Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Partners Federal Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated: May 7, 2026
Partners Federal Credit Union's 12-Month Jumbo CD rates are at 3.85%, 12-Month Mini-Jumbo CD rates are at 3.85%, 12-Month Standard CD rates are at 3.85%, 12-Month Starter CD rates are at 3.85%, Traditional/Roth IRA Jumbo CD 12-Month rates are at 3.85%. Partners Federal Credit Union's savings rates are at 0.05%. Partners Federal Credit Union's money market rates are at 0.10%. Partners Federal Credit Union's Personal Loan Rates are at 9.74%. MonitorBankRates evaluates the financial stability of Partners Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.57%. Rates were last updated on 05/07/2026.
Partners Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Partners Federal Credit Union? Share your experience about Partners Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Partners Federal Credit Union.
Overall Health & Safety Grade
?
A
Excellent HealthScore: 97/100
Overall Health & Safety Grade
Partners Federal Credit Union has earned an overall safety grade of A (Excellent, Score: 97/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Partners Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
6.57%
ExcellentHigher than avg
Partners Federal Credit Union Texas Ratio
Partners Federal Credit Union's Texas Ratio is 6.57%, which is considered excellent and is higher than the national average of 6.13%.
Partners Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
Traditional/Roth IRA Mini-Jumbo Certificate 12-Month
3.78%
3.85%
12-Month
Min Balance$50,000
DetailsMinimum to open & earn dividends: $50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Standard 12-Month
3.78%
3.85%
12-Month
Min Balance$1,000
DetailsMinimum to open & earn dividends: $1,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
24-Month Jumbo Certificate
3.63%
3.70%
24-Month
Min Balance$100,000
DetailsMinimum to open & earn dividends: $100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Jumbo College Saver Certificates 24-Month
3.63%
3.70%
24-Month
Min Balance$100,000
DetailsMinimum to open & earn dividends: $100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Jumbo College Saver Certificates 60-Month
3.63%
3.70%
60-Month
Min Balance$100,000
DetailsMinimum to open & earn dividends: $100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Jumbo Certificate 24-Month
3.63%
3.70%
24-Month
Min Balance$100,000
DetailsMinimum to open & earn dividends: $100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Jumbo Certificate 60-Month
3.63%
3.70%
60-Month
Min Balance$100,000
DetailsMinimum to open & earn dividends: $100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
48-Month Jumbo Certificate
3.59%
3.65%
48-Month
Min Balance$100,000
DetailsMinimum to open & earn dividends: $100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Jumbo College Saver Certificates 48-Month
3.59%
3.65%
48-Month
Min Balance$100,000
DetailsMinimum to open & earn dividends: $100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
24-Month Mini-Jumbo Certificate
3.59%
3.65%
24-Month
Min Balance$50,000
DetailsMinimum to open & earn dividends: $50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Mini-Jumbo College Saver Certificates 24-Month
3.59%
3.65%
24-Month
Min Balance$50,000
DetailsMinimum to open & earn dividends: $50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Mini-Jumbo College Saver Certificates 60-Month
3.59%
3.65%
60-Month
Min Balance$50,000
DetailsMinimum to open & earn dividends: $50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Jumbo Certificate 48-Month
3.59%
3.65%
48-Month
Min Balance$100,000
DetailsMinimum to open & earn dividends: $100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Mini-Jumbo Certificate 24-Month
3.59%
3.65%
24-Month
Min Balance$50,000
DetailsMinimum to open & earn dividends: $50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Mini-Jumbo Certificate 60-Month
3.59%
3.65%
60-Month
Min Balance$50,000
DetailsMinimum to open & earn dividends: $50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
48-Month Mini-Jumbo Certificate
3.54%
3.60%
48-Month
Min Balance$50,000
DetailsMinimum to open & earn dividends: $50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Mini-Jumbo College Saver Certificates 48-Month
3.54%
3.60%
48-Month
Min Balance$50,000
DetailsMinimum to open & earn dividends: $50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
24-Month Standard Certificate
3.54%
3.60%
24-Month
Min Balance$1,000
DetailsMinimum to open & earn dividends: $1,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Standard College Saver Certificates 24-Month
3.54%
3.60%
24-Month
Min Balance$500
DetailsMinimum to open & earn dividends: $500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Standard College Saver Certificates 60-Month
3.54%
3.60%
60-Month
Min Balance$500
DetailsMinimum to open & earn dividends: $500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Mini-Jumbo Certificate 48-Month
3.54%
3.60%
48-Month
Min Balance$50,000
DetailsMinimum to open & earn dividends: $50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Standard 24-Month
3.54%
3.60%
24-Month
Min Balance$1,000
DetailsMinimum to open & earn dividends: $1,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Standard 60-Month
3.54%
3.60%
60-Month
Min Balance$1,000
DetailsMinimum to open & earn dividends: $1,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
36-Month Jumbo Certificate
3.49%
3.55%
36-Month
Min Balance$100,000
DetailsMinimum to open & earn dividends: $100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Jumbo College Saver Certificates 36-Month
3.49%
3.55%
36-Month
Min Balance$100,000
DetailsMinimum to open & earn dividends: $100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
48-Month Standard Certificate
3.49%
3.55%
48-Month
Min Balance$1,000
DetailsMinimum to open & earn dividends: $1,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Standard College Saver Certificates 48-Month
3.49%
3.55%
48-Month
Min Balance$500
DetailsMinimum to open & earn dividends: $500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Jumbo Certificate 36-Month
3.49%
3.55%
36-Month
Min Balance$100,000
DetailsMinimum to open & earn dividends: $100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Standard 48-Month
3.49%
3.55%
48-Month
Min Balance$1,000
DetailsMinimum to open & earn dividends: $1,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
6-Month Jumbo Certificate
3.45%
3.50%
6-Month
Min Balance$100,000
DetailsMinimum to open & earn dividends: $100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
6-Month Mini-Jumbo Certificate
3.45%
3.50%
6-Month
Min Balance$50,000
DetailsMinimum to open & earn dividends: $50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Mini-Jumbo College Saver Certificates 36-Month
3.44%
3.50%
36-Month
Min Balance$50,000
DetailsMinimum to open & earn dividends: $50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
6-Month Standard Certificate
3.45%
3.50%
6-Month
Min Balance$1,000
DetailsMinimum to open & earn dividends: $1,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Mini-Jumbo Certificate 36-Month
3.44%
3.50%
36-Month
Min Balance$50,000
DetailsMinimum to open & earn dividends: $50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Mini-Jumbo Certificate 6-Month
3.45%
3.50%
6-Month
Min Balance$50,000
DetailsMinimum to open & earn dividends: $50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Standard 6-Month
3.45%
3.50%
6-Month
Min Balance$1,000
DetailsMinimum to open & earn dividends: $1,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
36-Month Standard Certificate
3.39%
3.45%
36-Month
Min Balance$1,000
DetailsMinimum to open & earn dividends: $1,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Standard College Saver Certificates 36-Month
3.39%
3.45%
36-Month
Min Balance$500
DetailsMinimum to open & earn dividends: $500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Standard 36-Month
3.39%
3.45%
36-Month
Min Balance$1,000
DetailsMinimum to open & earn dividends: $1,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
3-Month Emergency Fund Certificate
3.20%
3.25%
3-Month
Min Deposit$100
Min Balance$100
DetailsMaximum Certificate balance: $2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Jumbo Certificate 6-Month
3.20%
3.25%
6-Month
Min Balance$100,000
DetailsMinimum to open & earn dividends: $100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
3-Month Jumbo Certificate
0.75%
0.75%
3-Month
Min Balance$100,000
DetailsMinimum to open & earn dividends: $100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
3-Month Mini-Jumbo Certificate
0.75%
0.75%
3-Month
Min Balance$50,000
DetailsMinimum to open & earn dividends: $50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
3-Month Standard Certificate
0.75%
0.75%
3-Month
Min Balance$1,000
DetailsMinimum to open & earn dividends: $1,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Jumbo Certificate 3-Month
0.75%
0.75%
3-Month
Min Balance$100,000
DetailsMinimum to open & earn dividends: $100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Mini-Jumbo Certificate 3-Month
0.75%
0.75%
3-Month
Min Balance$50,000
DetailsMinimum to open & earn dividends: $50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional/Roth IRA Standard 3-Month
0.75%
0.75%
3-Month
Min Balance$1,000
DetailsMinimum to open & earn dividends: $1,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Partners Federal Credit Union Savings Rates
Product
Rate
APY
View More
Enhanced Money Market Savings
3.15%
3.20%
Min Deposit$10,000
Min Balance$10,000
DetailsMinimum to open is $10,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Down Payment Savings Money Market
2.96%
3.00%
Min Balance$500,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Money Market Savings
2.96%
3.00%
Min Deposit$2,500
Min Balance$500,000
DetailsMinimum to open is $2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Down Payment Savings Money Market
2.86%
2.90%
Min Balance$250,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Money Market Savings
2.86%
2.90%
Min Deposit$2,500
Min Balance$250,000
DetailsMinimum to open is $2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Down Payment Savings Money Market
2.77%
2.80%
Min Balance$100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Money Market Savings
2.77%
2.80%
Min Deposit$2,500
Min Balance$100,000
DetailsMinimum to open is $2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Down Payment Savings Money Market
1.49%
1.50%
Min Balance$50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Money Market Savings
1.49%
1.50%
Min Deposit$2,500
Min Balance$50,000
DetailsMinimum to open is $2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Down Payment Savings Money Market
1.24%
1.25%
Min Balance$25,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Money Market Savings
1.24%
1.25%
Min Deposit$2,500
Min Balance$25,000
DetailsMinimum to open is $2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Down Payment Savings Money Market
1.00%
1.00%
Min Balance$2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Enhanced Money Market Savings
1.00%
1.00%
Min Deposit$10,000
Min Balance$2,500
DetailsMinimum to open is $10,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Money Market Savings
1.00%
1.00%
Min Deposit$2,500
Min Balance$2,500
DetailsMinimum to open is $2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Individual Retirement Account (IRA) Savings
0.30%
0.30%
Min Balance$100
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Down Payment Savings Money Market
0.05%
0.05%
No additional details.
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Primary Savings
0.05%
0.05%
Min Deposit$5
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Special Savings
0.05%
0.05%
Min Deposit$5
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Traditional Christmas Club
0.05%
0.05%
Min Deposit$5
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Partners Federal Credit Union Money Market Rates
Product
Rate
APY
View More
Enhanced Money Market Savings
3.15%
3.20%
Min Deposit$10,000
Min Balance$10,000
DetailsMinimum to open is $10,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Down Payment Savings Money Market
2.96%
3.00%
Min Balance$500,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Money Market Savings
2.96%
3.00%
Min Deposit$2,500
Min Balance$500,000
DetailsMinimum to open is $2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Down Payment Savings Money Market
2.86%
2.90%
Min Balance$250,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Money Market Savings
2.86%
2.90%
Min Deposit$2,500
Min Balance$250,000
DetailsMinimum to open is $2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Down Payment Savings Money Market
2.77%
2.80%
Min Balance$100,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Money Market Savings
2.77%
2.80%
Min Deposit$2,500
Min Balance$100,000
DetailsMinimum to open is $2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Down Payment Savings Money Market
1.49%
1.50%
Min Balance$50,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Money Market Savings
1.49%
1.50%
Min Deposit$2,500
Min Balance$50,000
DetailsMinimum to open is $2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Down Payment Savings Money Market
1.24%
1.25%
Min Balance$25,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Money Market Savings
1.24%
1.25%
Min Deposit$2,500
Min Balance$25,000
DetailsMinimum to open is $2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Down Payment Savings Money Market
1.00%
1.00%
Min Balance$2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Enhanced Money Market Savings
1.00%
1.00%
Min Deposit$10,000
Min Balance$2,500
DetailsMinimum to open is $10,000
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Money Market Savings
1.00%
1.00%
Min Deposit$2,500
Min Balance$2,500
DetailsMinimum to open is $2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Down Payment Savings Money Market
0.05%
0.05%
No additional details.
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Partners Federal Credit Union Checking Rates
Product
Rate
APY
View More
Money Market Checking
0.10%
0.10%
Min Deposit$2,500
Min Balance$2,500
DetailsMinimum to open & earn dividends: $2,500
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Partners Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit (HELOC) Up to 80%
-
-
6.25%
No additional details.
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Home Equity Line of Credit (HELOC) 80.01% - 90%
-
-
6.50%
No additional details.
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Home Equity Loans (HELOAN)
-
-
7.75%
5
DetailsLoan to Value: Up to 80%
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Home Equity Loans (HELOAN)
-
-
8.00%
5
DetailsLoan to Value: 80.01% - 90%
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Home Equity Loans (HELOAN)
-
-
8.08%
15
DetailsLoan to Value: Up to 80%
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Home Equity Loans (HELOAN)
-
-
8.33%
15
DetailsLoan to Value: 80.01% - 90%
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Home Equity Loans (HELOAN)
-
-
8.52%
20
DetailsLoan to Value: Up to 80%
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Home Equity Loans (HELOAN)
-
-
8.77%
20
DetailsLoan to Value: 80.01% - 90%
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Partners Federal Credit Union Credit Card Rates
Product
Rate
APR
View More
Visa Platinum
-
10.24%
DetailsRegular APR: 10.24% to 17.99%
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Visa Platinum Rewards
-
11.74%
DetailsRegular APR: 11.74% to 17.99%
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Visa Share Secured
-
13.90%
DetailsRegular APR: 13.90%
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Visa Signature
-
17.99%
DetailsRegular APR: 17.99%
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Partners Federal Credit Union Personal Loan Rates
Product
Rate
APR
View More
Personal Loans
-
9.74%
No additional details.
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Personal Loans
-
10.99%
No additional details.
Last Updated05/07/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.57%
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Partners Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Partners Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Partners Federal Credit Union's official website for the most current offers and terms.
Want to discuss Partners Federal Credit Union with other members?
Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Partners Federal Credit Union
Frequently Asked Questions About Partners Federal Credit Union
How many branches does Partners Federal Credit Union operate?
Partners Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Partners Federal Credit Union?
Yes, to access services at Partners Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Partners Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Partners Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Partners Federal Credit Union offer online and mobile banking?
Most modern institutions like Partners Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.partnersfcu.org.
Current Partners Federal Credit Union Rates
12-Month CD3.85%
24-Month CD3.60%
60-Month CD3.60%
Savings0.05%
MMA0.10%
Retrieved from our database of financial products. Rates subject to change.