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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 PowerNet Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
PowerNet Credit Union's 48 Month CD rates are at 3.60%, 6 Month CD rates are at 3.60%, 60 Month CD rates are at 3.60%, 12 Month CD rates are at 3.50%, 36 Month CD rates are at 3.50%. PowerNet Credit Union's Personal Loan Rates are at 9.95%. MonitorBankRates evaluates the financial stability of PowerNet Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.42%. Rates were last updated on 03/28/2026. PowerNet Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PowerNet Credit Union? Share your experience about PowerNet Credit Union by leaving a review below, or read customer reviews before you decide to use PowerNet Credit Union. 
PowerNet Credit Union CD Rates
PowerNet Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for PowerNet Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PowerNet Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with PowerNet Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
PowerNet Credit Union
Website
https://www.powernetcu.org
Address
5619 Harney Rd,
Tampa, FL 33610
Phone
813-621-6454
Fax
813-769-0677
President
Shawn McDonnell
CEO
Donald Prue
Full-Time Employees
14
Part-Time Employees
2
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.42%
Return on Assets (ROA)
0.5198%
Return on Equity (ROE)
5.4312%
Non-Performing Loans Ratio (NPL)
1.17%
Total Assets
117,070,853
Total Amount of Shares and Deposits
105,579,010
Total Shares and Deposits < 1 Year
97,029,002
Total Shares and Deposits 1 3 Years
5,144,290
Total Shares and Deposits > 3 Years
3,405,718
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
29,194,336
Total Uninsured Shares and Deposits > $250K (F+J)
29,194,336
Total Insured Shares and Deposits > $250K (item 17 less item K)
76,384,674
Total Interest Expense (Sum of items 6 8)
1,129,223
Share Certificates
587
Number of Accounts for Share Drafts
2,047
IRA KEOGH Accounts
591
Number of Accounts for Regular Shares
3,315
All other shares
458
Money Market Shares
367
Net Income (unless the amount is already included in Undivided Earnings)
608,514
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,431,307
Total Liabilities
105,888,614
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About PowerNet Credit UnionIs PowerNet Credit Union a safe place to deposit money?Yes, PowerNet Credit Union is considered a safe financial institution. With a Texas Ratio of 3.4244905802611%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does PowerNet Credit Union operate?PowerNet Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join PowerNet Credit Union?Yes, to access services at PowerNet Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, PowerNet Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, PowerNet Credit Union provides members with tools to manage their accounts and build a solid financial history. Does PowerNet Credit Union offer online and mobile banking?Most modern institutions like PowerNet Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.powernetcu.org. Current PowerNet Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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