Michigan United Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Michigan United Credit Union12-month CD rates can be found at 3.80%, 6-month CD rates at 2.00% and 3-month CD rates at 0.50%. Savings rates are at 0.35% and money market rates are at 1.76%. Mortgage rates on 30-year fixed loans are around 7.04%. Credit Card rates are at 8.50%. Personal Loan rates are at 13.00%. All these rates, and more, can be found in our database of rates which you can compare to Michigan United Credit Union rates.

Compare Michigan United Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Michigan United Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Michigan United Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Michigan United Credit Union? Share your experience about Michigan United Credit Union by leaving a review below, or read customer reviews before you decide to use Michigan United Credit Union.

Overall, Michigan United Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Michigan United Credit Union
Auburn Hills
3501 Hamlin Rd
Auburn Hills, MI 48326
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Michigan United Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
ConnectOne Bank
ConnectOne Bank
7-Month CD
4.00%
$500
FirstBank of Nebraska
FirstBank of Nebraska
48-Month CD
3.75%
$1,000
Compass Savings Bank
Compass Savings Bank
18-Month CD
3.66%
$500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
6-Month CD
3.64%
$1,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
12-Month CD
3.60%
$2,000
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
48-Month CD
3.56%
$1,000
Evergreen Bank Group
Evergreen Bank Group
60-Month CD
3.50%
$500
Spring Bank Bronx, NY
Spring Bank Bronx, NY
18-Month CD
3.50%
$250
BLC Community Bank
BLC Community Bank
48-Month CD
3.30%
$2,500
FNB of Moose Lake
FNB of Moose Lake
24-Month CD
3.29%
$500
Agility Bank
Agility Bank
48-Month CD
3.29%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
18-Month CD
3.28%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Investment Checking
3.25%
$200,000
Volunteer State Bank
Volunteer State Bank
3-Month CD
3.25%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
60-Month CD
3.18%
$1,000
The Bank of Elk River
The Bank of Elk River
12-Month CD
3.03%
$200
Headwaters State Bank
Headwaters State Bank
60-Month CD
3.02%
$1,000
Collins State Bank
Collins State Bank
48-Month CD
3.00%
$1,000
Neffs National Bank
Neffs National Bank
30-Month CD
3.00%
$1,000
Pathfinder Bank
Pathfinder Bank
24-Month CD
3.00%
$1,000
Solvay Bank
Solvay Bank
60-Month CD
3.00%
$500
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
48-Month CD
2.85%
$500
First State Bank and Trust
First State Bank and Trust
12-Month CD
2.78%
$1,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
Money Market
2.70%
$500,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
24-Month CD
2.68%
$500
Stafford Savings Bank
Stafford Savings Bank
48-Month CD
2.54%
$500
First Enterprise Bank
First Enterprise Bank
36-Month CD
2.50%
$1,000
Huron Valley State Bank
Huron Valley State Bank
60-Month CD
2.02%
$500
Live Oak Bank
Live Oak Bank
60-Month CD
2.00%
$2,500
Gorham Savings Bank
Gorham Savings Bank
12-Month CD
2.00%
$500
American Bank of Beaver Dam
American Bank of Beaver Dam
36-Month CD
1.65%
$1,000
First State Bank New London, WI
First State Bank New London, WI
18-Month CD
1.55%
$5,000
Piedmont FSB
Piedmont FSB
48-Month CD
1.20%
$500
TGSB Table Grove State Bank
TGSB Table Grove State Bank
24-Month CD
1.10%
$500
Napoleon State Bank
Napoleon State Bank
Money Market
1.01%
$250,000
FNB of Litchfield
FNB of Litchfield
36-Month CD
1.00%
$1,000
Interstate Bank
Interstate Bank
Statement Savings
0.95%
$200
Grand Rapids SB
Grand Rapids SB
60-Month CD
0.80%
$1,000
FirstOak Bank
FirstOak Bank
3-Month CD
0.55%
$600
Chemung Canal Trust Company
Chemung Canal Trust Company
48-Month CD
0.55%
$1,000
First National Bank in Trinidad
First National Bank in Trinidad
12-Month CD
0.50%
$1,000
First State Bank New London, WI
First State Bank New London, WI
3-Month CD
0.40%
$5,000
TTNB Turbotville Bank
TTNB Turbotville Bank
Money Market
0.25%
$2,500
PeoplesBank
PeoplesBank
18-Month CD
0.15%
$1,000
Friendship State Bank
Money Market Advantage
0.10%
$0
Westfield Bank
Westfield Bank
12-Month CD
0.10%
$1,000
Connecticut Community Bank
Connecticut Community Bank
NOW Checking
0.05%
$100
Jewett City Savings Bank
Jewett City Savings Bank
Money Market
0.05%
$100
The Seymour Bank
The Seymour Bank
Passbook Savings
0.05%
$100
Abington Bank
Abington Bank
Get Real Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Michigan United Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.250%
5.615%
1.750
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.500%
5.638%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.750%
5.836%
0.500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.750%
5.844%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.750%
5.932%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
15-Year Fixed
6.000%
6.036%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
20 Year Fixed
5.875%
6.038%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
5.875%
6.194%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.250%
6.282%
0.000
Kalsee Credit Union
Kalsee Credit Union
15 Year Fixed
6.000%
6.314%
0.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.875%
6.316%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
30-Year Fixed
6.250%
6.332%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
6.125%
6.339%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
20 Year Fixed
6.250%
6.416%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.375%
6.419%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
5/5 ARM
6.500%
6.456%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.250%
6.460%
0.000
FNB of Scotia
FNB of Scotia
30-Year Fixed
6.375%
6.476%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
10/6 ARM
6.000%
6.480%
0.000
Ulster Savings Bank
Ulster Savings Bank
15-Year Fixed
6.250%
6.487%
0.000
Collinsville Bank
Collinsville Bank
30-Year Fixed
6.375%
6.487%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
15 Year Fixed
6.250%
6.497%
0.000
Catholic Vantage Financial Credit Union
Catholic Vantage Financial Credit Union
30 Year Fixed
6.375%
6.497%
0.000
River Falls State Bank
River Falls State Bank
30-Year Fixed
6.375%
6.503%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Michigan United Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Michigan United Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Michigan United Credit Union rate data right now, check back for updates, we are adding rates all the time.

Michigan United Credit Union Information

Credit Union Name: Michigan United Credit Union
Full Time Employees: 75
Part Time Employees: 2
President: Richard Perry
CEO: Andrew Staley
Branch Locations: 8
ATM Locations: 6
Corporate Office Address:
3501 Hamlin Rd
Auburn Hills, MI 48326
Phone Number: 248-206-2763
Fax Number:

Michigan United Credit Union Financials

Total Assets:
354,207,313
Total Amount of Shares and Deposits:
316,950,847
Total Shares and Deposits < 1 Year:
309,317,312
Total Shares and Deposits 1 3 Years:
3,067,398
Total Shares and Deposits > 3 Years:
4,566,137
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
9,967,338
Total Uninsured Shares and Deposits > $250K (F+J):
9,967,338
Total Insured Shares and Deposits > $250K (item 17 less item K):
306,983,509
Total Interest Expense (Sum of items 6 8):
803,447
Share Certificates:
1,200
Number of Accounts for Share Drafts:
11,598
IRA KEOGH Accounts:
352
Number of Accounts for Regular Shares:
27,953
All other shares:
161
Non Member Deposits:
36
Money Market Shares:
2,288
Net Income (unless the amount is already included in Undivided Earnings):
264,994
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
24,612,581
Total Liabilities:
319,395,967
Show More

Michigan United Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

fdic-deposit-insurance-coverage-limits-raisedThe Federal Deposit Insurance Corporation (FDIC) has temporary raised the limits on all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit (CDs). 
Mortgage rates are mixed this week, fixed conforming mortgage rates are higher while fixed jumbo mortgage interest rates are lower. Current mortgage rates on 30 year home loans are averaging 4.05%, up from last week’s average 30 year mortgage rate of 3.91%. Today's Mortgage rates on 15 year mortgage loans are averaging 3.31%, up from last week’s average 15 year rate of 3.24%.

Bank or Credit Union Offers and Deals

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Michigan United Credit Union Reviews

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