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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Valley Strong Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
Valley Strong Credit Union's 36 month CD rates are at 1.51%, 24 month CD rates are at 1.15%, 18 month CD rates are at 1.00%, 12 month CD rates are at 0.80%, 6 month CD rates are at 0.40%. MonitorBankRates evaluates the financial stability of Valley Strong Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.23%. Rates were last updated on 03/29/2026. Valley Strong Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Valley Strong Credit Union? Share your experience about Valley Strong Credit Union by leaving a review below, or read customer reviews before you decide to use Valley Strong Credit Union. Valley Strong Credit Union
Administrative Office 11500 Bolthouse Dr
https://www.valleystrong.com Bakersfield, CA 93311 8822 
Valley Strong Credit Union CD Rates
Valley Strong Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Valley Strong Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Valley Strong Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Valley Strong Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Valley Strong Credit Union
Website
https://www.valleystrong.com
Address
11500 Bolthouse Dr,
Bakersfield, CA 93311 8822
Phone
661-833-7900
Fax
President
S William Bruce
CEO
Nicholas Ambrosini
Full-Time Employees
551
Part-Time Employees
56
Branch Locations
30
ATM Locations
28
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (93/100)
Texas Ratio
14.23%
Return on Assets (ROA)
0.5124%
Return on Equity (ROE)
5.3408%
Non-Performing Loans Ratio (NPL)
1.86%
Total Assets
3,941,996,654
Total Amount of Shares and Deposits
3,518,989,988
Total Shares and Deposits < 1 Year
3,457,155,975
Total Shares and Deposits 1 3 Years
61,810,581
Total Shares and Deposits > 3 Years
23,432
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
267,625,780
Total Uninsured Shares and Deposits > $250K (F+J)
267,625,780
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,251,364,208
Total Interest Expense (Sum of items 6 8)
36,961,661
Share Certificates
2,742
Number of Accounts for Share Drafts
181,788
IRA KEOGH Accounts
3,139
Number of Accounts for Regular Shares
486,183
Non Member Deposits
2
Money Market Shares
22,715
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
29,046,087
Total Liabilities
3,589,872,618
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Valley Strong Credit UnionIs Valley Strong Credit Union a safe place to deposit money?Yes, Valley Strong Credit Union is considered a safe financial institution. With a Texas Ratio of 14.228298596552%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Valley Strong Credit Union operate?Valley Strong Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Valley Strong Credit Union?Yes, to access services at Valley Strong Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Valley Strong Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Valley Strong Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Valley Strong Credit Union offer online and mobile banking?Most modern institutions like Valley Strong Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.valleystrong.com. Current Valley Strong Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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