|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Town and Country Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Town and Country Credit Union's 6 Month CD rates are at 3.55%, 12 Month CD rates are at 3.30%, 12 Month Growth Builder CD rates are at 3.30%, 24 Month CD rates are at 3.25%, 36 Month CD rates are at 3.25%. Town and Country Credit Union's savings rates are at 0.05%. Town and Country Credit Union's money market rates are at 1.00%. Town and Country Credit Union's Personal Loan Rates are at 4.74%. MonitorBankRates evaluates the financial stability of Town and Country Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.36%. Rates were last updated on 04/18/2026. Town and Country Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Town and Country Credit Union? Share your experience about Town and Country Credit Union by leaving a review below, or read customer reviews before you decide to use Town and Country Credit Union. Town and Country Credit Union
Minot Office 615 S Broadway
https://www.townandcountry.org Minot, ND 58701 4473 
Town and Country Credit Union CD Rates
Town and Country Credit Union Savings Rates
Town and Country Credit Union Money Market Rates
Town and Country Credit Union Checking Rates
Town and Country Credit Union Home Equity & HELOC
Town and Country Credit Union Auto Loan Rates
Town and Country Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Town and Country Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Town and Country Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Town and Country Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Town and Country Credit Union
Website
https://www.townandcountry.org
Address
615 S Broadway,
Minot, ND 58701 4473
Phone
701-852-2018
Fax
701-839-5740
President
Kalvin Larson
CEO
Kalli Schell
Full-Time Employees
143
Part-Time Employees
9
Branch Locations
10
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.36%
Return on Assets (ROA)
0.7235%
Return on Equity (ROE)
5.6744%
Non-Performing Loans Ratio (NPL)
0.49%
Total Assets
736,604,333
Total Amount of Shares and Deposits
637,797,718
Total Shares and Deposits < 1 Year
612,112,641
Total Shares and Deposits 1 3 Years
17,386,008
Total Shares and Deposits > 3 Years
8,299,069
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
77,463,581
Total Uninsured Shares and Deposits > $250K (F+J)
77,463,581
Total Insured Shares and Deposits > $250K (item 17 less item K)
560,334,137
Total Interest Expense (Sum of items 6 8)
8,658,266
Share Certificates
7,176
Number of Accounts for Share Drafts
19,050
IRA KEOGH Accounts
1,857
Number of Accounts for Regular Shares
23,839
All other shares
4,510
Money Market Shares
2,882
Net Income (unless the amount is already included in Undivided Earnings)
5,329,636
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
61,132,664
Total Liabilities
642,679,466
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Town and Country Credit UnionIs Town and Country Credit Union a safe place to deposit money?Yes, Town and Country Credit Union is considered a safe financial institution. With a Texas Ratio of 3.3562538874822%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Town and Country Credit Union operate?Town and Country Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Town and Country Credit Union?Yes, to access services at Town and Country Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Town and Country Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Town and Country Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Town and Country Credit Union offer online and mobile banking?Most modern institutions like Town and Country Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.townandcountry.org. Current Town and Country Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Tri County Area Federal Credit Union
Friends And Family Credit Union
SEA WEST COAST GUARD
St Joseph Medical Center Federal Credit Union
Valley 1st Community Federal Credit Union
STSP Federal Credit Union
Tremont Credit Union
Wichita Federal Credit Union
FASNY Federal Credit Union
Jackson Area Federal Credit Union JAFCU
Highway Alliance Credit Union
Heartland Credit Union Hutchinson, KS
Allvac Savings And Credit Union
Texoma Federal Credit Union
Mini Cassia Empl Credit Union
Gary Police Department Employees Federal Credit Union
Linn-Co Federal Credit Union
Compass Community Credit Union
LCE Federal Credit Union
Streator Onized Credit Union
Nephi Western Employees Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
