|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 First Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
First Financial Credit Union's 12 month CD/IRA Jumbo CDs rates are at 3.40%, 12 month Term CDs (TSC) rates are at 3.30%, 1st CDs 12 Month rates are at 3.30%, IRA CDs 12 month rates are at 3.30%, Kirby Kid CDs 12 Month rates are at 3.30%. First Financial Credit Union's savings rates are at 0.15%. First Financial Credit Union's money market rates are at 0.30%. First Financial Credit Union's Personal Loan Rates are at 10.49%. MonitorBankRates evaluates the financial stability of First Financial Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.46%. Rates were last updated on 03/26/2026. First Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Financial Credit Union? Share your experience about First Financial Credit Union by leaving a review below, or read customer reviews before you decide to use First Financial Credit Union. First Financial Credit Union
Renaissance Main Office 4910 Union Way NE
https://www.ffnm.org Albuquerque, NM 87107 
First Financial Credit Union CD Rates
First Financial Credit Union Savings Rates
First Financial Credit Union Money Market Rates
First Financial Credit Union Credit Card Rates
First Financial Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First Financial Credit Union
Website
https://www.ffnm.org
Address
4910 Union Way NE,
Albuquerque, NM 87107
Phone
505-766-5600
Fax
505-768-7144
President
Loretta Montoya
CEO
Ronald Moorehead
Full-Time Employees
276
Part-Time Employees
9
Branch Locations
20
ATM Locations
22
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.46%
Return on Assets (ROA)
0.4901%
Return on Equity (ROE)
5.9175%
Non-Performing Loans Ratio (NPL)
1.34%
Total Assets
1,081,530,666
Total Amount of Shares and Deposits
975,163,179
Total Shares and Deposits < 1 Year
954,324,681
Total Shares and Deposits 1 3 Years
16,219,144
Total Shares and Deposits > 3 Years
4,619,353
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
47,505,225
Total Uninsured Shares and Deposits > $250K (F+J)
47,505,225
Total Insured Shares and Deposits > $250K (item 17 less item K)
927,657,954
Total Interest Expense (Sum of items 6 8)
8,944,708
Share Certificates
5,593
Number of Accounts for Share Drafts
66,336
IRA KEOGH Accounts
2,722
Number of Accounts for Regular Shares
114,503
Money Market Shares
2,752
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
174,949,070
Total Liabilities
1,007,394,972
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About First Financial Credit UnionIs First Financial Credit Union a safe place to deposit money?Yes, First Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 10.460887020803%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does First Financial Credit Union operate?First Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Financial Credit Union?Yes, to access services at First Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does First Financial Credit Union offer online and mobile banking?Most modern institutions like First Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ffnm.org. Current First Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Cooperative Employees Credit Union
APS Federal Credit Union
GROWING OAKS
District #6 Federal Credit Union
Homebase Federal Credit Union
Scient Federal Credit Union
New South Credit Union
Port Conneaut Federal Credit Union
Seagoville Federal Credit Union
Blackhawk Federal Credit Union
Norwalk Postal Employees Federal Credit Union
Synergy Federal Credit Union
Local 265 IBEW Federal Credit Union
Arkansas Teachers Federal Credit Union
Lake Chem Community Federal Credit Union
Rails West Federal Credit Union
Alltrust Credit Union
AllWealth Federal Credit Union
Vantage Credit Union
Wakota Federal Credit Union
First NRV Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking