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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Service Plus Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Service Plus Credit Union's 15 month Share/IRA CDs rates are at 3.71%, 24 month Share/IRA CDs rates are at 3.04%, 36 month Share/IRA CDs rates are at 2.78%, 13 Month Share/IRA CDs rates are at 2.02%, 18 month Share/IRA CDs rates are at 2.02%. Service Plus Credit Union's money market rates are at 0.31%. Service Plus Credit Union's Personal Loan Rates are at 11.25%. MonitorBankRates evaluates the financial stability of Service Plus Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/28/2026. Service Plus Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Service Plus Credit Union? Share your experience about Service Plus Credit Union by leaving a review below, or read customer reviews before you decide to use Service Plus Credit Union. 
Service Plus Credit Union CD Rates
Service Plus Credit Union Money Market Rates
Service Plus Credit Union Credit Card Rates
Service Plus Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Service Plus Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Service Plus Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Service Plus Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Service Plus Credit Union
Website
https://www.service-pluscu.org/
Address
2110 53rd St,
Moline, IL 61265
Phone
309-736-2500
Fax
309-736-2505
President
Dale Adamson
CEO
Kristine Kilburg
Full-Time Employees
5
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.4916%
Return on Equity (ROE)
4.0157%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
32,833,651
Total Amount of Shares and Deposits
28,758,078
Total Shares and Deposits < 1 Year
23,688,942
Total Shares and Deposits 1 3 Years
4,764,772
Total Shares and Deposits > 3 Years
304,363
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
628,061
Total Uninsured Shares and Deposits > $250K (F+J)
628,061
Total Insured Shares and Deposits > $250K (item 17 less item K)
28,130,017
Total Interest Expense (Sum of items 6 8)
187,170
Share Certificates
277
Number of Accounts for Share Drafts
1,003
IRA KEOGH Accounts
7
Number of Accounts for Regular Shares
2,217
Money Market Shares
111
Net Income (unless the amount is already included in Undivided Earnings)
120,719
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,718,650
Total Liabilities
28,814,261
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Service Plus Credit UnionIs Service Plus Credit Union a safe place to deposit money?Yes, Service Plus Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Service Plus Credit Union operate?Service Plus Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Service Plus Credit Union?Yes, to access services at Service Plus Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Service Plus Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Service Plus Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Service Plus Credit Union offer online and mobile banking?Most modern institutions like Service Plus Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.service-pluscu.org/. Current Service Plus Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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