|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
KC Fairfax Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
KC Fairfax Credit Union's 6 Month CD rates are at 2.50%, 36 Month CD rates are at 2.40%, 24 Month CD rates are at 2.30%, 12 Month CD rates are at 2.25%, 90 Day CD rates are at 3.00%. KC Fairfax Credit Union's checking rates are as high as 0.10%. KC Fairfax Credit Union's Personal Loan Rates are as low as 7.00%. KC Fairfax Credit Union's CD rates are 18% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of KC Fairfax Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.71%. Rates last updated and verified on 10/30/2026. KC Fairfax Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at KC Fairfax Credit Union? Share your experience about KC Fairfax Credit Union by leaving a review below, or read customer reviews before you decide to use KC Fairfax Credit Union. KC Fairfax Credit Union
KC Fairfax Federal Credit Union 104 Sunshine Rd
http://www.kcffcu.com Kansas City, KS 66115-1314  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. KC Fairfax Credit Union CD Rates
KC Fairfax Credit Union Savings Rates
KC Fairfax Credit Union Checking Rates
KC Fairfax Credit Union Auto Loan Rates
KC Fairfax Credit Union Personal Loan Rates
KC Fairfax Credit Union Other Rates
Financial Health HistoryKC Fairfax Credit Union’s Texas Ratio fell from 9.07% in Q3 2023 to 4.71% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for KC Fairfax Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather KC Fairfax Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with KC Fairfax Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
KC Fairfax Credit Union
Website
http://www.kcffcu.com
Address
104 Sunshine Rd,
Kansas City, KS 66115-1314
Phone
913-647-9490
Fax
913-647-9489
President
Shiela Lee
CEO
Prentice Watson
Full-Time Employees
4
Part-Time Employees
3
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.71%
Return on Assets (ROA)
-1.1023%
Return on Equity (ROE)
-13.0217%
Non-Performing Loans Ratio (NPL)
0.96%
Total Assets
6,765,596
Total Amount of Shares and Deposits
6,181,141
Total Shares and Deposits < 1 Year
5,445,147
Total Shares and Deposits 1 3 Years
485,994
Total Shares and Deposits > 3 Years
250,000
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,181,141
Total Interest Expense (Sum of items 6 8)
22,874
Share Certificates
102
Number of Accounts for Share Drafts
523
IRA KEOGH Accounts
33
Number of Accounts for Regular Shares
1,930
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
706,892
Total Liabilities
6,192,896
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for KC Fairfax Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for KC Fairfax Credit Union
Frequently Asked Questions About KC Fairfax Credit UnionDoes KC Fairfax Credit Union offer CDs?Yes. KC Fairfax Credit Union current CD rates include its 90 Day CD at 3.00% APY, its 6 Month CD at 2.50% APY and its 36 Month CD at 2.40% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from KC Fairfax Credit Union NCUA insured?Yes. KC Fairfax Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at KC Fairfax Credit Union?The highest KC Fairfax Credit Union CD rate is its 90 Day CD at 3.00% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does KC Fairfax Credit Union offer?KC Fairfax Credit Union CD rates are 2.50% APY for a 6 month CD, 2.25% APY for a 12 month CD, 2.30% APY for a 2 year CD and 2.40% APY for a 3 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with KC Fairfax Credit Union for its full lineup. What is the highest checking rate at KC Fairfax Credit Union?The highest KC Fairfax Credit Union checking rate is its Checking Account at 0.10% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest auto loan rate at KC Fairfax Credit Union?The lowest KC Fairfax Credit Union auto loan rate is its New Vehicles Loan at 5.99% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest personal loan rate at KC Fairfax Credit Union?The lowest KC Fairfax Credit Union personal loan rate is its Signature Loans at 7.00% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does KC Fairfax Credit Union operate?KC Fairfax Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join KC Fairfax Credit Union?Yes, to access services at KC Fairfax Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, KC Fairfax Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, KC Fairfax Credit Union provides members with tools to manage their accounts and build a solid financial history. Does KC Fairfax Credit Union offer online and mobile banking?Most modern institutions like KC Fairfax Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.kcffcu.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do KC Fairfax Credit Union rates compare?KC Fairfax Credit Union's CD rates are 18% lower than the MonitorBankRates national average, and it has an A+ health rating. KC Fairfax Credit Union's top rates are its 90 Day CD at 3.00% APY, its Checking Account at 0.10% APY and its Signature Loans at 7.00% APR, verified by MonitorBankRates on October 30, 2026. Current KC Fairfax Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
L.A. Electrical Workers Credit Union
Ohio Catholic Federal Credit Union
Fargo VA Credit Union
Catholic Family Credit Union
Mass Institute of Tech Credit Union
Merck Employees Federal Credit Union
Area Educational Credit Union
Bridge Credit Union
Main Impact Federal Credit Union
Berrien Teachers Federal Credit Union
Saint Nicholas Federal Credit Union
River Valley Credit Union Ada, MI
Preferred Credit Union
Newark Police Credit Union
Securityplus Federal Credit Union
Potlatch No 1 Financial Credit Union
United Members Federal Credit Union
Kahului Federal Credit Union
Cochran County Schools Federal Credit Union
Trenton New Jersey Firemen Federal Credit Union
Solutions First Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
