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Hartford Firefighters Federal Credit Union Rates & Review September 2026

Hartford Firefighters Federal Credit Union's 18 Month CD Special rates are at 3.75%, 12 Month CD Special rates are at 3.50%, 12 Month Flex SC Account rates are at 3.25%, 6 Month CD Special rates are at 3.25%. Hartford Firefighters Federal Credit Union's savings rates are at 0.10%. Hartford Firefighters Federal Credit Union's Personal Loan Rates are as low as 7.99%. Hartford Firefighters Federal Credit Union's Credit Card Rates are at 9.90%. MonitorBankRates evaluates the financial stability of Hartford Firefighters Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/18/2026.

Hartford Firefighters Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hartford Firefighters Federal Credit Union? Share your experience about Hartford Firefighters Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hartford Firefighters Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Hartford Firefighters Federal Credit Union
Main Office
776 Maple Ave
Hartford, CT 06114-2317
https://www.myhffcu.org
Member NCUA

Hartford Firefighters Federal Credit Union CD Rates

Product Rate APY Term View More
18 Month Share Certificate Special - 3.75% 18 Month Term
Min Deposit $5,000
Details New money only. $5,000 min/$100,000 max.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Share Certificate Special - 3.50% 12-Months
Min Deposit $1,000
Details New Money Only. $100,000 Max.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Flex SC Account - 3.25% 12 Month
Min Deposit $5,000
Details Make unlimited deposits. 1 Penalty Free Withdrawal. Max $100,000. New money required.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Share Certificate Special - 3.25% 6-Months
Min Deposit $1,000
Details New Money Only. $100,000 Max.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Hartford Firefighters Federal Credit Union Savings Rates

Product Rate APY View More
Traditional IRA Savings 1.00% 1.00%
No additional details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Christmas Club 0.10% 0.10%
No additional details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Share Savings 0.10% 0.10%
Min Balance $5
Details APY = Annual Percentage Yield.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacation Club 0.10% 0.10%
No additional details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Hartford Firefighters Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Home Equity - - 4.99% 180 months
Details As low as
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan - - 4.99%
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Hartford Firefighters Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto New - - 4.00% 84 months
Details As low as
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
New Auto Loan - - 4.00%
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Used - - 5.00% 84 months
Details As low as
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Used Auto Loan - - 5.00%
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Hartford Firefighters Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA - 9.90%
Details As low as
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Hartford Firefighters Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 7.99%
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Loan 7.99% 60 months
Details As low as
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Financial Health History

Hartford Firefighters Federal Credit Union’s Texas Ratio stayed near 0.00% in Q2 2023 to 0.00% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.6% 3.0★ 0.8% 4.0★ 1.1% 5.0★ Healthy zone – entire history below the 15% limit 0.00% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.00% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$34M0.00%5.0A+
December 31, 2025$33M0.00%5.0A+
September 30, 2025$33M0.11%5.0A+
June 30, 2025$32M0.03%5.0A+
March 31, 2025$33M0.13%5.0A+
December 31, 2024$30M0.03%5.0A+
September 30, 2024$28M0.00%5.0A+
June 30, 2024$27M0.00%5.0A+
March 31, 2024$27M0.16%5.0A+
December 31, 2023$26M0.29%5.0A+
September 30, 2023$27M0.83%5.0A+
June 30, 2023$26M0.00%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Hartford Firefighters Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hartford Firefighters Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hartford Firefighters Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hartford Firefighters Federal Credit Union
Address 776 Maple Ave, Hartford, CT 06114-2317
Phone 860-246-5236
Fax 860-247-5357
President Brian Thompson
CEO Emerilda Zeqo
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
0.4071%
Return on Equity (ROE)
3.5982%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
34,293,282
Total Amount of Shares and Deposits
30,376,242
Total Shares and Deposits < 1 Year
25,728,044
Total Shares and Deposits 1 3 Years
4,648,199
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
304,646
Total Uninsured Shares and Deposits > $250K (F+J)
304,646
Total Insured Shares and Deposits > $250K (item 17 less item K)
30,071,596
Total Interest Expense (Sum of items 6 8)
77,854
Share Certificates
176
Number of Accounts for Share Drafts
1,366
IRA KEOGH Accounts
21
Number of Accounts for Regular Shares
2,780
All other shares
7
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,236,469
Total Liabilities
30,413,249
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Hartford Firefighters Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Hartford Firefighters Federal Credit Union

How many branches does Hartford Firefighters Federal Credit Union operate?

Hartford Firefighters Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hartford Firefighters Federal Credit Union?

Yes, to access services at Hartford Firefighters Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hartford Firefighters Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hartford Firefighters Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hartford Firefighters Federal Credit Union offer online and mobile banking?

Most modern institutions like Hartford Firefighters Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myhffcu.org.

Current Hartford Firefighters Federal Credit Union Rates

  • 12-Month CD3.25%
  • 18-Month CD3.75%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.