|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 AltaOne Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
AltaOne Federal Credit Union's 5 Month CD and Traditional, Roth & SEP IRA CDs rates are at 3.61%, 60 Month CD and Traditional, Roth & SEP IRA CDs rates are at 3.61%, 48 Month CD and Traditional, Roth & SEP IRA CDs rates are at 3.51%, 30 Month CD and Traditional, Roth & SEP IRA CDs rates are at 3.45%, 36 Month CD and Traditional, Roth & SEP IRA CDs rates are at 3.45%. AltaOne Federal Credit Union's savings rates are at 0.05%. AltaOne Federal Credit Union's money market rates are at 0.20%. AltaOne Federal Credit Union's Personal Loan Rates are at 9.24%. MonitorBankRates evaluates the financial stability of AltaOne Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.90%. Rates were last updated on 04/18/2026. AltaOne Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AltaOne Federal Credit Union? Share your experience about AltaOne Federal Credit Union by leaving a review below, or read customer reviews before you decide to use AltaOne Federal Credit Union. AltaOne Federal Credit Union
Corporate 701 S China Lake Blvd
https://www.altaone.org Ridgecrest, CA 93555 5027 
AltaOne Federal Credit Union CD Rates
AltaOne Federal Credit Union Savings Rates
AltaOne Federal Credit Union Money Market Rates
AltaOne Federal Credit Union Mortgage Rates
AltaOne Federal Credit Union Auto Loan Rates
AltaOne Federal Credit Union Credit Card Rates
AltaOne Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for AltaOne Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather AltaOne Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with AltaOne Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
AltaOne Federal Credit Union
Website
https://www.altaone.org
Address
701 S China Lake Blvd,
Ridgecrest, CA 93555 5027
Phone
760-371-7000
Fax
President
Norman Alexander
CEO
STEPHANIE SIEVERS
Full-Time Employees
176
Part-Time Employees
2
Branch Locations
12
ATM Locations
15
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.90%
Return on Assets (ROA)
0.1276%
Return on Equity (ROE)
1.3773%
Non-Performing Loans Ratio (NPL)
0.81%
Total Assets
962,540,768
Total Amount of Shares and Deposits
868,535,245
Total Shares and Deposits < 1 Year
765,350,058
Total Shares and Deposits 1 3 Years
25,057,038
Total Shares and Deposits > 3 Years
78,128,149
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
110,180,300
Total Uninsured Shares and Deposits > $250K (F+J)
110,180,300
Total Insured Shares and Deposits > $250K (item 17 less item K)
758,354,945
Total Interest Expense (Sum of items 6 8)
10,903,218
Share Certificates
4,240
Number of Accounts for Share Drafts
30,401
IRA KEOGH Accounts
1,360
Number of Accounts for Regular Shares
63,383
All other shares
7,585
Non Member Deposits
26
Money Market Shares
1,314
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
68,607,797
Total Liabilities
902,301,801
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About AltaOne Federal Credit UnionIs AltaOne Federal Credit Union a safe place to deposit money?Yes, AltaOne Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.8961811597242%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does AltaOne Federal Credit Union operate?AltaOne Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join AltaOne Federal Credit Union?Yes, to access services at AltaOne Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, AltaOne Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, AltaOne Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does AltaOne Federal Credit Union offer online and mobile banking?Most modern institutions like AltaOne Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.altaone.org. Current AltaOne Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
NJ Gateway Federal Credit Union
ILWU Federal Credit Union
American Spirit Federal Credit Union
St Michaels Federal Credit Union
Public Service Edwardsport Plant Employees FCU
Bessemer System Federal Credit Union
Southwest Federal Credit Union
Altana Federal Credit Union
Walton County Teachers Federal Credit Union
RUTHERFORD POSTAL DISTRICT EM
St James Parish Credit Union
Eagle Community Credit Union
Cambridge Municipal Employees Federal Credit Union
Valley Financial Credit Union
Metro Federal Credit Union
Sabine Federal Credit Union
Fort Bayard Federal Credit Union
Total Community Action Federal Credit Union
Port Washington Federal Credit Union
Denver Fire Department Federal Credit Union
Jefferson Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
