MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report
  1. Home›
  2. Credit Unions›
  3. Mazuma Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Mazuma Credit Union Rates & Review November 2026

Mazuma Credit Union's 18 Month Premier CD rates are at 3.85%, 1 Year Premier CD rates are at 3.70%, 18 Month Classic CD rates are at 3.65%, 2 Year Premier CD rates are at 3.60%, 1 Year Classic CD rates are at 3.50%. Mazuma Credit Union's savings rates are at 0.20%. Mazuma Credit Union's money market rates are at 3.10%. Mazuma Credit Union's Personal Loan Rates are as low as 3.10%. Mazuma Credit Union's Credit Card Rates are at 9.90%. Mazuma Credit Union's CD rates are 24% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Mazuma Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.70%. Rates last updated and verified on 10/29/2026.

Mazuma Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mazuma Credit Union? Share your experience about Mazuma Credit Union by leaving a review below, or read customer reviews before you decide to use Mazuma Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.70%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Mazuma Credit Union
HQ - Corporate Office
7260 W 135th St
Overland Park, KS 66223
https://www.mazuma.org
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Mazuma Credit Union CD Rates

Product Rate APY Term View More
18 Month Premier CD 3.784% 3.85% 18 Months
Min Deposit $25,000
Last Updated 10/29/2026
Rate History
1 change since Sep 18, 2026 · 3.45% → 3.85% ▲ 0.40 pts · high 3.85% / low 3.45%
2.95%3.65%4.35%Sep 18, 2026: 3.45% APYOct 9, 2026: 3.85% APYSep 18, 2026Nov 2, 2026
  • Oct 9, 20263.85%▲ from 3.45%
  • Sep 18, 20263.45%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
1 Year Premier CD 3.639% 3.70% 1 Year
Min Deposit $25,000
Last Updated 10/29/2026
Rate History
1 change since Sep 18, 2026 · 3.80% → 3.70% ▼ 0.10 pts · high 3.80% / low 3.70%
3.20%3.75%4.30%Sep 18, 2026: 3.80% APYOct 9, 2026: 3.70% APYSep 18, 2026Nov 2, 2026
  • Oct 9, 20263.70%▼ from 3.80%
  • Sep 18, 20263.80%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
18 Month Classic CD 3.59% 3.65% 18 Months
Min Deposit $500
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.65% ▲ 0.40 pts · high 3.65% / low 3.25%
2.75%3.45%4.15%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.65% APYSep 14, 2026Nov 2, 2026
  • Oct 9, 20263.65%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
2 Year Premier CD 3.542% 3.60% 2 Years
Min Deposit $25,000
Last Updated 10/29/2026
Rate History
1 change since Sep 18, 2026 · 3.40% → 3.60% ▲ 0.20 pts · high 3.60% / low 3.40%
2.90%3.50%4.10%Sep 18, 2026: 3.40% APYOct 9, 2026: 3.60% APYSep 18, 2026Nov 2, 2026
  • Oct 9, 20263.60%▲ from 3.40%
  • Sep 18, 20263.40%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
1 Year Classic CD 3.445% 3.50% 1 Year
Min Deposit $500
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 3.60% → 3.50% ▼ 0.10 pts · high 3.60% / low 3.50%
3.00%3.55%4.10%Sep 14, 2026: 3.60% APYOct 9, 2026: 3.50% APYSep 14, 2026Nov 2, 2026
  • Oct 9, 20263.50%▼ from 3.60%
  • Sep 14, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
6 Month Classic CD 3.445% 3.50% 6 Months
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 9 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
Wealth Builder CD - 1 Year 3.445% 3.50% 1 Year
Min Deposit $100
Details Save up for a special event; regular, required deposits of $25 or more to reach target amount
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Oct 9, 2026: 3.50% APYOct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
2 Year Classic CD 3.348% 3.40% 2 Years
Min Deposit $500
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 3.20% → 3.40% ▲ 0.20 pts · high 3.40% / low 3.20%
2.70%3.30%3.90%Sep 14, 2026: 3.20% APYOct 9, 2026: 3.40% APYSep 14, 2026Nov 2, 2026
  • Oct 9, 20263.40%▲ from 3.20%
  • Sep 14, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
2 Year Jump Up CD 3.348% 3.40% 2 Years
Min Deposit $5,000
Details Two opportunities to jump up rate during CD term; new rate is the 2 or 3 year certificate rate offered at the time, with a maximum increase of 1% for each jump
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Oct 13, 2026: 3.40% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
30 Month Premier CD 3.348% 3.40% 30 Months
Min Deposit $25,000
Last Updated 10/29/2026
Rate History
1 change since Sep 18, 2026 · 3.30% → 3.40% ▲ 0.10 pts · high 3.40% / low 3.30%
2.80%3.35%3.90%Sep 18, 2026: 3.30% APYOct 9, 2026: 3.40% APYSep 18, 2026Nov 2, 2026
  • Oct 9, 20263.40%▲ from 3.30%
  • Sep 18, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
Deposit CD - 2 Years 3.348% 3.40% 2 Years
Min Deposit $5,000
Details Two opportunities to add up to 50% of the current balance while preserving rate
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 3.40% APY · checked 2 times
2.90%3.40%3.90%Oct 26, 2026: 3.40% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
3 Year Premier CD 3.30% 3.35% 3 Years
Min Deposit $25,000
Last Updated 10/29/2026
Rate History
1 change since Sep 18, 2026 · 3.30% → 3.35% ▲ 0.05 pts · high 3.35% / low 3.30%
2.80%3.33%3.85%Sep 18, 2026: 3.30% APYOct 9, 2026: 3.35% APYSep 18, 2026Nov 2, 2026
  • Oct 9, 20263.35%▲ from 3.30%
  • Sep 18, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
4 Year Premier CD 3.251% 3.30% 4 Years
Min Deposit $25,000
Last Updated 10/29/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 18, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 18, 2026Nov 2, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
5 Year Premier CD 3.203% 3.25% 5 Years
Min Deposit $25,000
Last Updated 10/29/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.25% ▲ 0.05 pts · high 3.25% / low 3.20%
2.70%3.23%3.75%Sep 18, 2026: 3.20% APYOct 9, 2026: 3.25% APYSep 18, 2026Nov 2, 2026
  • Oct 9, 20263.25%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
30 Month Classic CD 3.154% 3.20% 30 Months
Min Deposit $500
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 3.10% → 3.20% ▲ 0.10 pts · high 3.20% / low 3.10%
2.60%3.15%3.70%Sep 14, 2026: 3.10% APYOct 9, 2026: 3.20% APYSep 14, 2026Nov 2, 2026
  • Oct 9, 20263.20%▲ from 3.10%
  • Sep 14, 20263.10%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
3 Year Classic CD 3.105% 3.15% 3 Years
Min Deposit $500
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 3.10% → 3.15% ▲ 0.05 pts · high 3.15% / low 3.10%
2.60%3.13%3.65%Sep 14, 2026: 3.10% APYOct 9, 2026: 3.15% APYSep 14, 2026Nov 2, 2026
  • Oct 9, 20263.15%▲ from 3.10%
  • Sep 14, 20263.10%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
3 Year Jump Up CD 3.105% 3.15% 3 Years
Min Deposit $5,000
Details Two opportunities to jump up rate during CD term; new rate is the 2 or 3 year certificate rate offered at the time, with a maximum increase of 1% for each jump
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 3.15% APY · checked 4 times
2.65%3.15%3.65%Oct 13, 2026: 3.15% APYOct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
3 Year Young Investors CD 3.105% 3.15% 3 Years
Min Deposit $100
Details For Members under 18; regular deposits of $25 or more up to $5,000 maximum
Last Updated 10/29/2026
Rate History
1 change since Sep 18, 2026 · 3.10% → 3.15% ▲ 0.05 pts · high 3.15% / low 3.10%
2.60%3.13%3.65%Sep 18, 2026: 3.10% APYOct 9, 2026: 3.15% APYSep 18, 2026Nov 2, 2026
  • Oct 9, 20263.15%▲ from 3.10%
  • Sep 18, 20263.10%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
Deposit CD - 3 Years 3.105% 3.15% 3 Years
Min Deposit $5,000
Details Two opportunities to add up to 50% of the current balance while preserving rate
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 26, 2026: 3.15% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
4 Year Classic CD 3.057% 3.10% 4 Years
Min Deposit $500
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 3.05% → 3.10% ▲ 0.05 pts · high 3.10% / low 3.05%
2.55%3.08%3.60%Sep 14, 2026: 3.05% APYOct 9, 2026: 3.10% APYSep 14, 2026Nov 2, 2026
  • Oct 9, 20263.10%▲ from 3.05%
  • Sep 14, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
5 Year Classic CD 3.008% 3.05% 5 Years
Min Deposit $500
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 3.00% → 3.05% ▲ 0.05 pts · high 3.05% / low 3.00%
2.50%3.03%3.55%Sep 14, 2026: 3.00% APYOct 9, 2026: 3.05% APYSep 14, 2026Nov 2, 2026
  • Oct 9, 20263.05%▲ from 3.00%
  • Sep 14, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
3 Month Classic CD 2.862% 2.90% 3 Months
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 9 times
2.40%2.90%3.40%Sep 14, 2026: 2.90% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%

Mazuma Credit Union Savings Rates

Product Rate APY View More
Savings Account 0.20% 0.20%
Min Balance $100
Details Balance: $100+
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 9 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%

Mazuma Credit Union Money Market Rates

Product Rate APY View More
Money Market 3.057% 3.10%
Min Balance $500,000
Details Balance: $500,000+
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 7 times
2.60%3.10%3.60%Sep 14, 2026: 3.10% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
Money Market 2.667% 2.70%
Min Balance $200,000
Details Balance: $200,000-$499,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 7 times
2.20%2.70%3.20%Sep 14, 2026: 2.70% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
Money Market 2.472% 2.50%
Min Balance $100,000
Details Balance: $100,000-$199,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
Money Market 1.834% 1.85%
Min Balance $50,000
Details Balance: $50,000-$100,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.85% APY · checked 7 times
1.35%1.85%2.35%Sep 14, 2026: 1.85% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
Money Market 0.995% 1.00%
Min Balance $1,000
Details Balance: $1,000-$49,999
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%

Mazuma Credit Union Checking Rates

Product Rate APY View More
Classic Checking 0.00% 0.00%
Details No monthly service charge for Classic Checking Members; no minimum balance
Last Updated 10/29/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%

Mazuma Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity PrimeFlex HELOC - - 6.00%
Details Introductory rate for your first 6 months; fixed rate and term options
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 6 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%

Mazuma Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.89% Up to 84 months
Details As Low As; new and used cars; refinance available at no cost; rates effective October 1, 2026; rates and terms vary by creditworthiness, age of vehicle, amount and term of loan
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 4.89% APR · checked 4 times
4.39%4.89%5.39%Oct 13, 2026: 4.89% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%

Mazuma Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicle Loan - 5.89%
Details As Low As; Terms up to 84 months on motorcycle loans or 180 months on boat and RV loans; Rates apply to RVs, campers, 5th wheels, travel trailers, and personal watercraft
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 5.89% APR · checked 3 times
5.39%5.89%6.39%Oct 19, 2026: 5.89% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%

Mazuma Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 9.90%
Details As Low As; Current rates as low as 9.90% APR
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 8 times
9.40%9.90%10.40%Sep 14, 2026: 9.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%

Mazuma Credit Union Personal Loan Rates

Product APR Term View More
5 Year Signature CD 3.105% 5 Years
Details Higher deposit, higher return
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 3.11% APR · checked 3 times
2.61%3.11%3.61%Oct 19, 2026: 3.11% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
4 Year Signature CD 3.154% 4 Years
Details Higher deposit, higher return
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 3.15% APR · checked 3 times
2.65%3.15%3.65%Oct 19, 2026: 3.15% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
3 Year Signature CD 3.203% 3 Years
Details Higher deposit, higher return
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 3.20% APR · checked 3 times
2.70%3.20%3.70%Oct 19, 2026: 3.20% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
30 Month Signature CD 3.251% 30 Months
Details Higher deposit, higher return
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 3.25% APR · checked 3 times
2.75%3.25%3.75%Oct 19, 2026: 3.25% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
2 Year Signature CD 3.445% 2 Years
Details Higher deposit, higher return
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 3.45% APR · checked 3 times
2.95%3.45%3.95%Oct 19, 2026: 3.45% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
1 Year Signature CD 3.542% 1 Year
Details Higher deposit, higher return
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 3.54% APR · checked 3 times
3.04%3.54%4.04%Oct 19, 2026: 3.54% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%
18 Month Signature CD 3.687% 18 Months
Details Higher deposit, higher return
Last Updated 10/29/2026
Rate History
1 change since Oct 9, 2026 · 3.75% → 3.69% ▼ 0.06 pts · high 3.75% / low 3.69%
3.19%3.72%4.25%Oct 9, 2026: 3.75% APROct 19, 2026: 3.69% APROct 9, 2026Nov 2, 2026
  • Oct 19, 20263.69%▼ from 3.75%
  • Oct 9, 20263.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.70%

Financial Health History

Mazuma Credit Union’s Texas Ratio rose from 7.46% in Q3 2023 to 8.70% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.6% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 7.46% A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 8.70% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$1.1B8.70%5.0A
March 31, 2026$1.1B8.70%5.0A
December 31, 2025$1.0B11.77%5.0A
September 30, 2025$1.0B10.03%5.0A
June 30, 2025$1.0B11.46%5.0A
March 31, 2025$1.0B11.42%5.0A
December 31, 2024$985M12.29%5.0A
September 30, 2024$989M11.46%5.0A
June 30, 2024$1.0B9.76%5.0A
March 31, 2024$1.0B8.89%5.0A
December 31, 2023$974M8.49%5.0A
September 30, 2023$974M7.46%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Mazuma Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mazuma Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mazuma Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Mazuma Credit Union
Address 7260 W 135th St, Overland Park, KS 66223
Phone 913-574-5000
Fax
President Russ Petry
CEO Deonne Christensen
Full-Time Employees 263
Part-Time Employees 3
Branch Locations 10
ATM Locations 10
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.70%
Return on Assets (ROA)
0.5127%
Return on Equity (ROE)
4.8181%
Non-Performing Loans Ratio (NPL)
1.38%
Total Assets
1,070,248,385
Total Amount of Shares and Deposits
883,946,308
Total Shares and Deposits < 1 Year
832,272,600
Total Shares and Deposits 1 3 Years
49,775,393
Total Shares and Deposits > 3 Years
1,898,315
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
33,696,602
Total Uninsured Shares and Deposits > $250K (F+J)
33,696,602
Total Insured Shares and Deposits > $250K (item 17 less item K)
850,249,706
Total Interest Expense (Sum of items 6 8)
8,853,218
Share Certificates
8,544
Number of Accounts for Share Drafts
42,796
IRA KEOGH Accounts
2,755
Number of Accounts for Regular Shares
94,164
Money Market Shares
6,048
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
73,554,389
Total Liabilities
959,603,933
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Mazuma Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/mazuma-credit-union-rates-review-64084">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Mazuma Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Mazuma Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Mazuma Credit Union

Does Mazuma Credit Union offer CDs?

Yes. Mazuma Credit Union current CD rates include its 18 Month Premier CD at 3.85% APY, its 1 Year Premier CD at 3.70% APY and its 18 Month Classic CD at 3.65% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Mazuma Credit Union NCUA insured?

Yes. Mazuma Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Mazuma Credit Union?

The highest Mazuma Credit Union CD rate is its 18 Month Premier CD at 3.85% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Mazuma Credit Union offer?

Mazuma Credit Union CD rates are 3.70% APY for a 12 month CD, 3.85% APY for an 18 month CD, 3.60% APY for a 2 year CD and 3.05% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Mazuma Credit Union for its full lineup.

What is the highest savings rate at Mazuma Credit Union?

The highest Mazuma Credit Union savings rate is its Savings Account at 0.20% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Mazuma Credit Union?

The highest Mazuma Credit Union money market rate is its Money Market at 3.10% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Mazuma Credit Union?

The lowest Mazuma Credit Union auto loan rate is its Auto Loan at 4.89% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Mazuma Credit Union?

The lowest Mazuma Credit Union personal loan rate is its 5 Year Signature CD at 3.105%, verified by MonitorBankRates as of October 29, 2026. Mazuma Credit Union personal loan rates are 3.542% for a 12 month personal loan, 3.687% for an 18 month personal loan, 3.445% for a 24 month personal loan, 3.251% for a 30 month personal loan, 3.203% for a 36 month personal loan, 3.154% for a 48 month personal loan and 3.105% for a 60 month personal loan.

What is the lowest credit card APR at Mazuma Credit Union?

The lowest Mazuma Credit Union credit card APR is its Credit Cards at 9.90% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Mazuma Credit Union operate?

Mazuma Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Mazuma Credit Union?

Yes, to access services at Mazuma Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Mazuma Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mazuma Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Mazuma Credit Union offer online and mobile banking?

Most modern institutions like Mazuma Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mazuma.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Mazuma Credit Union rates compare?

Mazuma Credit Union's CD rates are 24% higher than the MonitorBankRates national average, and it has an A health rating. Mazuma Credit Union's top rates are its 18 Month Premier CD at 3.85% APY, its Savings Account at 0.20% APY, its Money Market at 3.10% APY, its 5 Year Signature CD at 3.105% APR and its Credit Cards at 9.90% APR, verified by MonitorBankRates on October 29, 2026.

Current Mazuma Credit Union Rates

  • 12-Month CD3.50%
  • 18-Month CD3.65%
  • 24-Month CD3.40%
  • 60-Month CD3.05%
  • Savings0.20%
  • MMA3.10%
Retrieved from our database of financial products. Rates subject to change.