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KC FAIRFAX Rates & Review March 2026

KC FAIRFAX's CD 90 Days rates are at 3.00%, CD 6 month rates are at 2.50%, CD 36 month rates are at 2.40%, CD 24 month rates are at 2.30%, CD 12 month rates are at 2.25%. MonitorBankRates evaluates the financial stability of KC FAIRFAX with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.26%. Rates were last updated on 03/27/2026.

KC FAIRFAX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at KC FAIRFAX? Share your experience about KC FAIRFAX by leaving a review below, or read customer reviews before you decide to use KC FAIRFAX.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.26%
Excellent Lower than avg
Fannin Bank
KC Fairfax Federal Credit Union
104 Sunshine Rd
Kansas City, KS 66115 1314
http://www.kcffcu.com
Member NCUA

KC FAIRFAX CD Rates

Product Rate APY Term View More
Share Certificate 90 Days 3.00% 3.00% 90 Days
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.49%
Share Certificate 6 month 2.50% 2.50% 6 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.49%
Share Certificate 36 month 2.40% 2.40% 36 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.49%
Share Certificate 24 month 2.30% 2.30% 24 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.49%
Share Certificate 12 month 2.25% 2.25% 12 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.49%

KC FAIRFAX Savings Rates

Product Rate APY View More
Christmas Club Account 0.05% 0.05%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.49%

KC FAIRFAX Checking Rates

Product Rate APY View More
Checking Account 0.10% 0.10%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.49%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for KC FAIRFAX is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather KC FAIRFAX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with KC FAIRFAX's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name KC FAIRFAX
Address 104 Sunshine Rd, Kansas City, KS 66115 1314
Phone 913-647-9490
Fax 913-647-9489
President Shiela Lee
CEO Prentice Watson
Full-Time Employees 4
Part-Time Employees 3
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.26%
Return on Assets (ROA)
-2.2289%
Return on Equity (ROE)
-22.8513%
Non-Performing Loans Ratio (NPL)
1.02%
Total Assets
7,047,618
Total Amount of Shares and Deposits
6,352,258
Total Shares and Deposits < 1 Year
5,366,616
Total Shares and Deposits 1 3 Years
682,007
Total Shares and Deposits > 3 Years
303,635
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,352,258
Total Interest Expense (Sum of items 6 8)
34,400
Share Certificates
104
Number of Accounts for Share Drafts
545
IRA KEOGH Accounts
34
Number of Accounts for Regular Shares
2,062
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
835,975
Total Liabilities
6,360,212
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About KC FAIRFAX

Is KC FAIRFAX a safe place to deposit money?

Yes, KC FAIRFAX is considered a safe financial institution. With a Texas Ratio of 5.2576964915726%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does KC FAIRFAX operate?

KC FAIRFAX currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join KC FAIRFAX?

Yes, to access services at KC FAIRFAX, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, KC FAIRFAX does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, KC FAIRFAX provides members with tools to manage their accounts and build a solid financial history.

Does KC FAIRFAX offer online and mobile banking?

Most modern institutions like KC FAIRFAX provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.kcffcu.com.

Current KC FAIRFAX Rates

  • 12-Month CD2.25%
  • 24-Month CD2.30%
Retrieved from our database of financial products. Rates subject to change.