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Noda Federal Credit Union Rates & Review April 2026

Noda Federal Credit Union's 6 month CD rates are at 4.13%, 12 month CD rates are at 3.81%, 24 month CD rates are at 3.56%, 36 month CD rates are at 3.30%, 48 month CD rates are at 3.25%. Noda Federal Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Noda Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.86%. Rates were last updated on 04/17/2026.

Noda Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Noda Federal Credit Union? Share your experience about Noda Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Noda Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.86%
Excellent Higher than avg
Noda Federal Credit Union
Branch Location
720 Robert Blvd
SLIDELL, LA 70458
https://nodafcu.org
Member NCUA

Noda Federal Credit Union CD Rates

Product Rate APY Term View More
6 month CD 4.05% 4.13% 6
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.86%
12 month CD 3.75% 3.82% 12
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.86%
24 month CD 3.50% 3.56% 24
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.86%
36 month CD 3.25% 3.30% 36
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.86%
48 month CD 3.20% 3.25% 48
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.86%
60 month CD 3.00% 3.04% 60
Min Balance $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.86%

Noda Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 10.00%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.86%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Noda Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Noda Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Noda Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Noda Federal Credit Union
Address 720 Robert Blvd, SLIDELL, LA 70458
Phone 985-259-4145
Fax 985-259-4180
President Royce Johnson
CEO Valjon Lyons
Full-Time Employees 8
Part-Time Employees 1
Branch Locations 3
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.86%
Return on Assets (ROA)
-0.1073%
Return on Equity (ROE)
-0.6224%
Non-Performing Loans Ratio (NPL)
3.35%
Total Assets
33,541,858
Total Amount of Shares and Deposits
27,588,382
Total Shares and Deposits < 1 Year
27,496,961
Total Shares and Deposits 1 3 Years
91,421
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
482,867
Total Uninsured Shares and Deposits > $250K (F+J)
482,867
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,105,515
Total Interest Expense (Sum of items 6 8)
92,406
Share Certificates
338
Number of Accounts for Share Drafts
966
IRA KEOGH Accounts
27
Number of Accounts for Regular Shares
3,036
Net Income (unless the amount is already included in Undivided Earnings)
-35,992
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,208,344
Total Liabilities
27,604,700
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Noda Federal Credit Union

Is Noda Federal Credit Union a safe place to deposit money?

Yes, Noda Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.8596279281146%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Noda Federal Credit Union operate?

Noda Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Noda Federal Credit Union?

Yes, to access services at Noda Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Noda Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Noda Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Noda Federal Credit Union offer online and mobile banking?

Most modern institutions like Noda Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://nodafcu.org.

Current Noda Federal Credit Union Rates

  • 12-Month CD3.81%
  • 24-Month CD3.56%
  • 60-Month CD3.04%
Retrieved from our database of financial products. Rates subject to change.