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Pennstar Federal Credit Union Rates and Review January 2026

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Pennstar Federal Credit Union12-month CD rates can be found at 3.60%, 6-month CD rates at 1.76% and 3-month CD rates at 0.55%. Savings rates are at 0.50% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 5.53%. Credit Card rates are at 9.99%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates which you can compare to Pennstar Federal Credit Union rates.

Compare Pennstar Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Pennstar Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Pennstar Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Pennstar Federal Credit Union? Share your experience about Pennstar Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Pennstar Federal Credit Union.

Overall, Pennstar Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Pennstar Federal Credit Union
Pennstar Federal
4139 E State St
Hermitage, PA 16148 3402
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.80%
$500
12-Month CD
3.80%
$1,000
24-Month CD
3.75%
$250
12-Month CD
3.65%
$500
6-Month Jumbo CD
3.50%
$100,000
Statement Savings
3.45%
$500
12-Month CD (Jumbo)
3.35%
$50,000
18-Month CD
3.33%
$500
60-Month CD
3.28%
$1,000
Select Money Market
3.25%
$1,000
24-Month CD (Super Jumbo)
3.14%
$225,000
60-Month CD
2.90%
$1,000
48-Month CD
2.75%
$250
60-Month CD
2.54%
$500
36-Month CD
2.52%
$500
24-Month CD
2.43%
$1,000
48-Month CD
2.25%
$1,000
Great Rewards Checking
2.02%
$50
60-Month CD
2.02%
$5,000
High Interest Checking
2.00%
$100
24-Month CD
2.00%
$2,500
24-Month CD
1.96%
$500
60-Month CD
1.90%
$1,000
24-Month CD
1.76%
$1,000
48-Month CD
1.75%
$500
48-Month CD
1.75%
$1,000
12-Month CD
1.61%
$100
12-Month CD
1.50%
$50
24-Month CD
1.46%
$500
48-Month CD
1.26%
$500
24-Month CD
1.20%
$2,000
60-Month CD
1.00%
$1,000
Kasasa Saving
0.99%
$50
Select Money Market
0.85%
$25,000
48-Month CD
0.80%
$1,000
48-Month CD
0.60%
$500
30-Month CD
0.55%
$500
Money Market
0.50%
$1,000
48-Month CD
0.50%
$500
36-Month CD
0.45%
$1,000
Golden Passbook Savings
0.40%
$2,500
Savings
0.40%
$0
Money Market
0.10%
$2,500
6-Month CD
0.10%
$1,000
NOW Checking
0.05%
$2,500
Universal Savings
0.05%
$50
18-Month CD
0.05%
$1,000
36-Month CD
0.05%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.750%
5.758%
0.000
10 Year Fixed
5.500%
5.938%
0.000
15-Year Fixed
5.500%
5.601%
0.000
15-Year Fixed
5.875%
6.120%
0.000
6.000%
6.076%
0.000
5.500%
5.591%
0.000
15-Year Fixed
5.390%
5.666%
0.000
7/1 ARM
7.000%
7.111%
0.000
10-Year Fixed
5.375%
5.638%
0.000
15-Year Fixed
5.375%
5.539%
0.000
5.500%
5.603%
0.000
10-Year Fixed
6.250%
6.250%
0.000
5/6 SOFR ARM Jumbo
5.750%
5.761%
0.000
5-Year ARM Jumbo
5.250%
4.657%
0.000
15-Year Fixed
5.750%
5.845%
0.000
15 Year Fixed
5.875%
6.356%
0.000
6.375%
6.498%
0.000
5.250%
5.493%
0.000
30-Year Fixed
5.625%
5.666%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
30-Year Fixed Jumbo
6.125%
6.254%
0.000
6.375%
6.556%
0.000
5.500%
5.581%
0.000
15 Year Fixed
5.250%
5.306%
0.000
5.500%
5.705%
0.000
30 Year Fixed
5.750%
5.869%
0.000
15-Year Fixed
5.750%
5.943%
0.000
15-Year Fixed
5.625%
5.736%
0.000
6.000%
6.141%
0.000
30 Year Fixed
6.500%
6.597%
0.000
15-Year Fixed
5.625%
5.697%
0.000
6.375%
6.394%
0.000
6.000%
6.059%
0.000
15-Year Fixed
5.680%
5.964%
0.000
10-Year Fixed
5.375%
5.540%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
4.675%
4.867%
0.000
10-Year Fixed
5.375%
5.473%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.625%
5.986%
0.000
5.500%
5.621%
0.000
15-Year Fixed
5.500%
5.591%
0.000
15-Year Fixed
5.250%
5.513%
0.500
5.500%
5.556%
0.000
30-Year Fixed
5.875%
6.002%
0.000
5.875%
6.010%
0.000
15-Year Fixed
6.000%
6.021%
0.000
6.000%
6.250%
0.000
6.000%
6.310%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Secure Card
13.740%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Access FCU Visa Classic
13.500%
18.000%
Rewards Student Classic
16.500%
Credit Limit - $500
Visa Platinum Preferred Starter
17.990%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Visa Platinum Credit Card
8.500%
As low as 8.50%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Visa Crimson Card
13.240%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
14.000%
11.900%
Visa Platinum Preferred Rewards
15.740% - 17.990%
16.240% - 27.240%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Visa Platinum Rewards
14.900%
Prime Platinum Visa Credit Card
11.500%
16.200%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.990%
$0 - $2,000
24 - 24
10.250% - 10.650%
$3,000 - $25,000
Personal/Signature Loans
11.150%
$0
60 - 60
Personal Line of Credit Variable
13.150%
$0
9.200% - 17.950%
$0 - $100
12 - 24
Preferred Personal Loan
10.000%
$0
60
8.990%
$0
36
10.650%
$0
18.000%
$0 - $500
5
Credit Starter Loan
16.250%
$0
13.240%
$0 - $2,000
36 - 36
11.240% - 17.950%
$0
25 - 36
Personal Loan
11.000%
$0
1 - 12
Summer/Holiday Loans
9.500%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Refinanced Signature Loans
18.000%
$0
Student Loan Consolidation
5.490%
$0
10.250% - 17.950%
$0
1 - 36
9.990%
$0
1 - 60
11.990%
$0
8.890%
$0
Line of Credit Variable
16.740%
$0
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Personal Line of Credit
9.000%
$0
60
Term Line of Credit 84 months
8.000%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Pennstar Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Pennstar Federal Credit Union
Full Time Employees: 10
Part Time Employees: 1
President: Glenn Zahniser
CEO: Nichole Sayers
Branch Locations: 3
ATM Locations: 1
Corporate Office Address:
4139 E State St
Hermitage, PA 16148 3402
Phone Number: 724-981-2973
Fax Number: 724-981-2973

Financials

Total Assets:
55,845,548
Total Amount of Shares and Deposits:
46,753,275
Total Shares and Deposits < 1 Year:
44,050,564
Total Shares and Deposits 1 3 Years:
2,702,711
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
603,543
Total Uninsured Shares and Deposits > $250K (F+J):
603,543
Total Insured Shares and Deposits > $250K (item 17 less item K):
46,149,732
Total Interest Expense (Sum of items 6 8):
408,744
Share Certificates:
477
Number of Accounts for Share Drafts:
1,925
IRA KEOGH Accounts:
225
Number of Accounts for Regular Shares:
4,244
All other shares:
65
Money Market Shares:
254
Net Income (unless the amount is already included in Undivided Earnings):
333,168
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,159,530
Total Liabilities:
46,972,294
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Pennstar Federal Credit Union

Is a member application needed to join Pennstar Federal Credit Union?

Yes, to access services at Pennstar Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Pennstar Federal Credit Union provides a range of mortgage and home equity products.

Is Pennstar Federal Credit Union a safe place to deposit money?

Yes, Pennstar Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Pennstar Federal Credit Union offer online and mobile banking?

Most modern institutions like Pennstar Federal Credit Union provide digital access including online balance checks and transfers.

Current Pennstar Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions