NorState Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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NorState Federal Credit Union12-month CD rates can be found at 3.12%, 6-month CD rates at 1.26% and 3-month CD rates at 1.20%. Savings rates are at 0.60% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 7.13%. Credit Card rates are at 11.75%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to NorState Federal Credit Union rates.

Compare NorState Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of NorState Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

NorState Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at NorState Federal Credit Union? Share your experience about NorState Federal Credit Union by leaving a review below, or read customer reviews before you decide to use NorState Federal Credit Union.

Overall, NorState Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
NorState Federal Credit Union
Madawaska Office
78 Fox St
Madawaska, ME 04756
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare NorState Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
24-Month CD
4.15%
$500
VirtualBank
VirtualBank
eMoney Market
4.00%
$0
First FSB of Mascoutah
First FSB of Mascoutah
6-Month CD
4.00%
$1,000
City National B&T Co. of Lawton, OK
12-Month CD
4.00%
$500
First Internet Bank of Indiana
First Internet Bank of Indiana
18-Month CD
3.90%
$1,000
State Bank of Southern Utah
State Bank of Southern Utah
36-Month CD
3.80%
$500
Financial Federal Bank
Financial Federal Bank
Money Market
3.75%
$5,000
Charles River Bank
Charles River Bank
18-Month CD
3.75%
$1,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
36-Month CD
3.70%
$5,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
12-Month CD
3.55%
$1,000
Abound Federal Credit Union
Abound Federal Credit Union
24-month CD
3.50%
$500
First National Bank in Olney
First National Bank in Olney
30-Month CD
3.45%
$500
Reliance Bank
Reliance Bank
24-Month CD
3.40%
$500
GreenLeaf Bank
GreenLeaf Bank
18-Month CD
3.15%
$1,000
T Bank
T Bank
18-Month CD
3.10%
$1,000
Raritan State Bank
Raritan State Bank
18-Month CD
3.05%
$1,000
CNB of Park Rapids
CNB of Park Rapids
24-Month CD
3.03%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
30-Month CD
3.00%
$2,500
Northwest Community Bank
Northwest Community Bank
24-Month CD
3.00%
$500
Collinsville Bank
Collinsville Bank
36-Month CD
3.00%
$500
Longview Bank
Longview Bank
18-Month CD
2.75%
$500
Texas Heritage National Bank
Texas Heritage National Bank
36-Month CD
2.68%
$1,000
Benton State Bank
Benton State Bank
60-Month CD
2.52%
$500
The Dolores State Bank
The Dolores State Bank
60-Month CD
2.52%
$1,000
UCB Milford, IA
UCB Milford, IA
24-Month CD
2.47%
$1,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
24-Month CD
2.20%
$100
Osgood Bank
Osgood Bank
30-Month CD
1.51%
$1,000
American Bank of Beaver Dam
American Bank of Beaver Dam
12-Month CD
1.45%
$1,000
Bruning Bank
Bruning Bank
6-Month CD
1.41%
$500
The Citizens Bank Company
The Citizens Bank Company
36-Month CD
1.37%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
36-Month CD
1.25%
$500
Republic Bank of Chicago
Republic Bank of Chicago
30-Month CD
1.25%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
Money Market
1.21%
$2,500
The Bank of Brodhead
The Bank of Brodhead
48-Month CD
1.20%
$500
First Shore Federal S&L
First Shore Federal S&L
Statement Savings
1.00%
$200
NCS Bank
NCS Bank
12-Month CD
1.00%
$500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
Money Market
0.75%
$2,500
Bangor Savings Bank
Bangor Savings Bank
30-Month CD
0.75%
$500
Genoa Community Bank
Genoa Community Bank
Money Market
0.70%
$5,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
Savings
0.66%
$1
Bank of the Valley
Bank of the Valley
Savings
0.65%
$0
American Eagle Financial Credit Union
American Eagle Financial Credit Union
36-Month CD
0.60%
$500
Colonial Federal Savings Bank
Colonial Federal Savings Bank
24-Month CD
0.45%
$1,000
Partners Bank of New England
60-Month CD
0.40%
$500
Milford Bank
Milford Bank
60-Month CD
0.35%
$1,000
Security Bank Minnesota
Security Bank Minnesota
Regular Savings
0.25%
$100
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
Savings
0.10%
$50
Bank of Pontiac
Bank of Pontiac
Money Market
0.10%
$2,500
AB Federal Credit Union
AB Federal Credit Union
Regular Savings
0.10%
$0
Forcht Bank
Forcht Bank
Simple Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare NorState Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.375%
5.431%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
5.250%
5.570%
1.250
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.500%
5.600%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.375%
5.632%
0.000
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
5.625%
5.682%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
10-Year Fixed
5.625%
5.772%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.750%
5.836%
0.500
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.500%
5.856%
0.250
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
5.750%
5.918%
0.250
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
5.875%
5.918%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
5.875%
5.959%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
5.750%
6.035%
0.000
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.000%
6.051%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.750%
6.061%
2.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
20 Year Fixed
5.875%
6.072%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
30-Year Fixed
6.000%
6.123%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
5.500%
6.141%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.167%
0.000
Ulster Savings Bank
Ulster Savings Bank
20-Year Fixed
6.000%
6.184%
0.000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
15-Year Fixed
5.875%
6.205%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
15-Year Fixed
6.000%
6.229%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
7/1 ARM
6.000%
6.250%
0.000
Old National Bank
Old National Bank
5/6 SOFR ARM Jumbo
6.250%
6.261%
0.000
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
20 Year Fixed
6.125%
6.268%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
10/6 ARM
5.875%
6.337%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare NorState Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare NorState Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
ACFCU
ACFCU
Line of Credit
13.700%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have NorState Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

NorState Federal Credit Union Information

Credit Union Name: NorState Federal Credit Union
Full Time Employees: 75
Part Time Employees: 6
President: Leigh Smith
CEO: Jeffrey Davenport
Branch Locations: 6
ATM Locations: 6
Corporate Office Address:
78 Fox St
Madawaska, ME 04756
Phone Number: 207-728-7555
Fax Number: 207-728-6731

NorState Federal Credit Union Financials

Total Assets:
261,524,803
Total Amount of Shares and Deposits:
224,311,424
Total Shares and Deposits < 1 Year:
181,966,066
Total Shares and Deposits 1 3 Years:
24,561,259
Total Shares and Deposits > 3 Years:
17,784,099
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
21,828,827
Total Uninsured Shares and Deposits > $250K (F+J):
21,828,827
Total Insured Shares and Deposits > $250K (item 17 less item K):
202,482,597
Total Interest Expense (Sum of items 6 8):
1,206,140
Share Certificates:
2,351
Number of Accounts for Share Drafts:
9,350
IRA KEOGH Accounts:
1,803
Number of Accounts for Regular Shares:
20,411
All other shares:
716
Money Market Shares:
541
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
8,396,830
Total Liabilities:
232,723,897
Show More

NorState Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Long term conforming mortgage rates made new lows in this week’s mortgage survey released by Freddie Mac (OTC: FMCC). Fixed conforming 30 year home mortgage rates, fixed conforming 15 year home mortgage rates and 5 year adjustable mortgage rates all hit new lows in this week's Primary Mortgage Market Survey. 1 year adjustable mortgage rates were unchanged in this week's survey.
After weeks of floating closer and closer to 5 percent, the national average rate on a 30-year fixed conforming mortgage increased slightly this week from 5.06% last week to 5.14%, according to Informa Research Services’ weekly survey of interest rates.
Current-Average-Mortgage-Rates-Mixed-30-year-Mortgage-Rates-Lower-This-WeekCurrent average mortgage rates are mixed this week with conforming 15-year mortgage rates having the biggest decline and one-year jumbo mortgage rates having the biggest increase in rates. The yield curve is now inverted when you compare average mortgage rates on conforming one-year, three-year and five-year adjustable mortgage rates.

Bank or Credit Union Offers and Deals

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Mortgage Rates Today Match All-Time Record Lows
USAA 3 Month Jumbo CD Rates now at 0.35%
Lower Mortgage Rates Drive Existing Homes Sales Higher
Today's Mortgage Rates Zap Mortgage Refinancing
Wilshire State Bank Savings Account Yield 4.34%
Read the Fine Print on Savings Accounts to Avoid Monthy Account Fees
Current Mortgage Rates Back to 5.00% - Freddie Mac

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NorState Federal Credit Union Reviews

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