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Advertiser Disclosure
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 Municipal Employees Credit Union of Balt Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Municipal Employees Credit Union of Balt Credit Union's CDs 5-month rates are at 4.00%, Regular CD 12-month rates are at 3.65%, Regular CD 6-month rates are at 3.65%, Regular CD 9-month rates are at 3.65%, SuperFlex CD 11-month rates are at 3.60%. Municipal Employees Credit Union of Balt Credit Union's savings rates are at 0.10%. Municipal Employees Credit Union of Balt Credit Union's money market rates are at 0.00%. Municipal Employees Credit Union of Balt Credit Union's 10-year fixed rate rates are at 5.00%, 7/1 ARM (adjustable rate) rates are at 5.12%, 5/1 ARM (adjustable rate) rates are at 5.00%, 10-year fixed rate rates are at 5.25%, 3/1 ARM (adjustable rate) rates are at 4.88%. Municipal Employees Credit Union of Balt Credit Union's Personal Loan Rates are at 10.24%. MonitorBankRates evaluates the financial stability of Municipal Employees Credit Union of Balt Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.50%. Rates were last updated on 04/08/2026. Municipal Employees Credit Union of Balt Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Municipal Employees Credit Union of Balt Credit Union? Share your experience about Municipal Employees Credit Union of Balt Credit Union by leaving a review below, or read customer reviews before you decide to use Municipal Employees Credit Union of Balt Credit Union. Municipal Employees Credit Union of Balt Credit Union
Corporate Offices 1 South St
https://www.mecu.com Baltimore, MD 21202 
Municipal Employees Credit Union of Balt Credit Union CD Rates
Municipal Employees Credit Union of Balt Credit Union Savings Rates
Municipal Employees Credit Union of Balt Credit Union Money Market Rates
Municipal Employees Credit Union of Balt Credit Union Checking Rates
Municipal Employees Credit Union of Balt Credit Union Mortgage Rates
Municipal Employees Credit Union of Balt Credit Union Home Equity & HELOC
Municipal Employees Credit Union of Balt Credit Union Auto Loan Rates
Municipal Employees Credit Union of Balt Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Municipal Employees Credit Union of Balt Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Municipal Employees Credit Union of Balt Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Municipal Employees Credit Union of Balt Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Municipal Employees Credit Union of Balt Credit Union
Website
https://www.mecu.com
Address
1 South St,
Baltimore, MD 21202
Phone
410-752-8313
Fax
443-927-3804
President
G Louise Green
CEO
John Hamilton
Full-Time Employees
279
Part-Time Employees
11
Branch Locations
9
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.50%
Return on Assets (ROA)
0.1939%
Return on Equity (ROE)
1.5096%
Non-Performing Loans Ratio (NPL)
2.29%
Total Assets
1,242,577,454
Total Amount of Shares and Deposits
1,035,175,773
Total Shares and Deposits < 1 Year
978,075,007
Total Shares and Deposits 1 3 Years
44,182,666
Total Shares and Deposits > 3 Years
12,918,100
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
80,362,688
Total Uninsured Shares and Deposits > $250K (F+J)
80,362,688
Total Insured Shares and Deposits > $250K (item 17 less item K)
954,813,085
Total Interest Expense (Sum of items 6 8)
10,405,232
Share Certificates
9,938
Number of Accounts for Share Drafts
47,511
IRA KEOGH Accounts
3,400
Number of Accounts for Regular Shares
106,626
Non Member Deposits
1
Money Market Shares
1,701
Net Income (unless the amount is already included in Undivided Earnings)
2,409,933
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
27,181,474
Total Liabilities
1,103,440,042
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Municipal Employees Credit Union of Balt Credit UnionIs Municipal Employees Credit Union of Balt Credit Union a safe place to deposit money?Yes, Municipal Employees Credit Union of Balt Credit Union is considered a safe financial institution. With a Texas Ratio of 11.50141240112%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Municipal Employees Credit Union of Balt Credit Union operate?Municipal Employees Credit Union of Balt Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Municipal Employees Credit Union of Balt Credit Union?Yes, to access services at Municipal Employees Credit Union of Balt Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Municipal Employees Credit Union of Balt Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Municipal Employees Credit Union of Balt Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Municipal Employees Credit Union of Balt Credit Union offer online and mobile banking?Most modern institutions like Municipal Employees Credit Union of Balt Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mecu.com. Current Municipal Employees Credit Union of Balt Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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