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Alpine Credit Union Rates & Review November 2026

Alpine Credit Union's 60 Month Business Savings CD rates are at 4.50%, IRA CD 60 Month rates are at 4.50%, 48 - 59 Month Business Savings CD rates are at 4.40%, IRA CD 48-59 Month rates are at 4.40%, 36 - 47 Month Business Savings CD rates are at 4.30%. Alpine Credit Union's savings rates are at 0.03%. Alpine Credit Union's money market rates are at 1.70%. Alpine Credit Union's Personal Loan Rates are as low as 9.99%. Alpine Credit Union's CD rates are 51% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Alpine Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.38%. Rates last updated and verified on 10/29/2026.

Alpine Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alpine Credit Union? Share your experience about Alpine Credit Union by leaving a review below, or read customer reviews before you decide to use Alpine Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.38%
Excellent Higher than avg
Alpine Credit Union
North Orem
1510 N STATE ST
Orem, UT 84057-2548
https://www.alpinecu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Alpine Credit Union CD Rates

Product Rate APY Term View More
IRA Certificate 60 Month - 4.50% 60 Month
Min Deposit $500
Details $500 Minimum
Last Updated 10/29/2026
Rate History
1 change since Oct 22, 2026 · 4.05% → 4.50% ▲ 0.45 pts · high 4.50% / low 4.05%
3.55%4.28%5.00%Oct 22, 2026: 4.05% APYOct 26, 2026: 4.50% APYOct 22, 2026Nov 2, 2026
  • Oct 26, 20264.50%▲ from 4.05%
  • Oct 22, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
IRA Certificate 48-59 Month - 4.40% 48-59 months
Min Deposit $500
Details $500 Minimum
Last Updated 10/29/2026
Rate History
1 change since Oct 22, 2026 · 4.05% → 4.40% ▲ 0.35 pts · high 4.40% / low 4.05%
3.55%4.23%4.90%Oct 22, 2026: 4.05% APYOct 26, 2026: 4.40% APYOct 22, 2026Nov 2, 2026
  • Oct 26, 20264.40%▲ from 4.05%
  • Oct 22, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
IRA Certificate 36-47 Month - 4.30% 36-47 months
Min Deposit $500
Details $500 Minimum
Last Updated 10/29/2026
Rate History
1 change since Oct 22, 2026 · 4.05% → 4.30% ▲ 0.25 pts · high 4.30% / low 4.05%
3.55%4.18%4.80%Oct 22, 2026: 4.05% APYOct 26, 2026: 4.30% APYOct 22, 2026Nov 2, 2026
  • Oct 26, 20264.30%▲ from 4.05%
  • Oct 22, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
IRA Certificate 24-35 Month - 4.20% 24-35 months
Min Deposit $500
Details $500 Minimum
Last Updated 10/29/2026
Rate History
1 change since Oct 22, 2026 · 4.10% → 4.20% ▲ 0.10 pts · high 4.20% / low 4.10%
3.60%4.15%4.70%Oct 22, 2026: 4.10% APYOct 26, 2026: 4.20% APYOct 22, 2026Nov 2, 2026
  • Oct 26, 20264.20%▲ from 4.10%
  • Oct 22, 20264.10%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
IRA Certificate 12-23 Month - 4.05% 12-23 months
Min Deposit $500
Details $500 Minimum
Last Updated 10/29/2026
Rate History
1 change since Oct 22, 2026 · 3.95% → 4.05% ▲ 0.10 pts · high 4.05% / low 3.95%
3.45%4.00%4.55%Oct 22, 2026: 3.95% APYOct 26, 2026: 4.05% APYOct 22, 2026Nov 2, 2026
  • Oct 26, 20264.05%▲ from 3.95%
  • Oct 22, 20263.95%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
IRA Certificate 6-11 Month - 3.90% 6-11 months
Min Deposit $500
Details $500 Minimum
Last Updated 10/29/2026
Rate History
No change since Oct 22, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Oct 22, 2026: 3.90% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
IRA Certificate 3-5 Month - 3.80% 3-5 months
Min Deposit $500
Details $500 Minimum
Last Updated 10/29/2026
Rate History
No change since Oct 22, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Oct 22, 2026: 3.80% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Alpine Credit Union Business CD Rates

Product Rate APY Term View More
60 Month Business Savings Certificate 4.43% 4.50% 60 Month
Details Early Withdrawal Penalty: Terms 1 Yr and less - 90 Days Dividend; Terms greater than 1 Yr - 180 Days Dividend
Last Updated 10/29/2026
Rate History
1 change since Oct 22, 2026 · 4.05% → 4.50% ▲ 0.45 pts · high 4.50% / low 4.05%
3.55%4.28%5.00%Oct 22, 2026: 4.05% APYOct 26, 2026: 4.50% APYOct 22, 2026Nov 2, 2026
  • Oct 26, 20264.50%▲ from 4.05%
  • Oct 22, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
48 - 59 Month Business Savings Certificate 4.33% 4.40% 48-59 Month
Details Early Withdrawal Penalty: Terms 1 Yr and less - 90 Days Dividend; Terms greater than 1 Yr - 180 Days Dividend
Last Updated 10/29/2026
Rate History
1 change since Oct 22, 2026 · 4.05% → 4.40% ▲ 0.35 pts · high 4.40% / low 4.05%
3.55%4.23%4.90%Oct 22, 2026: 4.05% APYOct 26, 2026: 4.40% APYOct 22, 2026Nov 2, 2026
  • Oct 26, 20264.40%▲ from 4.05%
  • Oct 22, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
36 - 47 Month Business Savings Certificate 4.23% 4.30% 36-47 Month
Details Early Withdrawal Penalty: Terms 1 Yr and less - 90 Days Dividend; Terms greater than 1 Yr - 180 Days Dividend
Last Updated 10/29/2026
Rate History
1 change since Oct 22, 2026 · 4.05% → 4.30% ▲ 0.25 pts · high 4.30% / low 4.05%
3.55%4.18%4.80%Oct 22, 2026: 4.05% APYOct 26, 2026: 4.30% APYOct 22, 2026Nov 2, 2026
  • Oct 26, 20264.30%▲ from 4.05%
  • Oct 22, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
24 - 35 Month Business Savings Certificate 4.14% 4.20% 24-35 Month
Details Early Withdrawal Penalty: Terms 1 Yr and less - 90 Days Dividend; Terms greater than 1 Yr - 180 Days Dividend
Last Updated 10/29/2026
Rate History
1 change since Oct 22, 2026 · 4.10% → 4.20% ▲ 0.10 pts · high 4.20% / low 4.10%
3.60%4.15%4.70%Oct 22, 2026: 4.10% APYOct 26, 2026: 4.20% APYOct 22, 2026Nov 2, 2026
  • Oct 26, 20264.20%▲ from 4.10%
  • Oct 22, 20264.10%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
12 - 23 Month Business Savings Certificate 3.99% 4.05% 12-23 Month
Details Early Withdrawal Penalty: Terms 1 Yr and less - 90 Days Dividend; Terms greater than 1 Yr - 180 Days Dividend
Last Updated 10/29/2026
Rate History
1 change since Oct 22, 2026 · 3.95% → 4.05% ▲ 0.10 pts · high 4.05% / low 3.95%
3.45%4.00%4.55%Oct 22, 2026: 3.95% APYOct 26, 2026: 4.05% APYOct 22, 2026Nov 2, 2026
  • Oct 26, 20264.05%▲ from 3.95%
  • Oct 22, 20263.95%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
6 - 11 Month Business Savings Certificate 3.85% 3.90% 6-11 Month
Details Early Withdrawal Penalty: Terms 1 Yr and less - 90 Days Dividend; Terms greater than 1 Yr - 180 Days Dividend
Last Updated 10/29/2026
Rate History
No change since Oct 22, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Oct 22, 2026: 3.90% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
3 - 5 Month Business Savings Certificate 3.75% 3.80% 3-5 Month
Details Early Withdrawal Penalty: Terms 1 Yr and less - 90 Days Dividend; Terms greater than 1 Yr - 180 Days Dividend
Last Updated 10/29/2026
Rate History
No change since Oct 22, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Oct 22, 2026: 3.80% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Alpine Credit Union Savings Rates

Product Rate APY View More
Savings - 0.03%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Oct 22, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 22, 2026: 0.03% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Alpine Credit Union Business Savings Rates

Product Rate APY View More
Business Savings - 0.03%
No additional details.
Last Updated 10/29/2026
Rate History
No change since Oct 22, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Oct 22, 2026: 0.03% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Alpine Credit Union Money Market Rates

Product Rate APY View More
Money Market Account - 1.70%
Min Deposit $500
Min Balance $100,000
Details Balance: $100,000.00 - $249,999.99; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
1 change since Oct 22, 2026 · 1.50% → 1.70% ▲ 0.20 pts · high 1.70% / low 1.50%
1.00%1.60%2.20%Oct 22, 2026: 1.50% APYOct 26, 2026: 1.70% APYOct 22, 2026Nov 2, 2026
  • Oct 26, 20261.70%▲ from 1.50%
  • Oct 22, 20261.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Money Market Account - 1.70%
Min Deposit $500
Min Balance $250,000
Details Balance: $250,000.00 - $999,999.99; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 1.70% APY · checked 2 times
1.20%1.70%2.20%Oct 26, 2026: 1.70% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Money Market Account - 1.70%
Min Deposit $500
Min Balance $1,000,000
Details Balance: $1,000,000.00 and above; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 1.70% APY · checked 2 times
1.20%1.70%2.20%Oct 26, 2026: 1.70% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Money Market Account - 1.60%
Min Deposit $500
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
1 change since Oct 22, 2026 · 1.25% → 1.60% ▲ 0.35 pts · high 1.60% / low 1.25%
0.75%1.43%2.10%Oct 22, 2026: 1.25% APYOct 26, 2026: 1.60% APYOct 22, 2026Nov 2, 2026
  • Oct 26, 20261.60%▲ from 1.25%
  • Oct 22, 20261.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Money Market Account - 1.45%
Min Deposit $500
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 1.45% APY · checked 2 times
0.95%1.45%1.95%Oct 26, 2026: 1.45% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Money Market Account - 1.00%
Min Deposit $500
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Oct 22, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Oct 22, 2026: 1.00% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Money Market Account - 0.85%
Min Deposit $500
Min Balance $2,500
Details Balance: $2,500.00 - $9,999.99; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 0.85% APY · checked 2 times
0.35%0.85%1.35%Oct 26, 2026: 0.85% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Money Market Account - 0.75%
Min Deposit $500
Min Balance $5
Details Balance: $5.00 - $2,499.99; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 26, 2026: 0.75% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Alpine Credit Union Business Money Market Rates

Product Rate APY View More
Business Money Market - 1.70%
Min Deposit $500
Min Balance $100,000
Details Balance: $100,000.00 - $249,999.99
Last Updated 10/29/2026
Rate History
1 change since Oct 22, 2026 · 1.50% → 1.70% ▲ 0.20 pts · high 1.70% / low 1.50%
1.00%1.60%2.20%Oct 22, 2026: 1.50% APYOct 26, 2026: 1.70% APYOct 22, 2026Nov 2, 2026
  • Oct 26, 20261.70%▲ from 1.50%
  • Oct 22, 20261.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Business Money Market - 1.70%
Min Deposit $500
Min Balance $250,000
Details Balance: $250,000.00 - $999,999.99
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 1.70% APY · checked 2 times
1.20%1.70%2.20%Oct 26, 2026: 1.70% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Business Money Market - 1.70%
Min Deposit $500
Min Balance $1,000,000
Details Balance: $1,000,000.00 and Above
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 1.70% APY · checked 2 times
1.20%1.70%2.20%Oct 26, 2026: 1.70% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Business Money Market - 1.60%
Min Deposit $500
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 10/29/2026
Rate History
1 change since Oct 22, 2026 · 1.25% → 1.60% ▲ 0.35 pts · high 1.60% / low 1.25%
0.75%1.43%2.10%Oct 22, 2026: 1.25% APYOct 26, 2026: 1.60% APYOct 22, 2026Nov 2, 2026
  • Oct 26, 20261.60%▲ from 1.25%
  • Oct 22, 20261.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Business Money Market - 1.45%
Min Deposit $500
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 1.45% APY · checked 2 times
0.95%1.45%1.95%Oct 26, 2026: 1.45% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Business Money Market - 1.00%
Min Deposit $500
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 10/29/2026
Rate History
No change since Oct 22, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Oct 22, 2026: 1.00% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Business Money Market - 0.85%
Min Deposit $500
Min Balance $2,500
Details Balance: $2,500.00 - $9,999.99
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 0.85% APY · checked 2 times
0.35%0.85%1.35%Oct 26, 2026: 0.85% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Business Money Market - 0.75%
Min Deposit $500
Min Balance $5
Details Balance: $5.00 - $2,499.99
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 26, 2026: 0.75% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Alpine Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.99%
Details Homepage Quick Rates
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 4.74% → 4.99% ▲ 0.25 pts · high 4.99% / low 4.74%
4.24%4.87%5.49%Sep 14, 2026: 4.74% APROct 19, 2026: 4.99% APRSep 14, 2026Nov 2, 2026
  • Oct 19, 20264.99%▲ from 4.74%
  • Sep 14, 20264.74%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Alpine Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 9.99% 12 months
Details Loyalty discount of .25% available with LOOP Spending Account or Visa Credit Card
Last Updated 10/29/2026
Rate History
1 change since Sep 18, 2026 · 9.74% → 9.99% ▲ 0.25 pts · high 9.99% / low 9.74%
9.24%9.87%10.49%Sep 18, 2026: 9.74% APROct 19, 2026: 9.99% APRSep 18, 2026Nov 2, 2026
  • Oct 19, 20269.99%▲ from 9.74%
  • Sep 18, 20269.74%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Personal Loan 10.49% 24 months
Details Loyalty discount of .25% available with LOOP Spending Account or Visa Credit Card
Last Updated 10/29/2026
Rate History
1 change since Sep 18, 2026 · 10.24% → 10.49% ▲ 0.25 pts · high 10.49% / low 10.24%
9.74%10.37%10.99%Sep 18, 2026: 10.24% APROct 19, 2026: 10.49% APRSep 18, 2026Nov 2, 2026
  • Oct 19, 202610.49%▲ from 10.24%
  • Sep 18, 202610.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Personal Loan 10.99% 36 months
Details Loyalty discount of .25% available with LOOP Spending Account or Visa Credit Card
Last Updated 10/29/2026
Rate History
1 change since Sep 18, 2026 · 10.74% → 10.99% ▲ 0.25 pts · high 10.99% / low 10.74%
10.24%10.87%11.49%Sep 18, 2026: 10.74% APROct 19, 2026: 10.99% APRSep 18, 2026Nov 2, 2026
  • Oct 19, 202610.99%▲ from 10.74%
  • Sep 18, 202610.74%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Personal Loan 11.49% 48 months
Details Loyalty discount of .25% available with LOOP Spending Account or Visa Credit Card
Last Updated 10/29/2026
Rate History
1 change since Sep 18, 2026 · 11.24% → 11.49% ▲ 0.25 pts · high 11.49% / low 11.24%
10.74%11.37%11.99%Sep 18, 2026: 11.24% APROct 19, 2026: 11.49% APRSep 18, 2026Nov 2, 2026
  • Oct 19, 202611.49%▲ from 11.24%
  • Sep 18, 202611.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%
Personal Loan 11.99% 60 months
Details Loyalty discount of .25% available with LOOP Spending Account or Visa Credit Card
Last Updated 10/29/2026
Rate History
1 change since Sep 18, 2026 · 11.74% → 11.99% ▲ 0.25 pts · high 11.99% / low 11.74%
11.24%11.87%12.49%Sep 18, 2026: 11.74% APROct 19, 2026: 11.99% APRSep 18, 2026Nov 2, 2026
  • Oct 19, 202611.99%▲ from 11.74%
  • Sep 18, 202611.74%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Alpine Credit Union Other Rates

Product Rate Points APY/APR Term View More
Traditional/Roth/Coverdell ESA - - 0.15%
Details IRA Certificate Rates page; Share Rate column
Last Updated 10/29/2026
Rate History
No change since Oct 22, 2026 · 0.15% APY · checked 3 times
0.00%0.33%0.65%Oct 22, 2026: 0.15% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.38%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Alpine Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alpine Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alpine Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alpine Credit Union
Address 1510 N STATE ST, Orem, UT 84057-2548
Phone 801-225-0256
Fax 801-224-2586
President Rachelle Spencer
CEO Paul Atkinson
Full-Time Employees 56
Part-Time Employees 8
Branch Locations 5
ATM Locations 5
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.38%
Return on Assets (ROA)
0.5056%
Return on Equity (ROE)
4.8938%
Non-Performing Loans Ratio (NPL)
1.00%
Total Assets
362,855,201
Total Amount of Shares and Deposits
321,528,033
Total Shares and Deposits < 1 Year
294,996,069
Total Shares and Deposits 1 3 Years
22,790,458
Total Shares and Deposits > 3 Years
3,741,505
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
33,518,011
Total Uninsured Shares and Deposits > $250K (F+J)
33,518,011
Total Insured Shares and Deposits > $250K (item 17 less item K)
288,010,022
Total Interest Expense (Sum of items 6 8)
2,765,462
Share Certificates
3,631
Number of Accounts for Share Drafts
10,692
IRA KEOGH Accounts
209
Number of Accounts for Regular Shares
24,191
All other shares
182
Money Market Shares
1,804
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,516,965
Total Liabilities
325,366,519
Source: NCUA — Last Updated 06/30/2026
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Frequently Asked Questions About Alpine Credit Union

Does Alpine Credit Union offer CDs?

Yes. Alpine Credit Union current CD rates include its 60 Month Business Savings CD at 4.50% APY, its IRA CD 60 Month at 4.50% APY and its 48 - 59 Month Business Savings CD at 4.40% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Alpine Credit Union NCUA insured?

Yes. Alpine Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Alpine Credit Union?

The highest Alpine Credit Union CD rate is its 60 Month Business Savings CD at 4.50% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Alpine Credit Union offer?

Alpine Credit Union CD rates are 3.90% APY for a 12 month CD, 4.05% APY for a 2 year CD, 4.30% APY for a 47 month CD, 4.40% APY for a 59 month CD and 4.40% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Alpine Credit Union for its full lineup.

What is the highest savings rate at Alpine Credit Union?

The highest Alpine Credit Union savings rate is its Business Savings at 0.03% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Alpine Credit Union?

The highest Alpine Credit Union money market rate is its Business Money Market at 1.70% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Alpine Credit Union?

The lowest Alpine Credit Union auto loan rate is its Auto Loans at 4.99% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Alpine Credit Union?

The lowest Alpine Credit Union personal loan rate is its Personal Loan at 9.99% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Alpine Credit Union operate?

Alpine Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alpine Credit Union?

Yes, to access services at Alpine Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alpine Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alpine Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alpine Credit Union offer online and mobile banking?

Most modern institutions like Alpine Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alpinecu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Alpine Credit Union rates compare?

Alpine Credit Union's CD rates are 51% higher than the MonitorBankRates national average, and it has an A health rating. Alpine Credit Union's top rates are its 60 Month Business Savings CD at 4.50% APY, its Business Savings at 0.03% APY, its Business Money Market at 1.70% APY and its Personal Loan at 9.99% APR, verified by MonitorBankRates on October 29, 2026.

Current Alpine Credit Union Rates

  • 12-Month CD3.90%
  • 24-Month CD4.05%
  • 60-Month CD4.40%
  • Savings0.03%
  • MMA1.70%
Retrieved from our database of financial products. Rates subject to change.