What are the current interest rates at Partners Federal Credit Union?

Current rates for Partners Federal Credit Union include: 12-Month CD: 3.85%, 24-Month CD: 3.60%, 36-Month CD: 3.45%, 48-Month CD: 3.55%, Savings: 0.05%, MMA: 0.10%, Credit Card: 10.24%, Personal Loan: 9.74%

Partners Federal Credit Union Rates and Review February 2026

Content reviewed by

Brian McKay

Home
Credit Unions
Partners Federal Credit Union Deposit Rates

Partners Federal Credit Union's 13-Month Standard CD rates are at 4.00%, 12-Month Jumbo CD rates are at 3.85%, 12-Month Mini-Jumbo CD rates are at 3.85%, 12-Month Standard CD rates are at 3.85%, 12-Month Starter CD rates are at 3.85%. Partners Federal Credit Union's savings rates are at 0.05%. Partners Federal Credit Union's money market rates are at 0.10%. Partners Federal Credit Union's Personal Loan Rates are at 9.74%. Partners Federal Credit Union's Credit Card Rates are at 10.24%.

Partners Federal Credit Union

Partners Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Partners Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

Partners Federal Credit Union Texas Ratio

Partners Federal Credit Union's Texas Ratio is at 6.57%, which is considered excellent. The Texas Ratio for Partners Federal Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Partners Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0

Excellent

Out of 5.0 Stars

Partners Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, Partners Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Product

APY/APR

vs.Avg

12-Month CD

3.85%

2.38%

18-Month CD

N/A

2.14%

24-Month CD

3.60%

2.17%

36-Month CD

3.45%

2.11%

48-Month CD

3.55%

2.10%

60-Month CD

N/A

2.23%

Savings

0.05%

0.60%

MMA

0.10%

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

10.24%

14.10%

Personal Loan

9.74%

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Partners Federal Credit Union
Headquarters

100 N First St Ste 400
Burbank, CA 91502 1818

https://www.partnersfcu.org

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCELLENT

🏆

Credit Unions:
Embed the badge above on your site.

Review Partners Federal Credit Union

Partners Federal Credit Union CD Rates

Product	Rate	APY	Term
24-Month College Saver Certificate Jumbo College Saver	3.63%	3.70%	24-Month
Min Deposit$100,000 DetailsMinimum to open & earn dividends: $100,000 Last Updated 02/10/2026
24-Month Jumbo Certificate	3.63%	3.70%	24-Month
Min Deposit$100,000 DetailsMinimum to open & earn dividends: $100,000 Last Updated 02/10/2026
24-Month Traditional/Roth IRA Jumbo Certificate	3.63%	3.70%	24-Month
Min Deposit$100,000 DetailsMinimum to open & earn dividends: $100,000 Last Updated 02/10/2026
48-Month College Saver Certificate Jumbo College Saver	3.59%	3.65%	48-Month
Min Deposit$100,000 DetailsMinimum to open & earn dividends: $100,000 Last Updated 02/10/2026
24-Month College Saver Certificate Mini-Jumbo College Saver	3.59%	3.65%	24-Month
Min Deposit$50,000 DetailsMinimum to open & earn dividends: $50,000 Last Updated 02/10/2026
48-Month Jumbo Certificate	3.59%	3.65%	48-Month
Min Deposit$100,000 DetailsMinimum to open & earn dividends: $100,000 Last Updated 02/10/2026
24-Month Mini-Jumbo Certificate	3.59%	3.65%	24-Month
Min Deposit$50,000 DetailsMinimum to open & earn dividends: $50,000 Last Updated 02/10/2026
48-Month Traditional/Roth IRA Jumbo Certificate	3.59%	3.65%	48-Month
Min Deposit$100,000 DetailsMinimum to open & earn dividends: $100,000 Last Updated 02/10/2026
24-Month Traditional/Roth IRA Mini-Jumbo Certificate	3.59%	3.65%	24-Month
Min Deposit$50,000 DetailsMinimum to open & earn dividends: $50,000 Last Updated 02/10/2026
48-Month College Saver Certificate Mini-Jumbo College Saver	3.54%	3.60%	48-Month
Min Deposit$50,000 DetailsMinimum to open & earn dividends: $50,000 Last Updated 02/10/2026
24-Month College Saver Certificate Standard College Saver	3.54%	3.60%	24-Month
Min Deposit$500 DetailsMinimum to open & earn dividends: $500 Last Updated 02/10/2026
48-Month Mini-Jumbo Certificate	3.54%	3.60%	48-Month
Min Deposit$50,000 DetailsMinimum to open & earn dividends: $50,000 Last Updated 02/10/2026
24-Month Standard Certificate	3.54%	3.60%	24-Month
Min Deposit$1,000 DetailsMinimum to open & earn dividends: $1,000 Last Updated 02/10/2026
48-Month Traditional/Roth IRA Mini-Jumbo Certificate	3.54%	3.60%	48-Month
Min Deposit$50,000 DetailsMinimum to open & earn dividends: $50,000 Last Updated 02/10/2026
24-Month Traditional/Roth IRA Standard Certificate	3.54%	3.60%	24-Month
Min Deposit$1,000 DetailsMinimum to open & earn dividends: $1,000 Last Updated 02/10/2026
36-Month College Saver Certificate Jumbo College Saver	3.49%	3.55%	36-Month
Min Deposit$100,000 DetailsMinimum to open & earn dividends: $100,000 Last Updated 02/10/2026
48-Month College Saver Certificate Standard College Saver	3.49%	3.55%	48-Month
Min Deposit$500 DetailsMinimum to open & earn dividends: $500 Last Updated 02/10/2026
36-Month Jumbo Certificate	3.49%	3.55%	36-Month
Min Deposit$100,000 DetailsMinimum to open & earn dividends: $100,000 Last Updated 02/10/2026
48-Month Standard Certificate	3.49%	3.55%	48-Month
Min Deposit$1,000 DetailsMinimum to open & earn dividends: $1,000 Last Updated 02/10/2026
36-Month Traditional/Roth IRA Jumbo Certificate	3.49%	3.55%	36-Month
Min Deposit$100,000 DetailsMinimum to open & earn dividends: $100,000 Last Updated 02/10/2026
48-Month Traditional/Roth IRA Standard Certificate	3.49%	3.55%	48-Month
Min Deposit$1,000 DetailsMinimum to open & earn dividends: $1,000 Last Updated 02/10/2026
36-Month College Saver Certificate Mini-Jumbo College Saver	3.44%	3.50%	36-Month
Min Deposit$50,000 DetailsMinimum to open & earn dividends: $50,000 Last Updated 02/10/2026
36-Month Mini-Jumbo Certificate	3.44%	3.50%	36-Month
Min Deposit$50,000 DetailsMinimum to open & earn dividends: $50,000 Last Updated 02/10/2026
36-Month Traditional/Roth IRA Mini-Jumbo Certificate	3.44%	3.50%	36-Month
Min Deposit$50,000 DetailsMinimum to open & earn dividends: $50,000 Last Updated 02/10/2026
36-Month College Saver Certificate Standard College Saver	3.39%	3.45%	36-Month
Min Deposit$500 DetailsMinimum to open & earn dividends: $500 Last Updated 02/10/2026
36-Month Standard Certificate	3.39%	3.45%	36-Month
Min Deposit$1,000 DetailsMinimum to open & earn dividends: $1,000 Last Updated 02/10/2026
36-Month Traditional/Roth IRA Standard Certificate	3.39%	3.45%	36-Month
Min Deposit$1,000 DetailsMinimum to open & earn dividends: $1,000 Last Updated 02/10/2026
3-Month Emergency Fund Certificate	3.20%	3.25%	3-Month
Min Deposit$100 DetailsMinimum to open & earn dividends: $100. Maximum Certificate balance: $2,500 Last Updated 02/10/2026
6-Month Jumbo Certificate	3.20%	3.25%	6-Month
Min Deposit$100,000 DetailsMinimum to open & earn dividends: $100,000 Last Updated 02/10/2026
6-Month Mini-Jumbo Certificate	3.20%	3.25%	6-Month
Min Deposit$50,000 DetailsMinimum to open & earn dividends: $50,000 Last Updated 02/10/2026
6-Month Standard Certificate	3.20%	3.25%	6-Month
Min Deposit$1,000 DetailsMinimum to open & earn dividends: $1,000 Last Updated 02/10/2026
6-Month Traditional/Roth IRA Jumbo Certificate	3.20%	3.25%	6-Month
Min Deposit$100,000 DetailsMinimum to open & earn dividends: $100,000 Last Updated 02/10/2026
6-Month Traditional/Roth IRA Mini-Jumbo Certificate	3.20%	3.25%	6-Month
Min Deposit$50,000 DetailsMinimum to open & earn dividends: $50,000 Last Updated 02/10/2026
6-Month Traditional/Roth IRA Standard Certificate	3.20%	3.25%	6-Month
Min Deposit$1,000 DetailsMinimum to open & earn dividends: $1,000 Last Updated 02/10/2026
3-Month Jumbo Certificate	0.75%	0.75%	3-Month
Min Deposit$100,000 DetailsMinimum to open & earn dividends: $100,000 Last Updated 02/10/2026
3-Month Mini-Jumbo Certificate	0.75%	0.75%	3-Month
Min Deposit$50,000 DetailsMinimum to open & earn dividends: $50,000 Last Updated 02/10/2026
3-Month Standard Certificate	0.75%	0.75%	3-Month
Min Deposit$1,000 DetailsMinimum to open & earn dividends: $1,000 Last Updated 02/10/2026
3-Month Traditional/Roth IRA Jumbo Certificate	0.75%	0.75%	3-Month
Min Deposit$100,000 DetailsMinimum to open & earn dividends: $100,000 Last Updated 02/10/2026
3-Month Traditional/Roth IRA Mini-Jumbo Certificate	0.75%	0.75%	3-Month
Min Deposit$50,000 DetailsMinimum to open & earn dividends: $50,000 Last Updated 02/10/2026
3-Month Traditional/Roth IRA Standard Certificate	0.75%	0.75%	3-Month
Min Deposit$1,000 DetailsMinimum to open & earn dividends: $1,000 Last Updated 02/10/2026

Partners Federal Credit Union Savings Rates

Product	Rate	APY
Enhanced Money Market Savings	3.25%	3.30%
Min Deposit$10,000 Min Balance$10,000 DetailsMinimum to open is $10,000 Last Updated 02/10/2026
Money Market Savings	3.06%	3.10%
Min Deposit$2,500 Min Balance$500,000 DetailsMinimum to open is $2,500 Last Updated 02/10/2026
Money Market Savings	2.96%	3.00%
Min Deposit$2,500 Min Balance$250,000 DetailsMinimum to open is $2,500 Last Updated 02/10/2026
Money Market Savings	2.86%	2.90%
Min Deposit$2,500 Min Balance$100,000 DetailsMinimum to open is $2,500 Last Updated 02/10/2026
Money Market Savings	1.54%	1.55%
Min Deposit$2,500 Min Balance$50,000 DetailsMinimum to open is $2,500 Last Updated 02/10/2026
Money Market Savings	1.29%	1.30%
Min Deposit$2,500 Min Balance$25,000 DetailsMinimum to open is $2,500 Last Updated 02/10/2026
Enhanced Money Market Savings	1.04%	1.05%
Min Deposit$2,500 Min Balance$2,500 DetailsMinimum to open is $10,000 Last Updated 02/10/2026
Money Market Savings	1.04%	1.05%
Min Deposit$2,500 Min Balance$2,500 DetailsMinimum to open is $2,500 Last Updated 02/10/2026
Individual Retirement Account (IRA) Savings	0.30%	0.30%
Min Deposit$100 Min Balance$100 DetailsMinimum to open & earn dividends: $100 Last Updated 02/10/2026
Primary Savings	0.05%	0.05%
Min Deposit$5 DetailsMinimum to open: $5 \| Minimum to earn dividends: $0 Last Updated 02/10/2026
Special Savings	0.05%	0.05%
Min Deposit$5 DetailsMinimum to open: $5 \| Minimum to earn dividends: $0 Last Updated 02/10/2026
Traditional Christmas Club	0.05%	0.05%
Min Deposit$5 DetailsMinimum to open: $5 \| Minimum to earn dividends: $0 Last Updated 02/10/2026

Partners Federal Credit Union Money Market Rates

Product	Rate	APY
Enhanced Money Market Savings	3.25%	3.30%
Min Deposit$10,000 Min Balance$10,000 DetailsMinimum to open is $10,000 Last Updated 02/10/2026
Money Market Savings	3.06%	3.10%
Min Deposit$2,500 Min Balance$500,000 DetailsMinimum to open is $2,500 Last Updated 02/10/2026
Money Market Savings	2.96%	3.00%
Min Deposit$2,500 Min Balance$250,000 DetailsMinimum to open is $2,500 Last Updated 02/10/2026
Money Market Savings	2.86%	2.90%
Min Deposit$2,500 Min Balance$100,000 DetailsMinimum to open is $2,500 Last Updated 02/10/2026
Money Market Savings	1.54%	1.55%
Min Deposit$2,500 Min Balance$50,000 DetailsMinimum to open is $2,500 Last Updated 02/10/2026
Money Market Savings	1.29%	1.30%
Min Deposit$2,500 Min Balance$25,000 DetailsMinimum to open is $2,500 Last Updated 02/10/2026
Enhanced Money Market Savings	1.04%	1.05%
Min Deposit$2,500 Min Balance$2,500 DetailsMinimum to open is $10,000 Last Updated 02/10/2026
Money Market Savings	1.04%	1.05%
Min Deposit$2,500 Min Balance$2,500 DetailsMinimum to open is $2,500 Last Updated 02/10/2026

Partners Federal Credit Union Checking Rates

Product	Rate	APY	View More
Money Market Checking	0.10%	0.10%
Min Deposit$2,500 Min Balance$2,500 DetailsMinimum to open & earn dividends: $2,500 Last Updated 02/10/2026

Partners Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan (HELOAN)	-	-	7.56%	5 Years
DetailsLoan to Value: Up to 80% Last Updated 02/10/2026
Home Equity Loan (HELOAN)	-	-	7.81%	5 Years
DetailsLoan to Value: 80.01% - 90% Last Updated 02/10/2026
Home Equity Loan (HELOAN)	-	-	7.86%	15 Years
DetailsLoan to Value: Up to 80% Last Updated 02/10/2026
Home Equity Loan (HELOAN)	-	-	8.11%	15 Years
DetailsLoan to Value: 80.01% - 90% Last Updated 02/10/2026
Home Equity Loan (HELOAN)	-	-	8.36%	20 Years
DetailsLoan to Value: Up to 80% Last Updated 02/10/2026
Home Equity Loan (HELOAN)	-	-	8.61%	20 Years
DetailsLoan to Value: 80.01% - 90% Last Updated 02/10/2026

Partners Federal Credit Union Credit Card Rates

Product	Rate	Points	APR
Visa Platinum Credit Card APR for Balance Transfers	-	-	10.24%
Detailsbased on your individual qualifications and creditworthiness. This APR will vary with the market based on the Prime Rate Last Updated 02/10/2026
Visa Platinum Credit Card APR for Cash Advances	-	-	10.24%
Detailsbased on your individual qualifications and creditworthiness. This APR will vary with the market based on the Prime Rate Last Updated 02/10/2026
Visa Platinum Credit Card APR for Purchases	-	-	10.24%
Detailsbased on your individual qualifications and creditworthiness. This APR will vary with the market based on the Prime Rate Last Updated 02/10/2026
Visa Platinum Rewards Credit Card APR for Balance Transfers	-	-	11.74%
Detailsbased on your individual qualifications and creditworthiness. This APR will vary with the market based on the Prime Rate Last Updated 02/10/2026
Visa Platinum Rewards Credit Card APR for Cash Advances	-	-	11.74%
Detailsbased on your individual qualifications and creditworthiness. This APR will vary with the market based on the Prime Rate Last Updated 02/10/2026
Visa Platinum Rewards Credit Card APR for Purchases	-	-	11.74%
Detailsbased on your individual qualifications and creditworthiness. This APR will vary with the market based on the Prime Rate Last Updated 02/10/2026
Visa Signature Credit Card APR for Balance Transfers	-	-	17.99%
DetailsThis APR will vary with the market based on the Prime Rate Last Updated 02/10/2026
Visa Signature Credit Card APR for Cash Advances	-	-	17.99%
DetailsThis APR will vary with the market based on the Prime Rate Last Updated 02/10/2026
Visa Signature Credit Card APR for Purchases	-	-	17.99%
DetailsThis APR will vary with the market based on the Prime Rate Last Updated 02/10/2026

Partners Federal Credit Union Personal Loan Rates

Product	Rate	Points	APR	Term
Personal Loans	-	-	9.74%	36 Months
No additional details. Last Updated 02/10/2026
Personal Loans	-	-	10.99%	60 Months
No additional details. Last Updated 02/10/2026

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Partners Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Partners Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Partners Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: Partners Federal Credit Union

Website: https://www.partnersfcu.org

Full Time Employees: 428
Part Time Employees: 10
President: Jaye Thompson
CEO: Ricky Otey
Branch Locations: 13
ATM Locations: 12

Corporate Office Address:

100 N First St Ste 400
Burbank, CA 91502 1818
Phone Number: 818-558-4561
Fax Number: 818-558-4567

Financials

Total Assets:

2,653,330,407

Total Amount of Shares and Deposits:

2,313,219,456

Total Shares and Deposits < 1 Year:

2,257,508,708

Total Shares and Deposits 1 3 Years:

33,694,475

Total Shares and Deposits > 3 Years:

22,016,273

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

150,048,358

Total Uninsured Shares and Deposits > $250K (F+J):

150,048,358

Total Insured Shares and Deposits > $250K (item 17 less item K):

2,163,171,098

Total Interest Expense (Sum of items 6 8):

33,195,615

Share Certificates:

16,403

Number of Accounts for Share Drafts:

135,237

IRA KEOGH Accounts:

4,676

Number of Accounts for Regular Shares:

203,019

Money Market Shares:

12,253

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

319,738,476

Total Liabilities:

2,346,678,300

Source: NCUA Last Updated 09/30/2025

Customer Reviews

iWHv

★★★★★

December 17, 2025

PaUm

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Partners Federal Credit Union

Frequently Asked Questions About Partners Federal Credit Union

Is a member application needed to join Partners Federal Credit Union?

Yes, to access services at Partners Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Partners Federal Credit Union provides a range of mortgage and home equity products.

Is Partners Federal Credit Union a safe place to deposit money?

Yes, Partners Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.