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Alpine Credit Union Rates & Review March 2026

Alpine Credit Union's IRA CD 36-47 Month rates are at 4.05%, IRA CD 48-59 Month rates are at 4.05%, IRA CD 60 Month rates are at 4.05%, IRA CD 24-35 Month rates are at 4.00%, IRA CD 12-23 Month rates are at 3.85%. Alpine Credit Union's savings rates are at 0.03%. Alpine Credit Union's money market rates are at 0.00%. Alpine Credit Union's Personal Loan Rates are at 9.74%. MonitorBankRates evaluates the financial stability of Alpine Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.79%. Rates were last updated on 03/16/2026.

Alpine Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alpine Credit Union? Share your experience about Alpine Credit Union by leaving a review below, or read customer reviews before you decide to use Alpine Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.79%
Excellent Lower than avg
Alpine Credit Union
North Orem
1510 N STATE ST
Orem, UT 84057 2548
https://www.alpinecu.com
Member NCUA

Alpine Credit Union CD Rates

Product Rate APY Term View More
IRA Certificate 36-47 Month - 4.05%
Min Balance $500
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
IRA Certificate 48-59 Month - 4.05%
Min Balance $500
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
IRA Certificate 60 Month - 4.05%
Min Balance $500
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
IRA Certificate 24-35 Month - 4.00%
Min Balance $500
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
IRA Certificate 12-23 Month - 3.85%
Min Balance $500
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
IRA Certificate 6-11 Month - 3.85%
Min Balance $500
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
IRA Certificate 3-5 Month - 3.60%
Min Balance $500
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%

Alpine Credit Union Savings Rates

Product Rate APY View More
Savings Certificates - 4.05%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Savings - 0.03%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%

Alpine Credit Union Money Market Rates

Product Rate APY View More
Business Money Market - 1.50%
Min Balance $100,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Business Money Market - 1.25%
Min Balance $50,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Business Money Market - 1.00%
Min Balance $10,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Business Money Market - 0.75%
Min Balance $500
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Business Money Market - 0.00%
Min Balance $0
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%

Alpine Credit Union Mortgage Rates

Product Rate Points APR Term View More
Mini Mortgage - - 5.24% 5 Years
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
30 Year Fixed No PMI, with 15-year balloon - - 5.77% 30
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
15 Year Fixed - - 5.82% 15
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
20 Year Fixed - - 6.03% 20
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
30 Year Fixed - - 6.25% 30
Details As Low As
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Conventional-1st Mortgage - - 6.25% 30 Year
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%

Alpine Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity HELOC - - 3.99% 15 Year
Details Intro rate expires: 6 months; Regular APR: Rate changes to Prime + 0.00% (VAR APR)
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Home Equity Line of Credit (HELOC) - - 3.99% 15-Year
Details Intro rate expires: 6 months; Regular APR: Prime + 0.00%
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Home Equity Loan - - 6.74% 5 Year
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Home Equity Loan - - 6.99% 7 Years
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Home Equity Loan - - 7.24% 10 Years
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Home Equity Loan - - 7.49% 12 Years
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Home Equity Loan - - 7.74% 15 Years
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%

Alpine Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 9.74%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Personal Loan - 10.24%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Personal Loan - 10.74%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Personal Loan - 11.24%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%
Personal Loan - 11.74%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.79%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Alpine Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alpine Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alpine Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alpine Credit Union
Address 1510 N STATE ST, Orem, UT 84057 2548
Phone 801-225-0256
Fax 801-224-2586
President Rachelle Spencer
CEO Paul Atkinson
Full-Time Employees 54
Part-Time Employees 11
Branch Locations 5
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.79%
Return on Assets (ROA)
0.6101%
Return on Equity (ROE)
6.0391%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
349,584,837
Total Amount of Shares and Deposits
312,171,830
Total Shares and Deposits < 1 Year
295,218,909
Total Shares and Deposits 1 3 Years
15,421,728
Total Shares and Deposits > 3 Years
1,531,192
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
26,830,795
Total Uninsured Shares and Deposits > $250K (F+J)
26,830,795
Total Insured Shares and Deposits > $250K (item 17 less item K)
285,341,035
Total Interest Expense (Sum of items 6 8)
4,239,215
Share Certificates
3,640
Number of Accounts for Share Drafts
10,542
IRA KEOGH Accounts
154
Number of Accounts for Regular Shares
24,555
All other shares
183
Money Market Shares
1,792
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,793,405
Total Liabilities
314,756,597
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Alpine Credit Union

Is Alpine Credit Union a safe place to deposit money?

Yes, Alpine Credit Union is considered a safe financial institution. With a Texas Ratio of 4.791483237182%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Alpine Credit Union operate?

Alpine Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alpine Credit Union?

Yes, to access services at Alpine Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alpine Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alpine Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alpine Credit Union offer online and mobile banking?

Most modern institutions like Alpine Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alpinecu.com.

Current Alpine Credit Union Rates

  • 12-Month CD3.85%
  • 24-Month CD3.85%
  • 60-Month CD4.05%
  • Savings0.03%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.