MCT Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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MCT Credit Union's 12-Month CD rates are at 4.60%, 6-Month CD rates are at 4.08%, 60-Month CD rates are at 3.77%, 48-Month CD rates are at 3.51%, 36-Month CD rates are at 3.51%. MCT Credit Union's savings rates are at 2.50%.

MCT Credit Union

Compare MCT Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of MCT Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

MCT Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at MCT Credit Union? Share your experience about MCT Credit Union by leaving a review below, or read customer reviews before you decide to use MCT Credit Union.

Overall, MCT Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.60%
18-Month CD
N/A
24-Month CD
3.40%
36-Month CD
3.51%
48-Month CD
3.51%
60-Month CD
3.77%
Savings
2.50%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
MCT Credit Union
Port Neches Branch
2736 Nall St
Port Neches, TX 77651 5204
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare MCT Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Table Rock Community Bank
Table Rock Community Bank
12-Month CD
5.25%
$1,000
CIBM Bank
CIBM Bank
12-Month CD (special)
5.00%
$10,000
First Internet Bank of Indiana
First Internet Bank of Indiana
18-Month CD
4.98%
$1,000
MCT Credit Union
MCT Credit Union
12-Month CD
4.60%
$1,000
Security Bank USA
Security Bank USA
3-Month CD
4.58%
$25,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
18-Month CD (special)
4.25%
$25,000
MCT Credit Union
MCT Credit Union
6-Month CD
4.08%
$1,000
EagleBank
EagleBank
24-Month CD (CDARS)
4.00%
$10,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
3-Month CD
3.95%
$1,000
MCT Credit Union
MCT Credit Union
60-Month CD
3.77%
$1,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
36-Month CD
3.75%
$500
Bank of Edmonson County
Bank of Edmonson County
24-Month CD
3.56%
$500
First National Bank of Bastrop
First National Bank of Bastrop
30-Month CD
3.55%
$500
Sullivan Bank
Sullivan Bank
60-Month CD
3.55%
$1,000
MCT Credit Union
MCT Credit Union
36-Month CD
3.51%
$1,000
MCT Credit Union
MCT Credit Union
48-Month CD
3.51%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
7-Month CD
3.50%
$1,000
MCT Credit Union
MCT Credit Union
24-Month CD
3.40%
$1,000
Pentucket Bank
Pentucket Bank
18-Month CD
3.30%
$500
United State Bank Lewistown, MO
United State Bank Lewistown, MO
6-Month CD
3.04%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
36-Month CD
3.03%
$500
Chase Bank
Chase Bank
6-Month CD (special)
3.00%
$1,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
48-Month CD
3.00%
$2,000
First National Bank of Hutchinson
First National Bank of Hutchinson
60-Month CD
2.97%
$5,000
PS Bank of Velva
PS Bank of Velva
Money Market
2.84%
$1,000,000
PSB of Rhineland
PSB of Rhineland
24-Month CD
2.53%
$1,000
MCT Credit Union
MCT Credit Union
Kasasa Checking
2.51%
$5
MCT Credit Union
MCT Credit Union
Sprout Savings
2.50%
$5
Lake-Osceola State Bank
Lake-Osceola State Bank
18-Month CD
2.27%
$500
Bank of Wolcott
Bank of Wolcott
6-Month CD
2.00%
$5,000
FNB Community Bank
FNB Community Bank
12-Month CD
1.96%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
Free Interest Checking
1.75%
$75,000
Bank of Pensacola
Bank of Pensacola
12-Month CD
1.50%
$0
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
12-Month CD
1.50%
$500
Washington Business Bank
Washington Business Bank
18-Month CD
1.21%
$1,000
Prevail Bank
Prevail Bank
18-Month CD
1.10%
$1,000
Chicago Patrolmens Federal Credit Union
Chicago Patrolmens Federal Credit Union
Money Market
1.06%
$50,000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
36-Month CD
0.85%
$1,000
Lisle Savings Bank
Lisle Savings Bank
42-Month CD
0.75%
$2,000
GN Bank
GN Bank
60-Month CD
0.60%
$1,000
Ballston Spa National Bank
Ballston Spa National Bank
Diamond Money Market
0.60%
$50,000
Bank of Rantoul
Bank of Rantoul
Regular Savings
0.50%
$100
Texas Heritage National Bank
Texas Heritage National Bank
Freedom Savings
0.50%
$0
State Bank of the Lakes
State Bank of the Lakes
12-Month CD
0.50%
$1,000
Queenstown Bank
Queenstown Bank
36-Month CD (Bump)
0.35%
$500
American Savings Bank, FSB
American Savings Bank, FSB
18-Month CD
0.20%
$1,000
Hendricks County Bank and Trust
Hendricks County Bank and Trust
Money Market
0.10%
$0
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
Regular Savings
0.10%
$0
Bank of Hillsboro
Bank of Hillsboro
Money Market
0.05%
$0
Heritage Bank N.A.
Heritage Bank N.A.
Universal Savings Account
0.05%
$50
Rocky Mountain Bank
Rocky Mountain Bank
Money Market
0.05%
$2,500
First Citizens Bank
First Citizens Bank
36-Month CD
0.05%
$500
PriorityOne Bank
PriorityOne Bank
Money Market
0.05%
$50,000
1st Ed Credit Union
1st Ed Credit Union
Regular Savings
0.05%
$5
Wheaton Bank & Trust
Wheaton Bank & Trust
Savings
0.02%
$0
The Bank of Princeton
The Bank of Princeton
Classic Checking
0.02%
$500
Ohio State Bank
Ohio State Bank
Savings
0.01%
$0
Regions Bank
Regions Bank
36-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare MCT Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.500%
5.752%
0.000
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.750%
5.905%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.875%
6.101%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
15-Year Fixed
6.000%
6.164%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.875%
6.188%
2.000
Institution for Savings
Institution for Savings
30-Year Fixed
5.990%
6.213%
2.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.875%
6.283%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
15 Year Fixed
6.125%
6.301%
0.000
Old National Bank
Old National Bank
15-Year Fixed
6.250%
6.317%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
6.125%
6.345%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
20-Year Fixed (Jumbo)
6.250%
6.358%
0.500
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
15 Year Fixed
6.250%
6.426%
0.000
Genisys Credit Union
Genisys Credit Union
15 Year Fixed
6.375%
6.447%
0.581
State Employees Credit Union
State Employees Credit Union
20-Year Fixed
6.325%
6.451%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
6.375%
6.500%
0.000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
30-Year Fixed
6.375%
6.503%
0.000
Abri Credit Union
Abri Credit Union
20-Year Fixed
6.375%
6.570%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
20-Year Fixed
6.375%
6.586%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
6.500%
6.595%
0.000
Ballston Spa National Bank
Ballston Spa National Bank
5/1 ARM
5.750%
6.622%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
20 Year Fixed
6.375%
6.623%
0.000
Ballston Spa National Bank
Ballston Spa National Bank
10/1 ARM
6.250%
6.626%
0.000
Healthcare Financial Federal Credit Union
Healthcare Financial Federal Credit Union
10/1 ARM
6.000%
6.633%
0.000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
30-Year Fixed
6.625%
6.717%
0.000
Mid American Credit Union
Mid American Credit Union
30 Year Fixed
6.625%
6.750%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare MCT Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Rewards Mastercard
13.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare MCT Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Line of Credit Revolving
14.250%
$500 - $25,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
ACFCU
ACFCU
Line of Credit
13.700%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Fixed-Rate Loan
9.290% - 14.090%
$500 - $35,000
24 - 84
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

MCT Credit Union Information

Credit Union Name: MCT Credit Union
Full Time Employees: 86
Part Time Employees: 1
President: Mike Laird
CEO: THAD ANGELLE
Branch Locations: 5
ATM Locations: 5
Corporate Office Address:
2736 Nall St
Port Neches, TX 77651 5204
Phone Number: 409-727-1446
Fax Number: 409-724-3509

MCT Credit Union Financials

Total Assets:
361,174,409
Total Amount of Shares and Deposits:
318,910,772
Total Shares and Deposits < 1 Year:
310,902,436
Total Shares and Deposits 1 3 Years:
4,914,116
Total Shares and Deposits > 3 Years:
3,094,220
Total Interest Expense (Sum of items 6 8):
1,683,390
Share Certificates:
619
Number of Accounts for Share Drafts:
14,703
IRA KEOGH Accounts:
395
Number of Accounts for Regular Shares:
19,995
All other shares:
5,038
Money Market Shares:
262
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
6,637,467
Total Liabilities:
333,615,342
Show More

MCT Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Merchant Processing Services:
1
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA

Explore Other Rate Deals

mortgage-rates-hit-new-lows-30-year-mortgage-rates-at-469-15-year-mortgage-rates-at-410Mortgage rates on our rate tables hit fresh lows this morning continuing the downtrend of the past few weeks. Mortgage rates followed bond yields lower on concerns the economy is slowing down. Another factor driving mortgage rates and bond yields lower is the Labor Department's report showing new claims for jobless benefits rose 13,000. Analysts had expected a slight drop in claims. 10 year bond yields are at 2.94 percent this morning and headed lower.
Consumers will soon be benefiting from new credit card regulations being enacted by the Federal Reserve Bank and possible new laws being passed by law makers. With the current financial crises it's no surprise sentiment in Washington has shifted towards the consumer from the banking industry.
e loan savings accountE-Loan is offering their "Savings Plus" online high yield savings accounts with rates as high as 3.85% APY. There is a minimum open deposit of $5,000. The 3.85% rate is for balances of $100,000 and above.

Bank or Credit Union Offers and Deals

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Mortgage Rates Decline but Will Increase In the Coming Months and Years
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Melrose Credit Union CD Rates
TotalDirectBank Money Market Account Rates
Best Rates Available Still on Online Savings Accounts
Fixed Conforming Mortgage Rates Decline in Mortgage Survey: 30 Year Mortgage Rates 4.81%, 15 Year Mortgage Rate 4.17%: Freddie Mac
eBank CD Rates

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5.00% 3-Year Bonus CD Rate from Third Federal Savings & Loan: Best 3-Year Deal

MCT Credit Union Reviews

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