|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Southeastern Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Southeastern Credit Union's 6 Month CDs rates are at 3.80%, 1 Year CDs rates are at 3.50%, 18 Month CDs rates are at 2.80%, 2 Year CDs rates are at 2.75%, 3 Year CDs rates are at 2.75%. Southeastern Credit Union's savings rates are at 0.25%. Southeastern Credit Union's money market rates are at 1.76%. MonitorBankRates evaluates the financial stability of Southeastern Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.67%. Rates were last updated on 03/24/2026. Southeastern Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Southeastern Credit Union? Share your experience about Southeastern Credit Union by leaving a review below, or read customer reviews before you decide to use Southeastern Credit Union. Southeastern Credit Union
Headquarters and Main Branch 3501 N Valdosta Rd
https://www.southeasterncu.com Valdosta, GA 31602 1068 
Southeastern Credit Union CD Rates
Southeastern Credit Union Savings Rates
Southeastern Credit Union Money Market Rates
Southeastern Credit Union Checking Rates
Southeastern Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Southeastern Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Southeastern Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Southeastern Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Southeastern Credit Union
Website
https://www.southeasterncu.com
Address
3501 N Valdosta Rd,
Valdosta, GA 31602 1068
Phone
229-244-2732
Fax
President
Lester Plumly
CEO
Jennifer Stasio
Full-Time Employees
98
Part-Time Employees
1
Branch Locations
9
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.67%
Return on Assets (ROA)
0.8099%
Return on Equity (ROE)
7.6324%
Non-Performing Loans Ratio (NPL)
0.10%
Total Assets
416,116,385
Total Amount of Shares and Deposits
365,100,971
Total Shares and Deposits < 1 Year
359,198,952
Total Shares and Deposits 1 3 Years
4,576,763
Total Shares and Deposits > 3 Years
1,325,255
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
17,713,605
Total Uninsured Shares and Deposits > $250K (F+J)
17,713,605
Total Insured Shares and Deposits > $250K (item 17 less item K)
347,387,366
Total Interest Expense (Sum of items 6 8)
5,290,773
Share Certificates
2,457
Number of Accounts for Share Drafts
16,821
IRA KEOGH Accounts
1,082
Number of Accounts for Regular Shares
27,279
All other shares
383
Money Market Shares
970
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,769,635
Total Liabilities
373,018,020
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Southeastern Credit UnionIs Southeastern Credit Union a safe place to deposit money?Yes, Southeastern Credit Union is considered a safe financial institution. With a Texas Ratio of 0.67214195464153%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Southeastern Credit Union operate?Southeastern Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Southeastern Credit Union?Yes, to access services at Southeastern Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Southeastern Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Southeastern Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Southeastern Credit Union offer online and mobile banking?Most modern institutions like Southeastern Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.southeasterncu.com. Current Southeastern Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
SCHD District #7 Federal Credit Union
Circuit Federal Credit Union
Industrial Federal Credit Union
North Iowa Community Credit Union
Greater Kinston Credit Union
Union Congregational Federal Credit Union
Unity Catholic Federal Credit Union
Central State Credit Union
Capital Area Taiwanese Federal Credit Union
Northern Valley Federal Credit Union
Tidemark Federal Credit Union
Universal Federal Credit Union
Oregon Community Credit Union
Advia Credit Union
Schofield Federal Credit Union
Alltru Federal Credit Union
ELCO Federal Credit Union
Logix Federal Credit Union
San Francisco Federal Credit Union
Northeast Family Federal Credit Union
Illinois Valley Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
