Members 1st of NJ Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Members 1st of NJ Federal Credit Union12-month CD rates can be found at 4.14%, 6-month CD rates at 4.15% and 3-month CD rates at 0.20%. Savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.51%. Credit Card rates are at 11.90%. Personal Loan rates are at 14.70%. All these rates, and more, can be found in our database of rates which you can compare to Members 1st of NJ Federal Credit Union rates.

Compare Members 1st of NJ Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Members 1st of NJ Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Members 1st of NJ Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Members 1st of NJ Federal Credit Union? Share your experience about Members 1st of NJ Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Members 1st of NJ Federal Credit Union.

Overall, Members 1st of NJ Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Members 1st of NJ Federal Credit Union
Main Office
37 W Landis Ave
Vineland, NJ 08360 8122
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Members 1st of NJ Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
CNB of McConnelsville
12-Month CD
4.07%
$5,000
Genesis Bank
Genesis Bank
12-Month CD
4.00%
$1,000
Cleveland State Bank
Cleveland State Bank
24-Month CD
3.79%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
36-Month CD
3.76%
$1,000
Trinity Bank, N.A.
Trinity Bank, N.A.
6-Month CD
3.70%
$1,000
Lone Star Bank
Lone Star Bank
3-Month CD
3.63%
$1,000
Central Bank of Kansas City
Central Bank of Kansas City
36-Month CD
3.56%
$500
Andrews Federal Credit Union
Andrews Federal Credit Union
48-Month CD
3.55%
$1,000
Needham Bank
Needham Bank
36-Month CD
3.50%
$1,000
Bradford National Bank
Bradford National Bank
26-Month CD
3.42%
$1,000
Alliance Community Bank
Alliance Community Bank
60-Month CD
3.30%
$1,000
St. Ansgar State Bank
St. Ansgar State Bank
18-Month CD
3.02%
$1,000
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
18-Month CD
3.00%
$2,500
Mascoma Bank
Mascoma Bank
6-Month CD
3.00%
$500
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
High Yield Savings
3.00%
$10,000
Gogebic Range Bank
Gogebic Range Bank
12-Month CD
2.78%
$500
Addition Financial Credit Union
Addition Financial Credit Union
24-Month CD
2.78%
$1,000
Lee Bank
Lee Bank
24-Month CD
2.75%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
24-Month CD
2.53%
$1,000
Acipco Federal Credit Union
Acipco Federal Credit Union
12-Month CD
2.53%
$1,000
Range Bank
Range Bank
36-Month CD
2.50%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
12-Month CD
2.50%
$1,000
AbbyBank
AbbyBank
24-Month CD
2.50%
$1,500
PSB of Rhineland
PSB of Rhineland
36-Month CD
2.27%
$1,000
State Bank of Cherry
12-Month CD
2.27%
$1,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
36-Month CD
2.27%
$500
Regent Bank (OK)
Regent Bank (OK)
120-Month CD
2.00%
$1,000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
36-Month CD
2.00%
$1,000
State Bank of Graymont
State Bank of Graymont
Tiered Money Market
1.87%
$75,000
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
18-Month CD
1.86%
$100
CSB Norwood Young America
CSB Norwood Young America
Prime Money Market
1.51%
$50,000
Wyoming Community Bank
Wyoming Community Bank
Money Market
1.20%
$25,000
Fulton Bank
Fulton Bank
36-Month CD
1.01%
$1,000
The Bank of Brodhead
The Bank of Brodhead
36-Month CD
1.00%
$500
First Bank Burkburnett, TX
First Bank Burkburnett, TX
3-Month CD
0.80%
$1,000
Grand Valley Bank
Grand Valley Bank
Money Market
0.65%
$100
Silver Lake Bank
Silver Lake Bank
Money Market
0.60%
$0
Midland Federal S&L
Midland Federal S&L
18-Month CD
0.55%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
60-Month CD
0.50%
$1,000
Connex Credit Union
Connex Credit Union
Business Money Market
0.40%
$2,500
Somerset Trust Company
Somerset Trust Company
Advantage Interest Money Market
0.31%
$1,000,000
Main Street Bank Corp
Main Street Bank Corp
24-Month CD
0.30%
$1,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
Money Market
0.25%
$1,000
Stoughton Co-operative Bank
Stoughton Co-operative Bank
12-Month CD
0.25%
$500
Mercer Savings Bank
Mercer Savings Bank
24-Month CD
0.20%
$100
Gate City Bank
Gate City Bank
Minor Savings
0.15%
$0
First Horizon
First Horizon
60-Month CD
0.10%
$1,000
Androscoggin Savings Bank
Androscoggin Savings Bank
Preferred Checking
0.10%
$25
Verus Bank of Commerce
Verus Bank of Commerce
Pikes Peak Money Market
0.02%
$100
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
18-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Members 1st of NJ Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.250%
5.299%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.250%
5.319%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
15-Year Fixed
5.375%
5.528%
0.623
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.500%
5.696%
1.250
Mountain America Federal Credit Union
Mountain America Federal Credit Union
15-Year Fixed
5.500%
5.712%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
5.500%
5.770%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
5.625%
5.787%
0.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
5.750%
5.790%
0.000
Auburn Savings Bank
Auburn Savings Bank
15-Year Fixed
5.756%
5.845%
0.000
Citi
Citi
15-Year Fixed
5.500%
5.847%
1.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
5.750%
5.887%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
5.625%
5.891%
0.000
River Region Credit Union
River Region Credit Union
15-Year Fixed
5.750%
5.928%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
5.875%
5.967%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
5.750%
6.038%
0.000
FNB of River Falls
FNB of River Falls
30-Year Fixed
6.000%
6.071%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
15-Year Fixed
5.500%
6.123%
0.000
Penn East Federal Credit Union
Penn East Federal Credit Union
15-Year Fixed
6.000%
6.146%
0.000
State Employees Credit Union
State Employees Credit Union
20-Year Fixed
6.075%
6.186%
0.000
Good Neighbors Federal Credit Union
Good Neighbors Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
15-Year Fixed
6.000%
6.229%
0.000
FNB of Scotia
FNB of Scotia
20-Year Fixed
6.000%
6.231%
0.000
Achieva Credit Union
Achieva Credit Union
15-Year Fixed
5.875%
6.246%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Members 1st of NJ Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Members 1st of NJ Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Members 1st of NJ Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Members 1st of NJ Federal Credit Union Information

Credit Union Name: Members 1st of NJ Federal Credit Union
Full Time Employees: 22
Part Time Employees: 0
President: John Henderson
CEO: Eileen Crean
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
37 W Landis Ave
Vineland, NJ 08360 8122
Phone Number: 856-696-0767
Fax Number: 856-696-3579

Members 1st of NJ Federal Credit Union Financials

Total Assets:
84,904,919
Total Amount of Shares and Deposits:
78,240,567
Total Shares and Deposits < 1 Year:
77,629,532
Total Shares and Deposits 1 3 Years:
430,543
Total Shares and Deposits > 3 Years:
180,492
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,069,442
Total Uninsured Shares and Deposits > $250K (F+J):
2,069,442
Total Insured Shares and Deposits > $250K (item 17 less item K):
76,171,125
Total Interest Expense (Sum of items 6 8):
108,759
Share Certificates:
325
Number of Accounts for Share Drafts:
4,656
IRA KEOGH Accounts:
120
Number of Accounts for Regular Shares:
9,337
Money Market Shares:
136
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,830,371
Total Liabilities:
78,666,048
Show More

Members 1st of NJ Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

The current national average savings account rate is at 0.20% but you can find savings account rates higher than the averages. Right now on our national savings rates list several banks including American Express Bank and Discover Bank are offering savings rates at 1.00% with a savings yield of 1.00%.
Alabama State Employees Credit Union (ASECU) is advertising certificates of deposit (share certificates) with terms between 6 months and 4 years. The credit union's CD rates are some of the best CD rates available these days at any credit union or bank.
Today's mortgage rates are higher as Treasury yields bounced off record lows set last week. In another report homeowners saw an aggregate $372 billion rise in property values over the first three months of 2012 according to a statistical release from the Federal Reserve.

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