NIAGARAS CHOICE CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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NIAGARAS CHOICE12-month CD rates can be found at 3.91%, 6-month CD rates at 4.20% and 3-month CD rates at 4.06%. Savings rates are at 0.25% and money market rates are at 1.26%. Mortgage rates on 30-year fixed loans are around 6.13%. Credit Card rates are at 15.40%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates which you can compare to NIAGARAS CHOICE rates.

Compare NIAGARAS CHOICE CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of NIAGARAS CHOICE savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

NIAGARAS CHOICE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at NIAGARAS CHOICE? Share your experience about NIAGARAS CHOICE by leaving a review below, or read customer reviews before you decide to use NIAGARAS CHOICE.

Overall, NIAGARAS CHOICE is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bluff View Bank
Packard Road
3619 Packard Rd
Niagara Falls, NY 14303 2224
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare NIAGARAS CHOICE Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Southwest Bank
First Southwest Bank
3-Month CD
4.15%
$1,000
Salem Five Direct
Salem Five Direct
eOne Savings
4.01%
$10
Cendera Bank
Cendera Bank
18-Month CD
3.95%
$1,000
Glen Burnie MSB
Money Market Advantage
3.82%
$25,000
Vermont State Bank
Vermont State Bank
60-Month CD
3.82%
$500
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
36-Month CD
3.76%
$500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
24-Month CD
3.56%
$500
Bank of Rantoul
Bank of Rantoul
48-Month CD
3.34%
$500
CSB of Cheney, KS
CSB of Cheney, KS
18-Month CD
3.30%
$500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
36-Month CD
3.30%
$500
Teachers Federal Credit Union
Teachers Federal Credit Union
36-Month CD
3.00%
$500
First Federal S&L of McMinnville
First Federal S&L of McMinnville
36-Month CD
3.00%
$500
PeopleFirst Bank
PeopleFirst Bank
12-Month CD (Jumbo)
3.00%
$100,000
WVS West View SB
WVS West View SB
60-Month CD
3.00%
$500
Mercer County State Bank
36-Month CD (IRA)
2.96%
$500
Conway National Bank (CNB)
Conway National Bank (CNB)
36-Month CD
2.85%
$500
Centreville Bank
Centreville Bank
18-Month CD
2.75%
$1,000
Range Bank
Range Bank
12-Month CD
2.50%
$1,000
Seamens Bank
Seamens Bank
24-Month CD
2.50%
$1,000
Finworth
Finworth
3-Month CD
2.27%
$50,000
Maine Community Bank
Maine Community Bank
48-Month CD
2.00%
$500
West Union Bank
West Union Bank
18-Month CD
2.00%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
30-Month CD
2.00%
$1,000
BluPeak Credit Union
BluPeak Credit Union
18-Month CD
2.00%
$1,000
PCSB Bank
PCSB Bank
Preferred Money Market
2.00%
$5,000
The Citizens Bank Company
The Citizens Bank Company
12-Month CD
1.76%
$1,000
Bank of Hindman
Bank of Hindman
36-Month CD
1.76%
$1,000
First Independent Bank Russell, MN
First Independent Bank Russell, MN
18-Month CD
1.51%
$1,000
Buena Vista National Bank
Buena Vista National Bank
36-Month CD
1.15%
$500
State Bank of Graymont
State Bank of Graymont
18-Month CD
0.95%
$1,000
Community Bank of Missouri
Community Bank of Missouri
48-Month CD
0.90%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
6-Month CD
0.75%
$1,000
WaterStone Bank
WaterStone Bank
60-Month CD
0.70%
$1,000
Bank of Buffalo
Bank of Buffalo
24-Month CD
0.55%
$500
Gateway Commercial Bank
Gateway Commercial Bank
Traditional Savings
0.50%
$50
Bank of Rantoul
Bank of Rantoul
Christmas Savings
0.50%
$2
Chelsea Groton Bank
Chelsea Groton Bank
48--Month CD
0.45%
$500
Frontier State Bank
Frontier State Bank
Interest Checking
0.40%
$100
Miami Savings Bank
Miami Savings Bank
24-Month CD
0.30%
$1,000
Schuyler Savings Bank
Schuyler Savings Bank
24-Month CD
0.30%
$1,000
AB Federal Credit Union
AB Federal Credit Union
12-Month CD
0.25%
$1,000
Community Bank of Cameron
Community Bank of Cameron
Classic Checking
0.25%
$500
Adirondack Bank
Adirondack Bank
18-Month CD
0.20%
$1,000
North Shore Bank
North Shore Bank
12-Month CD
0.15%
$1,000
Bank of Rantoul
Bank of Rantoul
NOW Checking
0.10%
$500
America First Federal Credit Union
America First Federal Credit Union
Premium Checking
0.10%
$500
The Bank of Bourbonnais
The Bank of Bourbonnais
12-Month CD
0.05%
$500
Wakefield Co-operative Bank
Wakefield Co-operative Bank
Money Market
0.05%
$10
Bank of New Hampshire
Bank of New Hampshire
Prestige Checking
0.05%
$50
1st University Credit Union
1st University Credit Union
Savings
0.00%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare NIAGARAS CHOICE Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.250%
5.299%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.375%
5.544%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
15 Year Fixed
5.375%
5.547%
0.500
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
5.500%
5.604%
0.750
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
5.500%
5.727%
0.375
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
5.750%
5.848%
0.000
Spire Credit Union
Spire Credit Union
15 Year Fixed
5.625%
5.860%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
5.875%
5.875%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.750%
5.881%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
5.750%
5.970%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
5.750%
6.038%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
30-Year Fixed
5.990%
6.054%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.000%
6.063%
0.000
Manasquan Bank
Manasquan Bank
5/6 ARM
6.000%
6.074%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
5.875%
6.105%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.125%
6.168%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.125%
6.183%
0.000
San Mateo Credit Union
San Mateo Credit Union
15-Year Fixed
6.000%
6.187%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
5.875%
6.215%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.000%
6.223%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
20 Year Fixed
6.125%
6.232%
0.125
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
20 Year Fixed
6.125%
6.268%
0.000
USB Union Savings Bank
USB Union Savings Bank
5/1 ARM
5.500%
6.305%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare NIAGARAS CHOICE Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare NIAGARAS CHOICE Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have NIAGARAS CHOICE rate data right now, check back for updates, we are adding rates all the time.

NIAGARAS CHOICE Information

Credit Union Name: NIAGARAS CHOICE
Full Time Employees: 54
Part Time Employees: 4
President: Margo Hall
CEO: Daniel Keleher
Branch Locations: 6
ATM Locations: 5
Corporate Office Address:
3619 Packard Rd
Niagara Falls, NY 14303 2224
Phone Number: 716-284-4110
Fax Number: 716-284-4123

NIAGARAS CHOICE Financials

Total Assets:
259,689,865
Total Amount of Shares and Deposits:
241,625,741
Total Shares and Deposits < 1 Year:
235,024,839
Total Shares and Deposits 1 3 Years:
4,470,117
Total Shares and Deposits > 3 Years:
2,130,784
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,862,516
Total Uninsured Shares and Deposits > $250K (F+J):
3,862,516
Total Insured Shares and Deposits > $250K (item 17 less item K):
237,763,225
Total Interest Expense (Sum of items 6 8):
219,305
Share Certificates:
400
Number of Accounts for Share Drafts:
15,087
IRA KEOGH Accounts:
367
Number of Accounts for Regular Shares:
26,279
Non Member Deposits:
36
Money Market Shares:
159
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,440,443
Total Liabilities:
242,890,801
Show More

NIAGARAS CHOICE Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Here is a list of the top 10 12 month CD rates our rate tables as of March 11, 2010:
Average savings account rates and money market rates fell from October to November, following bond yields lower. The decline in average rates was small at only 0.02 percent on deposit amounts from $10k or more to $50k or more. While average deposit rates declined, the best savings rates and money market rates available on our rate tables have not declined.
credit-card-reformThe credit card reform bill is being voted on by the House of Representatives today. The Bill which was written to help protect credit hard holders from unscrupulous credit card practices will probably be passed by both the Houses and signed by President Obama.

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