Panhandle Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Panhandle Credit Union12-month CD rates can be found at 2.76%, 6-month CD rates at 4.30% and 3-month CD rates at 0.10%. Savings rates are at 0.35% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.78%. Credit Card rates are at 15.99%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates which you can compare to Panhandle Credit Union rates.

Compare Panhandle Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Panhandle Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Panhandle Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Panhandle Credit Union? Share your experience about Panhandle Credit Union by leaving a review below, or read customer reviews before you decide to use Panhandle Credit Union.

Overall, Panhandle Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Panhandle Credit Union
Panhandle Credit Union
2718 Martin Luther King Jr Blvd
Panama City, FL 32405 4408
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Panhandle Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of Star Valley
Bank of Star Valley
60-Month CD
3.65%
$250
Lone Star Bank
Lone Star Bank
3-Month CD
3.63%
$1,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
48-Month CD
3.60%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
12-Month CD
3.54%
$1,000
Abound Federal Credit Union
Abound Federal Credit Union
36-month CD
3.25%
$500
BankGloucester
BankGloucester
24-Month CD
3.25%
$500
Haverhill Bank
Haverhill Bank
60-Month CD
3.25%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
60-Month CD
3.20%
$1,000
Pentagon Federal Credit Union
Pentagon Federal Credit Union
60-Month CD
3.10%
$1,000
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
36-Month CD
3.03%
$1,000
River Bank
River Bank
30-Month CD
3.03%
$1,000
Primary Bank
Primary Bank
18-Month CD
3.00%
$1,000
AAA Federal Credit Union
AAA Federal Credit Union
24-Month CD
3.00%
$1,000
Citizens State Bank Moundridge, KS
12-Month CD
2.80%
$1,000
Lee Bank
Lee Bank
6-Month CD
2.75%
$500
First National Bank of Michigan
First National Bank of Michigan
60-Month CD
2.53%
$2,500
West Shore Bank
West Shore Bank
24-Month CD
2.52%
$500
Bank of Hartington
Bank of Hartington
48-Month CD
2.52%
$1,000
USLA Union S&L
USLA Union S&L
30-Month CD
2.50%
$1,000
1st Colonial Community Bank
1st Colonial Community Bank
48-Month CD
2.23%
$500
Providence Bank
Providence Bank
60-Month CD
2.00%
$1,000
WSB Municipal Bank
WSB Municipal Bank
18-Month CD
1.53%
$500
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
36-Month CD
1.51%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
36-Month CD
1.50%
$500
TruBank
TruBank
24-Month CD
1.50%
$500
Acadian Federal Credit Union
Acadian Federal Credit Union
6-Month CD
1.46%
$1,000
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
60-Month CD
1.36%
$500
Putnam County Bank
Putnam County Bank
24-Month CD
1.25%
$1,000
Community Bank Mankato
Community Bank Mankato
Blue Chip Money Market
1.10%
$25,000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
Money Market
1.00%
$100
Institution for Savings
Institution for Savings
48-Month CD
0.75%
$500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
60-Month CD
0.60%
$500
Thumb Bank and Trust
Thumb Bank and Trust
30-Month CD
0.60%
$500
Bank of Luxemburg
Bank of Luxemburg
Advantage Checking
0.50%
$50,000
Brenham National Bank
Brenham National Bank
24-Month CD
0.50%
$1,000
Brenham National Bank
Brenham National Bank
18-Month CD
0.50%
$1,000
UniBank
UniBank
6-Month CD
0.50%
$500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
18-Month CD
0.35%
$500
SSB Community Bank
SSB Community Bank
60-Month CD
0.35%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
Regular Savings
0.30%
$50
The Wilmington Savings Bank
The Wilmington Savings Bank
18-Month CD
0.30%
$500
Benchmark Community Bank
Benchmark Community Bank
Personal Money Market
0.25%
$100
La Salle State Bank
La Salle State Bank
Statement Savings
0.15%
$10
Community Bank of Elmhurst
Community Bank of Elmhurst
18-Month CD
0.10%
$500
Bank of Canton
Bank of Canton
Statement Savings
0.10%
$10
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
Money Market
0.10%
$2,500
First Nations Bank
First Nations Bank
24-Month CD
0.05%
$1,000
Bank of America
Bank of America
48-Month CD
0.03%
$1,000
I3 Bank
I3 Bank
Premium Checking
0.01%
$0
Premier Bank
Premier Bank
6-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Panhandle Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.250%
5.386%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.250%
5.562%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
5.250%
5.570%
1.250
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.500%
5.681%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.500%
5.743%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
5.650%
5.784%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
5.750%
5.812%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.520%
5.856%
0.250
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
5.750%
5.882%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
5.750%
5.970%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Sacramento Credit Union
Sacramento Credit Union
15-Year Fixed
5.750%
6.017%
0.500
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
5.750%
6.038%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.625%
6.051%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
7/1 ARM
5.875%
6.112%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
30-Year Fixed
6.000%
6.123%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
15-Year Fixed
5.500%
6.123%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed
6.000%
6.142%
0.500
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
5.875%
6.147%
0.000
Somerset Savings Bank
Somerset Savings Bank
5/1 ARM
5.500%
6.161%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.000%
6.166%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
20-Year Fixed
6.125%
6.174%
0.000
State Employees Credit Union
State Employees Credit Union
20-Year Fixed
6.075%
6.186%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Panhandle Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Panhandle Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Panhandle Credit Union rate data right now, check back for updates, we are adding rates all the time.

Panhandle Credit Union Information

Credit Union Name: Panhandle Credit Union
Full Time Employees: 71
Part Time Employees: 3
President: Herman Daniels
CEO: Justin Hall
Branch Locations: 7
ATM Locations: 5
Corporate Office Address:
2718 Martin Luther King Jr Blvd
Panama City, FL 32405 4408
Phone Number: 850-769-3306
Fax Number: 850-769-8660

Panhandle Credit Union Financials

Total Assets:
314,620,167
Total Amount of Shares and Deposits:
272,862,100
Total Shares and Deposits < 1 Year:
267,450,577
Total Shares and Deposits 1 3 Years:
5,358,384
Total Shares and Deposits > 3 Years:
53,139
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
21,161,205
Total Uninsured Shares and Deposits > $250K (F+J):
21,161,205
Total Insured Shares and Deposits > $250K (item 17 less item K):
251,700,895
Total Interest Expense (Sum of items 6 8):
873,394
Share Certificates:
1,316
Number of Accounts for Share Drafts:
12,077
IRA KEOGH Accounts:
416
Number of Accounts for Regular Shares:
17,483
Money Market Shares:
587
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
33,755,650
Total Liabilities:
276,367,406
Show More

Panhandle Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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Panhandle Credit Union Reviews

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