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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
GLASS CITY Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
GLASS CITY's 12 Month Youth CD rates are at 5.00%, 30 Month CD rates are at 4.00%, 30 Month IRA rates are at 4.00%, 36 Month CD rates are at 4.00%, 36 Month IRA rates are at 4.00%. GLASS CITY's savings rates are at 0.05%. GLASS CITY's money market rates are at 1.50%. GLASS CITY's RV, Boat and Powersport Loan Rates are as low as 9.50%. MonitorBankRates evaluates the financial stability of GLASS CITY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.76%. Rates last updated and verified on 09/22/2026. GLASS CITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GLASS CITY? Share your experience about GLASS CITY by leaving a review below, or read customer reviews before you decide to use GLASS CITY. 
GLASS CITY CD Rates
GLASS CITY Savings Rates
GLASS CITY Money Market Rates
GLASS CITY Checking Rates
GLASS CITY RV, Boat and Powersport Loan Rates
GLASS CITY Other Rates
Financial Health HistoryGLASS CITY’s Texas Ratio stayed near 0.81% in Q2 2023 to 0.76% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for GLASS CITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather GLASS CITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with GLASS CITY's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
GLASS CITY
Website
https://www.glasscityfcu.com
Address
1340 Arrowhead Dr,
Maumee, OH 43537
Phone
419-887-1000
Fax
419-887-1098
President
Phil Browarsky
CEO
Julie Komisar
Full-Time Employees
54
Part-Time Employees
11
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.76%
Return on Assets (ROA)
0.2851%
Return on Equity (ROE)
2.5949%
Non-Performing Loans Ratio (NPL)
0.13%
Total Assets
324,077,962
Total Amount of Shares and Deposits
285,380,474
Total Shares and Deposits < 1 Year
263,351,332
Total Shares and Deposits 1 3 Years
15,594,926
Total Shares and Deposits > 3 Years
6,434,216
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,685,299
Total Uninsured Shares and Deposits > $250K (F+J)
10,685,299
Total Insured Shares and Deposits > $250K (item 17 less item K)
274,695,175
Total Interest Expense (Sum of items 6 8)
825,892
Share Certificates
2,570
Number of Accounts for Share Drafts
13,410
IRA KEOGH Accounts
579
Number of Accounts for Regular Shares
32,119
All other shares
80
Money Market Shares
222
Net Income (unless the amount is already included in Undivided Earnings)
924,099
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
30,101,362
Total Liabilities
289,652,381
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for GLASS CITY yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for GLASS CITY
Frequently Asked Questions About GLASS CITYHow many branches does GLASS CITY operate?GLASS CITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join GLASS CITY?Yes, to access services at GLASS CITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, GLASS CITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, GLASS CITY provides members with tools to manage their accounts and build a solid financial history. Does GLASS CITY offer online and mobile banking?Most modern institutions like GLASS CITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.glasscityfcu.com. Current GLASS CITY Rates
Retrieved from our database of financial products. Rates subject to change.
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