit Union Savings Rates
Atlantic City Electric Co Emp Federal Credit Union Checking Rates
Atlantic City Electric Co Emp Federal Credit Union Home Equity & HELOC
Atlantic City Electric Co Emp Federal Credit Union Auto Loan Rates
Atlantic City Electric Co Emp Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Atlantic City Electric Co Emp Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Atlantic City Electric Co Emp Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Atlantic City Electric Co Emp Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Atlantic City Electric Co Emp Federal Credit Union
Website
https://www.acecefcu.org
Address
5100 Harding Hwy Ste 103,
Mays Landing, NJ 08330 2260
Phone
609-625-6928
Fax
609-625-5385
President
Nathan Kazier
CEO
Michelle Stiles
Full-Time Employees
8
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.71%
Return on Assets (ROA)
0.7190%
Return on Equity (ROE)
4.9609%
Non-Performing Loans Ratio (NPL)
2.31%
Total Assets
61,603,874
Total Amount of Shares and Deposits
55,071,583
Total Shares and Deposits < 1 Year
54,961,569
Total Shares and Deposits 1 3 Years
84,328
Total Shares and Deposits > 3 Years
25,687
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,038,175
Total Uninsured Shares and Deposits > $250K (F+J)
2,038,175
Total Insured Shares and Deposits > $250K (item 17 less item K)
53,033,408
Total Interest Expense (Sum of items 6 8)
153,243
Share Certificates
70
Number of Accounts for Share Drafts
2,631
IRA KEOGH Accounts
70
Number of Accounts for Regular Shares
4,926
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,719,640
Total Liabilities
55,160,759
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Atlantic City Electric Co Emp Federal Credit UnionIs Atlantic City Electric Co Emp Federal Credit Union a safe place to deposit money?Yes, Atlantic City Electric Co Emp Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.7110873675062%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Atlantic City Electric Co Emp Federal Credit Union operate?Atlantic City Electric Co Emp Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Atlantic City Electric Co Emp Federal Credit Union?Yes, to access services at Atlantic City Electric Co Emp Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Atlantic City Electric Co Emp Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Atlantic City Electric Co Emp Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Atlantic City Electric Co Emp Federal Credit Union offer online and mobile banking?Most modern institutions like Atlantic City Electric Co Emp Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.acecefcu.org. Current Atlantic City Electric Co Emp Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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