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JACom Credit Union Rates & Review May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: May 18, 2026

JACom Credit Union's IRA CDs 12 month rates are at 2.89%. JACom Credit Union's Personal Loan Rates are at 4.90%. MonitorBankRates evaluates the financial stability of JACom Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.24%. Rates were last updated on 05/18/2026.

JACom Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at JACom Credit Union? Share your experience about JACom Credit Union by leaving a review below, or read customer reviews before you decide to use JACom Credit Union.

Ranked #69 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026 Ranked #69 Healthiest Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.24%
Excellent Lower than avg
JACom Credit Union
los angeles
3037 w jefferson blvd
los angeles, CA 90018
https://jacomcu.org
Member NCUA

JACom Credit Union CD Rates

Product Rate APY Term View More
IRA Certificates 12 month - 2.89% 12 Months
Min Deposit $500
Min Balance $500
Last Updated 05/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.24%

JACom Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans - - 4.90% 60 Months
No additional details.
Last Updated 05/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.24%
New Auto Loans - - 5.90% 72 Months
No additional details.
Last Updated 05/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.24%
New Auto Loans - - 6.90% 72 Months
No additional details.
Last Updated 05/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.24%
New Auto Loans - - 7.90% 72 Months
No additional details.
Last Updated 05/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.24%

JACom Credit Union Credit Card Rates

Product Rate APR View More
Visa Card - 12.60%
No additional details.
Last Updated 05/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.24%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for JACom Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather JACom Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with JACom Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name JACom Credit Union
Website https://jacomcu.org
Address 3037 w jefferson blvd, los angeles, CA 90018
Phone 323-731-9358
Fax 323-733-2438
President WALTER RODRIGUEZ
CEO Scott Umemoto
Full-Time Employees 8
Part-Time Employees 0
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.24%
Return on Assets (ROA)
-0.7915%
Return on Equity (ROE)
-4.7896%
Non-Performing Loans Ratio (NPL)
0.13%
Total Assets
54,944,421
Total Amount of Shares and Deposits
47,041,851
Total Shares and Deposits < 1 Year
45,423,305
Total Shares and Deposits 1 3 Years
1,618,546
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
196,508
Total Uninsured Shares and Deposits > $250K (F+J)
196,508
Total Insured Shares and Deposits > $250K (item 17 less item K)
46,845,343
Total Interest Expense (Sum of items 6 8)
256,236
Share Certificates
318
Number of Accounts for Share Drafts
1,137
IRA KEOGH Accounts
209
Number of Accounts for Regular Shares
7,898
Net Income (unless the amount is already included in Undivided Earnings)
-434,882
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,994,483
Total Liabilities
47,418,347
Source: NCUA — Last Updated 09/30/2025
Ranked #69 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026
2026 MBR Health & Safety Badge

JACom Credit Union earned the Top 100 Healthiest badge

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #69 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026"
       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Credit Unions 2026 ranking.

Customer Reviews

There are no reviews for JACom Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About JACom Credit Union

How many branches does JACom Credit Union operate?

JACom Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join JACom Credit Union?

Yes, to access services at JACom Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, JACom Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, JACom Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does JACom Credit Union offer online and mobile banking?

Most modern institutions like JACom Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://jacomcu.org.

Current JACom Credit Union Rates

  • 12-Month CD2.89%
Retrieved from our database of financial products. Rates subject to change.

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